HomeMy WebLinkAboutEye of the Needle-10/4/2010The Parties
Disaster Recovery Business Rental Assistance Program Contract
CONTRACT #
BRAP104
AW RD DATE:
10 �.! ; , 2010
PROJECT COMPLETION DATE:
March, 2011
CITY: City of Waterloo
715 Mulberry Street
Waterloo, Iowa 50703
CONTACT PERSON: Noel Anderson, Director of
Community Planning and Development
Email: Noel.Anderson@Waterloo-ia.org
Phone: (319) 291-4366
Fax: (319) 291-4262
BUSINESS: Eye of the Needle
(L.O.F.T.)
607 Sycamore St
Waterloo, Iowa 50703
CONTACT PERSON: Patricia King
Email: pak1951@live.com
Phone: (319) 215-6151
Fax:
FORGIVABLE LOAN AMOUNT:
$1,500
TERMS OF FORGIVENESS:
PROJECT DESCRIPTION:
The Business must:
This Forgivable Loan is provided by the City to the
• Locate in a business rental
Business to complete the Project as described in
space that was physically
its application and summarized here. Funds shall
damaged by the 2008 natural
be used by the Business for rental assistance for
disaster(s).
the period [10/10] to [03/11].
• Enter into a minimum one-year,
market -rate lease.
• Remain open for the duration of
the six-month period for which
rental assistance is awarded.
• Not be in default of any term of
this Contract.
THE UNDERSIGNED AGREE to be bound by the terms and conditions stated above and the
following documents incorporated by this reference and attached to this Contract: (1) Exhibit A- Disaster
Recovery Business Rental Assistance Program General Provisions (July 2009), (2) Exhibit B -
Business's Promissory Note, and (3) Exhibit C -Business's Application for Disaster Recovery
Business Rental Assistance Program assistance. The Parties have entered into this Contract, effective
as of the last date stated below (the "Contract Effective Date").
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BUSINESS:
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EXHIBIT B — BUSINESS'S PROMISSORY NOTE
PROMISSORY NOTE —FORGIVABLE LOAN
FOR VALUE RECEIVED, the undersigned promises, in the event this Forgivable
Loan is not forgiven, to pay to the order of the CITY OF WATERLOO, at its office at 715
Mulberry Street, the sum of ONE THOUSAND FIVE HUNDRED DOLLARS ($1,500)
with interest at a rate of 0 % plus, in the event of a default, any costs and expenses
that may be assessed as allowed under Contract # BRAP104 (the "Contract") and as
stated below.
The terms and conditions by which forgiveness of this Loan may occur are as
specified in the Contract.
Upon default, the whole amount then disbursed to Business shall become
immediately due and payable at the option of the holder.
The undersigned, in case of suit on this note, agrees to pay on demand all costs
of collection, maintenance of collateral, legal expenses, and attorneys' fees incurred or
paid by the holder in collecting and/or enforcing this Note on default.
Makers, endorsers and sureties waive demand of payment, notice of non-
payment, protest and notice. Sureties, endorsers and guarantors agree to all of the
provisions of this note, and consent that the time or times of payment of all or any part
hereof may be extended after maturity, from time to time, without notice.
By:
Eye of the Needle (L.O.F.T.)
Signature
/1 1T�11�1
Print Name, Title
Address: 607 Sycamore St
Waterlo•, IA 50703
Date / D
Contract #BRAP104 7
EXHIBIT A
DISASTER RECOVERY BUSINESS RENTAL ASSISTANCE PROGRAM
GENERAL PROVISONS (July 2009)
1. CONTRACT DURATION. This Contract is
effective as of the Contract Effective Date stated
on Page 1 and shall remain in effect through the
Project Completion Date and until the City has
closed out the Contract and provided Business
with written notice of Contract closeout.
2. FUNDING. The source of funding for this
Contract is a grant from the Iowa Department
of Economic Development to the City for
financial assistance to businesses. Any
termination, reduction, or delay of funds
available due, in whole or in part, to (i) lack of,
reduction in, or a deappropriation of funds, or (ii)
any other reason beyond the City's control may,
in the City's discretion, result in the termination,
reduction or delay of funds to the Business.
