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HomeMy WebLinkAboutDelta Dental-11/12/2013Delta Dental of Iowa Summary of Covered Services and Benefits: Altemate 2 City of Waterloo Group # 92179 Deductibles,Maximums & Eligibility - Individual Deductible - Family Deductible - Deductible applies to Check -Ups and Teeth Cleaning? - Benefit Period Maximum - Eligible children to age - Full-time (unmarried) students eligible to age - Does Individual Deductible apply to Orthodontics? - Orthodontic lifetime maximum - Orthodontics: Eligible children to age - Orthodontics: Full-time students eligible to age - Adult Orthodontics Benefits Check -Ups and Teeth Cleaning (Diagnostic and Preventive Services) - Dental Cleaning - Oral Evaluations - Fluoride Applications - X -Rays - Sealant Applications - Space Maintainers Cavity Repair and Tooth Extractions (Routine and Restorative Services) - Emergency Treatment - General Anesthesia/Sedation - Restoration of Decayed or Fractured Teeth - Limited Occlusal Adjustments - Routine Oral Surgery - Posterior Composites w/ Alternate Processing Root Canals (Endodontic Services) - Apicoectomy - Direct Pulp Cap - Pulpotomy - Retrograde Fillings - Root Canal Therapy Gum and Bone Diseases (Periodontal Services) - Conservative Procedures (Non-surgical) - Complex Procedures (Surgical) - Periodontal Maintenance Therapy High Cost Restorations (Cast Restorations) - Cast Restorations - Crowns - Inlays - Onlays - Post and Cores - Recementing Crowns/Inlays/Onlays Dentures and Bridges (Prosthetic Services) - Bridges - Dentures - Repairs and Adjustments - Recementing of Bridges -Implants w/o Alternate Processing Straighter Teeth (Orthodontics) Delta Dental PPO`" 50 $0 No Unlimited 26 99 Yes Unlimited 19 19 No 85% >: 50% 50% 50% 50% Delta Dental Premier® ' 525 $75 No Unlimited 26 99 Yes Unlimited 19 19 No 80% 50% 50% 50% 50%:: SO%' Non Participating 550 $150 No Unlimited 26 99 Yes Unlimited 19 19 No 60% 40.E 40% 50% This is a general description of coverage. It is not a statement of your contract. Actual coverage is subject to terms and conditions specified in the benefits document itself and enrollment regulations in force when the benefits become effective. Certain exclusions and limitations apply. Please refer to your dental benefits document for details. 2014 Delta Dental of Iowa 9000 Northpark Dr, Johnston IA 50131 www.deltadentalia.com Financial -Exhibit Alternate 2 Changes on the Summary of Covered Services and Benefits exhibit are shown in red; all other benefits remain the same. Employer Contribution Single Family Plan Costs Contracts Self-insured incurred claim estimates Complete this Section* ER Contribution* Number of benefit Eligible Employees* Rates guaranteed from 01/01/2014 through 06/30/2014 (6 Months) Single Family 155 514 $24.27 $77.15 Self-insured Administrative Fees - Weekly Settlement PEPM Administrative Fee $3.55 Network Fee $0.25 Broker Fee $0.00 Total Administrative Fee $3.80 Recommended Rates (Includes Admin) $25.69 Annual Expense $521,017 $81.67 $551,524 Please sign below and return to Delta Dental of Iowa at fax # 888-264-1433 *Please updateAmployer contribution and number of b nefit elliible employees above and sign below. Signature' Delta Dental of Iowa Date 9000 Northpark Dr, Johnston IA 50131 www.deltadentalia.com