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Midwest_Concrete FY21 Sidewalk Repair, Cont No. 1018 10.5.2020
FORM OF CONTRACT CONTRACT FOR THE CONSTRUCTION OF F.Y. 2021 SIDEWALK REPAIR ASSESSMENT PROGRAM —ZONE 10 CITY OF WATERLOO, IOWA CONTRACT NO. 1018 This contract made and entered into this 5th day of October , 2020, by and between the City of Waterloo, Iowa, a Municipal Corporation, (hereinafter referred to as City), and MIDWEST CONCRETE, INC. of PEOSTA, IA (hereinafter referred to as Contractor), WITNESSETH: PAR. 1 Contractor agrees to build and construct the F.Y. 2021 SIDEWALK REPAIR ASSESSMENT PROGRAM — ZONE 10, Contract No. 1018, and furnish all necessary tools, equipment, materials, and labor necessary to do all the work called for in the plans and specifications in a workmanshiplike manner and for the prices set forth in Contractor's proposal, which was accepted by the City, and which is understood and agreed to be a part of this contract. PAR. 2 It is understood and agreed that the resolution adopted by the City Council ordering the construction of the improvement, the Notice to Contractors as published, the Instruction to Bidders, the Form of Proposal, the Construction and Maintenance Bonds, the Council Proceedings relating to this matter, and the Plans and Specifications shall all be considered as forming a part of the contract the same as though they were each set out in said contract. PAR. 3 The Contractor agrees to furnish at its own cost and expense, all necessary materials and labor for said work and to construct said improvements in a thorough, substantial, and workmanlike manner, and in strict accordance with the requirements of this contract, and of the plans and specifications made a part hereof by reference, and to the satisfaction and approval of the City and its engineer. PAR. 4 The Contractor agrees to perform said work and install said improvements on the terms set out in bid or proposal to the City which has been accepted by the City and which is by reference made a part of this contract. FORM OF CONTRACT PAGE 1 OF 5 PAGES PAR. 5 The Contractor agrees to commence said work within ten (10) working days after receipt of "Notice to Proceed" and complete it on or before May 28, 2021, with a targeted 40% completion by December 5, 2020, unless an extension of time is granted in writing by the Council of the City. PAR. 6 Should the Contractor fail to complete said improvements in strict accordance with the terms and conditions of this contract, or the plans and specifications therefor promptly by the date herein specified, the City may pay such additional sums as it may be required to pay by reason of the failure of said contractor and deduct any and all such sums from any amount then due the Contractor. PAR. 7 The Contractor agrees to comply with and obey all ordinances of the City of Waterloo, Iowa, relating to the obstruction of streets and alleys, keeping open passage ways for water, traffic, and protecting any excavations in any street or alley, and maintaining proper and sufficient barricades with lights and signals during all hours of darkness, to see that the backfilling is properly done, and agrees to keep the City whole and defend any and all suits that may be brought against the City by reason of any injuries that may be sustained by any person or property allegedly caused by the Contractor, or his agents, while work is done pursuant to this agreement. PAR. 8 The Contractor agrees that in the event a law suit is brought against the City for damages allegedly sustained by reason of any act, omission or negligence of the Contractor or its agents, or on account of any injuries allegedly sustained by reason of any obstruction, hole, depression or barrier placed or dug by the defendant or its agents, in the doing of the work herein contracted for, that it will defend said suit and save the City harmless therein, and in case judgment is rendered against the City, the Contractor agrees to pay the same promptly. The Contractor agrees to carry public liability insurance in a solvent company in a sufficient amount to protect the City and those who use the streets of the City. PAR. 9 The City shall have the right to appoint one or more construction reviewers who shall review the progress of the work in detail; also, to make any test or any material to be used in such work. No material shall be used in any work until the same has first been approved by the construction reviewer. Such construction reviewer shall have full authority to pass judgment upon all materials and upon the manner of doing the work, and their judgment on rejecting any materials, substance, or manner of work shall be final unless it is revoked or modified by the City Engineer. PAR. 10 Any material, which has been rejected by the construction reviewer, shall be at once removed from the line of work and shall