3. ACKNOWLEDGEMENT OF OBLIGATIONS.
Business acknowledges and agrees that: a) this
Award is made in consideration of Business's
representations and warranties described in this
Contract, and b) upon violation of such
covenants and warranties, Business is obligated
to immediately repay any amounts the City
determines Business received without fulfillment
of Business's obligations under this Contract,
plus applicable costs described in Section 14.
4. CONDITIONS TO DISBURSEMENT OF
FUNDS; DISBURSEMENT TERMS. No Award
funds will be disbursed to the Business until:
(a) The Business and the City have signed
this Contract, and (b) The Business requests a
disbursement of funds. All disbursements of
Award funds shall be subject to receipt by the
City of requests for disbursement, in form and
content acceptable to City, submitted by the
Business. All requests shall include
documentation of costs that have been paid or
costs to be paid immediately upon receipt of
Award funds. The Business shall submit to City
such supporting evidence as may be reasonably
requested by City to substantiate all payments
which are to be made out of any requisition and/
or to substantiate all payments then made with
respect to the Project.
5. PRIOR COSTS. No expenditures made prior
to the rental assistance period start date may be
included as Project costs.
6. SUSPENSION OF DISBURSEMENT. Upon
the occurrence of an Event of Default (as
defined in Section 11) the City may suspend
Contract #BRAP104 2
payments to Business until such time as the
default has been cured to City's satisfaction.
Notwithstanding anything to the contrary in this
Contract, upon a termination of this Contract on
account of an Event of Default, Business will no
longer have the right to receive any
disbursements after the effective date of default.
7. INVESTMENT OF GRANT FUNDS.
a. In the event that Award Funds are not
immediately utilized, temporarily idle Award
Funds held by the Business may be invested in
accordance with State law, including but not
limited to the provisions of Iowa Code chapter
12C concerning the deposit of public funds.
Interest accrued on temporarily idle Award funds
held by the Business shall be credited to and
expended on the Project prior to the expenditure
of other Award funds.
b. All proceeds remaining, including accrued
interest, after all allowable Project costs have
been paid or obligated shall be returned to the
City within thirty (30) days after the Project
Completion Date. Within ten (10) days of receipt
of a written request from City the Business shall
inform the City in writing of the amount of
unexpended Award funds in the Business's
possession or under the Business's control,
whether in the form of cash on hand,
investments, or otherwise.
8. BUSINESS'S REPRESENTATIONS AND
WARRANTIES. Business represents and
warrants to City as follows:
a. Authority and validity of obligations.
Business has full right and authority to enter into
this Contract. The person signing this Contract
has full authority to sign this Contract on behalf
of the Business, and obligate the Business to
the performance of each and all of the
obligations under the Contract.
b. Approvals received. This Contract delivered
by the Business has been duly authorized,
executed and delivered by the Business and
constitutes the valid and binding obligation of the
Business and is enforceable against the
Business in accordance with its terms. Business
has secured all necessary authorizations and
approvals with any governmental, regulatory or
governing board that may be necessary to
permit Business to execute this Contract and
comply with its terms.
c. Govemmental Approvals, Permits and
Licenses. To the best of its knowledge,
information, and belief after reasonable due
diligence and investigation to determine the
accuracy of this representation, Business
represents that it has received all licenses,
permits, and approvals of all Federal, state, and
local govemmental authorities, if any, necessary
to conduct its business, in each case where the
failure to obtain or maintain the same could
reasonably be expected to have a material
adverse effect. No investigation or proceeding
which, if adversely determined, could reasonably
be expected to result in revocation or denial of
any material license, permit, or approval is
pending or, to the knowledge of the Business,
threatened.
d. Litigation and Other Controversies. There is
no litigation or governmental proceeding
pending nor, to the knowledge of the Business,
threatened, against the Business which if
adversely determined would adversely impact
Business's ability to perform under this Contract.
e. Compliance with Laws. To the best of its
knowledge, information, and belief after
reasonable due diligence and investigation to
determine the accuracy of this representation,
Business represents that it is in compliance with
the requirements of all federal, state and local
laws, rules and regulations applicable to or
pertaining to the operations of Business.
9. EFFECTIVE DATE OF
REPRESENTATIONS AND WARRANTIES.
The warranties and representations of Section 8
are made as of the Contract Award Date and
shall be deemed to be renewed and restated by
the Business at the time each request for
disbursement of funds is submitted to the City.
10. COVENANTS OF BUSINESS. The
Business covenants that:
a. Performance Obligations. Business shall
enter into a minimum one-year, market -rate
lease for a business rental space that was
physically damaged by the 2008 natural
disaster(s), remain open for the duration of the
six-month period for which rental assistance is
awarded, and complete the Project as described
in this Contract. Business shall promptly provide
City with written notice of any major changes
that would impact the success of the Project.
b. Repayment Obligations. Upon the
occurrence of an unremedied Event of Default
as described in Section 11 Business agrees to
immediately repay such amounts determined by
City as due and payable.
c. Required Reports. For the duration of this
Contract the Business shall provide the City with
required reports to assist in evaluation of the
Contract #BRAP104 3
Program's effectiveness and to determine
compliance with this Contract. Business shall
promptly comply with all such requests.
d. Disbursement Requests. Business shall
prepare, sign and submit disbursement requests
as specified in this Contract in the form and
content required by City. Business shall review
all disbursement requests and verify that
claimed expenditures are allowable costs.
Business shall maintain documentation
adequate to support the claimed costs.
e. Inspection and Audit. Business shall permit
the City and its duly authorized representatives
to visit and inspect any of the Business's
properties, books and financial records related
to the Project, to examine and make copies of
the books of accounts and other financial
records, and to discuss the affairs, finances and
accounts with, and to be advised as to the same
by, its officers and independent public
accountants (and by this provision Business
authorizes such accountants to discuss with the
City and the City's duly authorized
representatives the finances and affairs of the
Business) at such reasonable time and
reasonable intervals as the City may designate.
Routine inspections and audits performed by
City will be at City expense. In the event any
special audits are conducted at City's request,
the cost of such special audits will be at
Business's expense.
f. Compliance with Laws. Business will comply
in all material respects with the requirements of
all federal, state and local laws, rules,
regulations and orders including, but not limited
to prevention of discrimination in employment,
equal employment opportunity and affirmative
action, worker rights and worker safety, and the
Iowa Department of Economic Development's
administrative rules for the Disaster Recovery
business Rental Assistance Program (261 IAC -
Chapter 79).
g. Use of Award Funds. Business shall use
Award funds extended under this Contract solely
for the purposes set forth in this Contract.
h. Notice of Proceedings. Business shall
promptly notify the City of the initiation of any
claims, lawsuits, or other proceedings brought
against Business which would adversely impact
the Project.
i. Accounting Records. Business shall
maintain its books, records and all other
evidence pertaining to this Contract in
accordance with generally accepted accounting
principles and such other procedures specified
by City. These records shall be available to
City, its intemal or external auditors, the Auditor
of the State of Iowa, the Attomey General of the
State of Iowa, the Iowa Department of Economic
Development and the Iowa Division of Criminal
Investigations at all times during the Contract
duration and any extensions thereof, and for
three (3) full years from the date this Contract is
closed out by City.
j. Indemnification. Business shall indemnify,
defend and hold harmless the City, its
departments, divisions, agencies, sections,
commissions, officers, employees and agents
from and against all losses, liabilities, penalties,
fines, damages and claims (including taxes),
and all related costs and expenses (including
reasonable attorneys' fees and disbursements
and costs of investigation, litigation, settlement,
judgments, interest and penalties), arising from
or in connection with any of the following: (1) Any
claim, demand, action, citation or legal
proceeding arising out of or resulting from the
Project; (ii) Any claim, demand, action, citation
or legal proceeding arising out of or resulting
from a breach by Business of any representation
or warranty made by the Business in this
Contract; (iii) any claim, demand, action, citation
or legal proceeding which results from an act or
omission of Business or any of their agents in its
or their capacity as an employer of a person.
11. EVENTS OF DEFAULT. Any one or more of
the following shall constitute an "Event of
Default" hereunder:
a. Noncompliance with Contract. Default in
the observance or performance of any other
provision of this Contract; or
b. Material Misrepresentation. Any
representation or warranty made by the
Business in this Contract or in any statement or
certificate fumished by it pursuant to this
Contract, or in connection with any of the above,
proves untrue in any material respect as of the
date of the issuance or making thereof; or
c. Adverse Change in Financial Condition. Any
change shall occur in the financial condition of
the Business which would have a material
adverse effect on the ability of the Business to
perform under this Contract; or
d. Bankruptcy or Similar Proceedings Initiated.
Either the Business shall (1) have entered
involuntarily against it an order for relief under
the United States Bankruptcy Code, as
amended, (2) not pay, or admit in writing its
Contract #BRAP104 4
inability to pay, its debts generally as they
become due, (3) make an assignment for the
benefit of creditors, (4) apply for, seek, consent
to, or acquiesce in, the appointment of a
receiver, custodian, trustee, examiner, liquidator
or similar official for it or any substantial part of
its property, (5) institute any proceeding seeking
to have entered against it an order for relief
under the United States Bankruptcy Code as
amended, to adjudicate it insolvent, or seeking
dissolution, winding up, liquidation,
reorganization, arrangement, adjustment or
composition of it or its debts under any law
relating to bankruptcy, insolvency or
reorganization or relief of debtors or fail to file an
answer or other pleading denying the material
allegations of any such proceeding filed against
it, or (6) fail to contest in good faith any
appointments or proceeding described below;
or
e. Appointment of Officials. A custodian,
receiver, trustee, examiner, liquidator or similar
official shall be appointed for either the Business
or any substantial part of any of its respective
property, or a proceeding described above shall
be instituted against the Business and such
appointment continues undischarged or such
proceeding continues undismissed or unstayed
for a period of sixty (60) days; or
12. REMEDIES UPON DEFAULT. If, after
notice of default and opportunity to cure as
provided in Section 13, there is an unremedied
Event of Default, the City may:
a. Terminate this Contract and all of the
obligations of City under this Contract on the
date stated in such notice, and
b. Suspend pending disbursements and
terminate further disbursements of Award funds,
and
c. Declare the total amount of Award funds
disbursed to be forthwith due and payable,
including any and all fees, charges and other
amounts payable under this Contract. The total
amount due shall be and become immediately
due and payable without further demand,
presentment, protest or notice of any kind.
13. NOTICE AND OPPORTUNITY TO CURE. If
City has reasonable cause to believe that an
Event of Default has occurred under this
Contract , the City shall issue a written Notice of
Default to the Business, setting forth the nature
of the alleged default in reasonable specificity,
and providing therein a reasonable period time,
which shall not be fewer than twenty (20) days
from the date of the Notice of Default, in which
the Business shall have an opportunity to cure,
provided that cure is possible and feasible.
14. EXPENSES. Business agrees to pay to the
City all expenses reasonably incurred or paid by
City including reasonable attorneys' fees and
court costs, in connection with any Default or
Event of Default by the Business or in
connection with the enforcement of any of the
terms of this Contract.
15. TIMELY PERFORMANCE. The Parties
agree that the dates and time periods specified
in this Contract are of the essence to the
satisfactory performance of this Contract.
16. CHOICE OF LAW AND FORUM.
In the event any proceeding of a quasi-judicial or
judicial nature is commenced in connection with
this Contract, the proceeding shall be brought in
Des Moines, Iowa, in Polk County District Court
for the State of Iowa, if such court has
jurisdiction. If however, such court lacks
jurisdiction and jurisdiction lies only in a United
States District Court, the matter shall be
commenced in the United States District Court
for the Southem District of Iowa, Central
Division. This provision shall not be construed
as waiving any immunity to suit or liability, in
state or federal court, which may be available to
the City, or its officers, employees or agents.
17. GOVERNING LAW. This Contract and the
rights and duties of the Parties hereto shall be
governed by, and construed in accordance with
the internal laws of the State of Iowa without
regard to principles of conflicts of laws.
18. CONTRACT AMENDMENTS. The Contract
may only be amended if done so in writing and
signed by the Business and the City.
19. NOTICES. All notices hereunder shall be in
writing and shall be given to the relevant party at
its address, or e-mail address as set forth on the
first page of this Contract. Each such notice,
request or other communication shall be
effective (i) if given by facsimile, when such
facsimile is transmitted to the facsimile number
specified and a confirmation of such facsimile
has been received by the sender, (ii) if given by
e-mail, when such e-mail is transmitted to the e-
mail address specified and a confirmation of
such e-mail has been received by the sender,
(iii) if given by mail, five (5) days after such
communication is deposited in the mail, certified
or registered with return receipt requested,
addressed as aforesaid or (iv) if given by any
other means, when delivered at the addresses
Contract #BRAP104 5
specified.
20. HEADINGS. Section headings used in this
Contract are for convenience of reference only
and are not a part of this Contract for any other
purpose.
21. FINAL AUTHORITY. The City shall have
the authority to reasonably assess whether
Business has complied with the terms of this
Contract.
22. WAIVERS. No waiver by the City of any
default hereunder shall operate as a waiver of
any other default or of the same default on any
future occasion. No delay on the part of the City
in exercising any right or remedy hereunder
shall operate as a waiver thereof. No single or
partial exercise of any right or remedy by City
shall preclude future exercise thereof or the
exercise of any other right or remedy.
23. COUNTERPARTS. This Contract may be
executed in any number of counterparts, each of
which shall be deemed to be an original, but all
of which together shall constitute but one and
the same instrument.
24. SURVIVAL OF REPRESENTATIONS. All
representations and warranties made herein or
in any other Contract document or in certificates
given pursuant hereto or thereto shall survive
the execution and delivery of this Contract and
the other Contract documents and shall continue
in full force and effect with respect to the date as
of which they were made until all of Business's
obligations or liabilities under this Contract have
been satisfied.
25. SEVERABILITY OF PROVISIONS. Any
provision of this Contract which is unenforceable
in any jurisdiction, shall, as to such jurisdiction,
be ineffective to the extent of such
unenforceability without invalidating the
remaining provisions hereof or affecting the
validity or enforceability of such provision in any
other jurisdiction. All rights, remedies and
powers provided in this Contract or any other
Contract document may be exercised only to the
extent that the exercise thereof does not violate
any applicable mandatory provisions of law, and
all the provisions of this Contract and any other
Contract document are intended to be subject to
all applicable mandatory provisions of law which
may be controlling and to be limited to the extent
necessary so that they will not render this
Contract or any other Contract document invalid
or unenforceable.
26. NONASSIGNMENT. This Contract may not
be assigned by Business without prior written
consent of the City.
27. TERMINATION. This Contract may be
terminated in the following circumstances:
a. As a result of the Business's default under
this Contract;
b. As a result of the termination or reduction of
funding to the City;
c. Upon written mutual agreement of the City
and Business.
28. ORDER OF PRIORITY. In the case of any
inconsistency or conflict between provisions of
this Contract and its Exhibits, the following order
of priority shall control:
a. The terms and conditions of the Award as
outlined on Page 1 of this Contract.
Contract #BRAP1 04 6
b. Exhibit A —Disaster Recovery Business
Rental Assistance Program General
Provisions (July, 2009).
c. Exhibit B- Business's Promissory Note.
d. Exhibit C -Business's Application for
Disaster Recovery Business Rental
Assistance Program Financial Assistance.
29. INTEGRATION. This Contract contains the
entire understanding between the Business and
the City relating to this Disaster Recovery
Business Rental Assistance Program Award and
any representations that may have been made
before or after the signing of this Contract which
are not contained herein, are nonbinding, void
and of no effect. Neither of the Parties has relied
on any such prior representation in entering into
this Contract.