not be again taken FORM OF CONTRACT PAGE 2 OF 5 PAGES thereon or placed with the material proposed to be used without the written consent of the City Engineer. PAR. 11 The Contractor shall maintain no cause of action against the City on account of delays and prosecution of work, but if said work is delayed by the City, the Contractor shall have such extra time for completion of the job as was lost by reason of the delay caused by the City. PAR. 12 The Contractor agrees to pay punctually all just claims of labor, material, men, or subcontractors who shall perform labor or furnish materials entering into this improvement. It is agreed that the City need not pay the Contractor until all such claims are paid by the Contractor. It is agreed that the City shall not be liable for said labor, material, or men under this contract. PAR. 13 The Contractor agrees to furnish the City, simultaneously with this contract, a bond on a form to be provided by the City in the amount provided by law as stated in the Notice to Bidders, which shall be for the benefit of the City, and any and all persons injured by the breach of any of the terms of this contract. Said bond shall be filed with the City Clerk and shall be subject to the approval of the City Council, and is by reference made a part of this contract. PAR. 14 The Contractor agrees that should it abandon work under this contract or cease the prosecution thereof for a period of thirty (30) consecutive days without reasonable cause, and should it fail to proceed with said work within ten (10) days after a notice to continue or carry it on has been mailed to it at the address given herein by the City, or after such notice has been served on it, then the City may proceed to complete said work, using any material, tools, or machinery found along said line of work, doing the work either by contract or as it may elect, and the Contractor and the sureties on its bond shall be liable to the City for the costs and expenses so paid out. Said costs shall be retained by the City from any compensation due, or to become due the Contractor, and may be recovered by the City in an action upon Contractor's bond. PAR. 15 In consideration of the full compliance on the part of the Contractor with all the provisions, stipulations, and conditions hereof, or contained in the various instruments made a part of this contract by reference, and upon completion and acceptance of said work, the City agrees to pay to the Contractor, in the manner set out in the Notice to Contractors, the amount of money due the Contractor for work performed and accepted, at the unit prices set out in the Contractor's proposal, which has been accepted by the City. FORM OF CONTRACT PAGE 3 OF 5 PAGES PAR. 16 The total amount of the contract, based on the Engineer's estimates of quantities and the Contractor's unit bid prices, and for which 100% surety bond is required is $398,757.05 . PAR. 17 After the completion of said work, the Contractor agrees to remove all debris and clean up said streets, and to save the City harmless from any damage allegedly resulting from a failure to clean up and remove the debris or put the street back in a proper condition for travel. PAR. 18 This contract is not divisible, but in the event of a conflict between this contract and the various instruments incorporated by reference, this contract shall govern. PAR. 19 Before the Contractor shall be entitled to receive final payment for work done under this contract, it shall execute and file a bond in the penal sum of not less than 100% of the total amount of the contract, same to be known as "Maintenance Bond," and which bond must be approved by the City Council, and which bond is in addition to the bond given by the Contractor to guarantee the completion of the work. PAR. 20 The Contractor shall maintain all work done hereunder in good order for the period of two (2) years from and after the date it is accepted by the Council of the City of Waterloo, Iowa. Said maintenance shall be made without expense to the City or the abutting property. In the event of the failure or default of the Contractor to remedy any or all defects appearing in said work within a period of two (2) years from the date of its acceptance by said Council, and after having been given ten (10) days notice so to do by registered letter deposited in the United States Post Office in said town, addressed to said contractor at the address herein given, then the City may proceed to remedy such defects. The costs and expenses thereof to be recovered from the Contractor and the sureties on its maintenance bond by an action brought in any court of competent jurisdiction. PAR. 21 The Contractor shall give notice to said City by registered letter directed to the Mayor or City Clerk/Auditor thereof not more than four (4) and not less than three (3) months prior to the expiration of the term during which the Contractor is required to maintain said improvements, in good repair by the terms of its Contract. The liability of the Contractor and of the sureties on its bond for maintenance of the said improvements shall continue until three (3) months after such notice has been given to the City, and, in any event, until two (2) years after the acceptance of the work. FORM OF CONTRACT PAGE 4 OF 5 PAGES CITY OF WATERLOO, IOWA Quentin }-fart Mayor Kelley -�'elchle City Clerk MIDWEST CONCRETE, INC. Contractor BY: e�", Title: O W Y\k r Approved by the City Coun 2il of the City of Waterloo, Iowa, this 5th day of October , 20_, ATTEST: Kellef City Clerk Waterloo, Iowa FORM OF CONTRACT PAGE 5 OF 5 PAGES Bond #2446416 PAYMENT BOND KNOW ALL MEN BY THESE PRESENTS: that Midwest Concrete Inc. (Name of Contractor) 9835 Cottingham Rd., Peosta IA 52068 (Address of Contractor) a Corporation hereinafter called Principal, (Corporation, Partnership or Individual) and, West Bend Mutual Insurance Company (Name of Surety) P O Box 620976 Middleton WI 53562 (Address of Surety) hereinafter called Surety, are held and firmly bound unto City of Waterloo Iowa (Name of Owner) 715 Mulberry Street Waterloo, IA 50703 (Address of Owner) hereinafter called OWNER, in the penal sum of Three Hundred Ninety-Eight Thousand, Seven Hundred Fifty-Seven Dollars and Five Cents Dollars,( $398,757.05 ) in lawful money of the United States, for the payment of which sum well and truly to be made, we bind ourselves, successors, and assigns, jointly and severally, firmly by these presents. THE CONDITION OF THIS OBLIGATION is such that whereas, the Principal entered into a certain contract with the OWNER, dated the 5th day of October 20 20 , a copy of which is hereto attached and made a part hereof for the construction of: F.Y. 2021 SIDEWALK REPAIR ASSESSMENT PROGRAM—ZONE 10 CITY OF WATERLOO IOWA CONTRACT NO. 1018 NOW, THEREFORE, if the Principal shall promptly make payment to all persons, firms, SUBCONTRACTORS, and corporations furnishing materials for or performing labor in the prosecution of the WORK provided for in such contract, and any authorized extension or modification thereof, including all amounts due for materials, lubricants, oil, gasoline, coal and coke, repairs on machinery, equipment and tools, consumed or used in connection with the construction of such WORK, and all insurance premiums on said WORK, and for all labor, performed in such WORK whether by SUBCONTRACTOR or otherwise, then this obligation shall be void; otherwise to remain in full force and effect. PROVIDED, FURTHER, that the said Surety for value received hereby stipulates and agrees that no change, extension of time, alteration or addition to the terms of the contract or to the WORK to be performed thereunder or the SPECIFICATIONS accompanying the same shall in any wise affect its obligation on this BOND, and it does hereby waive notice of any such change, extension of time, alteration or addition to the terms of the contract or to the WORK or to the SPECIFICATIONS. PROVIDED, FURTHER, that no final settlement between the OWNER and the CONTRACTOR shall abridge the right of any beneficiary hereunder, whose claim may be unsatisfied. IN WITNESS HEREOF, this instrument is executed in 1 counterparts, each one of (number) which shall be deemed an original, this the 5th day of October 2020 ATTEST: Midwest Concrete, Inc. Principal (Principal) Secretary (SEAL) By le� (s) yan Coates 9835 Cottingham Rd. (Address) Peosta, IA 52068 Witness as to Principal 9835 Cottingham Rd (Address) Peosta, IA 52068 TR CO Insurance Sue y ATTEST: Byole ( _ Ni ermsen Att r ey-in-Fa 4-4h& E 600 Star Brewery Dr., Ste 110 Witness as to Surety Kim Hess (Address) 600 Star Brewery Dr., Ste 110 Dubuque, IA 52001 (Address) Dubuque, IA 52001 NOTE: Date of BOND must not be prior to date of Contract. If CONTRACTOR is Partnership, all partners should execute BOND. If this project includes Federal Funds, the following applies to the payment bond: IMPORTANT: Surety companies executing bonds must appear on the Treasury Department's most current list (Circular 570 as amended) and be authorized to transact business in the State where the project is located. Bond #2446416 PERFORMANCE BOND KNOW ALL MEN BY THESE PRESENTS: That we, Midwest Concrete, Inc. of 9835 Cottingham Rd., Peosta, IA 52068 (the "Principal"), and West Bend Mutual Insurance Company of P.O. Box 620976, Middleton, WI 53562 (the "Surety"), are held and firmly bound unto the City of Waterloo, Iowa (the "Obligee"), in the penal sum of Three Hundred Ninety-Eight Thousand, Seven Hundred Fifty-Seven Dollars and Five Cents Dollars ($398,757.05), lawful money of the United States, for the payment of said sum in connection with a contract (the "Contract") dated on or about October 5, 2020 for the purpose of F.Y. 2021 SIDEWALK REPAIR ASSESSMENT PROGRAM —ZONE 10, CITY OF WATERLOO, IOWA, CONTRACT NO. 1018 . The Contract is incorporated herein by reference as though fully set forth herein. Whenever the Principal shall be and is declared by the Obligee to be in default under the Contract, with the Obligee having performed its obligations in the Contract, then the Surety, acknowledging that time is of the essence, may promptly remedy the default, or shall promptly undertake to: 1. Complete the Contract in accordance with its terms and conditions; or 2. Obtain one or more bids for completing the Contract in accordance with its terms and conditions, and upon determination by the Surety of the lowest responsible bidder, or negotiated proposal, or, if the Obligee elects, upon determination by the Obligee and the Surety jointly of the lowest responsible bidder, or negotiated proposal, arrange for a contract between such party and the Obligee. The Surety will make available as work progresses sufficient funds to pay the cost of completion less the balance of the Contract price. The cost of completion includes responsibilities of the Principal for correction of defective work and completion of the Contract, the Obligee's legal and design professional costs resulting directly from the Principal's default, and liquidated damages or actual damages if no liquidated damages are specified in the Contract. The term "balance of the Contract price" means the total amount payable by the Obligee to the Principal under the Contract and any amendments thereto, less the amount properly paid by the Obligee to the Principal; or 3. Determine the amount for which it is liable to the Obligee and pay the Obligee that amount as soon as practicable. In the event this bond is enforced, Principal and Surety agree to indemnify Obligee and hold Obligee harmless from and against any and all costs of enforcement, including but not limited to reasonable attorneys' fees and expenses. Every Surety on this bond shall be deemed and held, any contract to the contrary notwithstanding, to consent to each and all of the following matters, without notice: Performance Bond Page 1 of 2 1. To any extension of time to the Contract in which to perform the Contract. 2. To any change in the plans, specifications, or Contract when such change does not involve an increase of more than twenty percent (20%) of the total Contract price, and shall then be released only as to such excess increase. 3. That no provision of this bond or of any other contract shall be valid which limits to less than one (1) year from the time of the acceptance of the work the right to sue on this bond for defect in workmanship or material not discovered or known to the Obligee at the time such work was accepted. If the Principal performs the Contract, then this bond shall be null and void; otherwise it shall remain in full force and effect. In no event shall the Surety's total obligation exceed the penal amount of this bond. Terms used herein shall include, as appropriate, the singular or plural number, or the masculine, feminine or neuter gender. IN WITNESS WHEREOF, the undersigned Principal and Surety have executed this Performance Bond as of October 5, 2020 PRINCIPAL SURETY Midwest Concrete, Inc. West Bend Mutual Insurance Compan Name Name By: By: &JL %,'IfLi yan Coates Nicole Her n Title: Owner Title: Attorney-In-Fact [attach Power of Attorney] NOTE: Date of BOND must not be prior to date of Contract. If CONTRACTOR is Partnership, all partners should execute BOND. If this project includes Federal Funds, the following applies to the payment bond: IMPORTANT: Surety companies executing bonds must appear on the Treasury Department's most current list (Circular 570 as amended) and be authorized to transact business in the State where the project is located. Performance Bond Page 2 of 2 WEST BE LTtHE S:tt_vER t.tNING'R A :!40TUAl .iiOURANICE c�ot�PANYY _ lPtl�t�Et�Q &�`f�'�►�NL Know all risen byse th� Presents,That West Bend Mutual Insurance Ctsmpa i% .corporation having.its pr3�clpsti oitic�ittlttra'Cit�t�f test Bend,Wisconsin does make,constitute and appoint: Nicola ldrm"n lawhd Attorneys 4hr-fat+#,toi'maka execute,`seal and'deliver for and o its txehaif as ur t tt tis its a #end geed any and all bonds, undertakings and contracts.of suretyship,provided that no band or ur making or co h, VroWp,bmculed under this authority shall exceed in amount the sum of, Text Million po1lam`,($f41000.000) This Rower of Attorney is granted and is signed and seated by fa, trnl$under and try a adrlrf if ft$s tolutlrin.adopted by the Board of Directors of West Bend Mutual Insurance Company at a meeting duly,tJalled'and held rtthe�l�y of December, 1999, Appointment ofAttarney-ftp-Fact The president or any vice president,or any otltet trffiber,4f T+t�e 'bertdNiltlrttl;IrFsurance Ct7mpany may apialzrtbywrr`tteit certrfecate tlttarneys-Ta-fact to actcrrt beha + rnyrtecutlrrn }a�td attesting of bonds and undertakih s"+nd otherwritten oblWt4tyl� On.ts oflike nam to Pri 7r t3�1"a y�� err�uthorized�Awt#y an i'tke corporate sea maybe q x d.by facsimile to any' rTr jat�7�0#f-attordQ ly certrfioc�t����ng theref�tre t szd any such poweraf attorney or certifrcate bearing such facslrillfe signu�rr or,f¢esimim tea!shall be t�crff��rttd'binding.uIpd the company,dnd"any such Trower so.erecuted and cert fed b�facsimrles4rritttttrtiM qnd ;if seal shalt be valid tt4Td bMding upon the cvmptany in thefttturig with respect to any band oruh&taking'4"khe'r-Wh"'tt g obligatory in nature to li*if h k4vttached. Any such appointment maybe revaktedijbr couse,.orwithoutcause,by anysaid aficerat any time. In witness whereof,the West Bend Mutual insurance Company has caused these preli;0*to be signed by itmpnsldenUndemigned and its corporate-aeal to be hereto dilly attested by its:secretary this 22nd day of #ember,2017.. Attest $ecreta ' '4~ Chief Exe+cudve.0f�r�0/P #diet�t l�}ly.. 7 Sta3e,of Wisconsin County of Washington On the 22nd day of September,2017,before me persoaally came Kevin.,miner,#e me knr rri:lig by.dtl y�s mt.d�# tept se and say that he resides In the County of Washington,State of Wiser nsin;.hat he i the President4tifW .f2bi ld tUlutual Insurance, Company,. the corporation described in and which executed the above lnstn,menty alai he knows the,seal<oftf stili ci rlloration;that tlze.seal affixedtb said instnlrnentis such cprporate seal,thatis.was so at"fixed titCerdsrtlftlte�'board of direott 1$41 'atd't rporation and dt`be signed lrls risme therelo by like order. 1. • �. Tj �A,ou�.,flRP1 tD�^.'.•+uta-�����,� .?��� '., ��i���r>�.�1, sG°, Notaty. ublic 0011 The undersigned,duly elected to the office stated below,now the incumbent in West Bend Mutual Insurance ,impany a Wisconsin colporation<authorized to make this cerkifiCate,Do Hereby Certify#hatthe foregoing attached Pow er of Attorney remalrjs infull force etfect and has not been revoked and that the Resolution of the Board of lglrectors,so C forth in the Power of'ttdmey l :now In force. 5th October 2020 Signed and sealed at West Bend,Wisconsinthis dlay-of a . s , heather Dusi - -...... 'Vice t?resident Chief Financid Officer Notice: Any questions concerning this Rower of Aftomey:may, e.clirecte `to'she Bond Manager:at NSI,a division of West Bend Mutual insurance Company. 1900 S.1$1h Ave. West Send,W1 53095 .I pit t464.3*3 O$ is t+l i t9 5t1p4 I Cali. ir2)31$4,0$8. 1: VNhv.thesi1ver1]1 ag.com MIDWCON-03 NHERMSEN ACORL7� �.- CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DD/YYYY)x/29/2020 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT Nicole Hermsen TRICOR,Inc.-Dubuque PHONE FAX 600 Star Brewery Drive (A/C,No,Ext):(563)231-2264 1428 A/C,No): Suite 110 EMAIL :nhermsen@tricorinsurance.com Dubuque,IA 52001 INSURERS AFFORDING COVERAGE NAIC# INSURER A:Sheboygan Falls/LeMars/Done al Ins Co. 15148 INSURED INSURER B:Markel Insurance Company Midwest Concrete Inc INSURER C: AHL Equipment Leasing,Inc. 9835 Cottingham Rd INSURER D: Peosta, IA 52068 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER POLICY EFF POLICY EXPLTR LIMITS A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 CLAIMS-MADE FX OCCUR X CPA9030194 4/15/2020 4/15/2021 DAMAGEPREMISES(RENTED Ea c $ 100,000 MED EXP(Any oneperson) $ 5'000 PERSONAL&ADV INJURY $ 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 2,000,000 POLICY 7 PE a F-1 LOC PRODUCTS-COMP/OP AGG 2,000,000 OTHER: $ A AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ 1,000,000 (Ea accident)X ANY AUTO CAA9030194 4/15/2020 4/15/2021 BODILY INJURY Perperson) $ OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY Per accident $ HIRED NON-OWNED PROPERTY DAMAGE AUTOS ONLY AUTOS ONLY Per accident $ A X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 4,000,000 EXCESS LIAR CLAIMS-MADE CWA9030194 4/15/2020 4/15/2021 AGGREGATE $ 4,000,000 DED RETENTION$ $ A WORKERS COMPENSATION X PER OTH- STATUTE FR AND EMPLOYERS'LIABILITY Y/N WCA9030194 4/15/2020 4/15/2021 500,000 ANY PROPRIETOR/PARTNER/EXECUTIVE NIA A E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? N (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ 500,000 If yes,describe under 500,000 DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ B Pollution Liability CPLMOL102653 4/15/2020 4/15/2022 Occurrence 1,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Project: FY 2021 Sidewalk Repair Assesment Program-Zone 10 The City of Waterloo is additional insured on the general liability policy with respect to the insured contract. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Cit of Waterloo THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Y ACCORDANCE WITH THE POLICY PROVISIONS. 715 Mulberry St Waterloo,IA 50703 AUTHORIZED REPRESENTATIVE ACORD 25(2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD