Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
2011
chi a _ , _ /J 9A44 MINUTES COMMUNITY DEVELOPMENT BOARD MEETING AUGUST 16, 2011 The regular meeting of the Community Development Board was held in the City Council Chambers, 715 Mulberry Street, Waterloo, Iowa, and called to order by Chairman Eric Johnson at 4:00 p.m. on Tuesday, August 16, 2011. Members present: Mickye Johnson, Gary Rankin, Bob Reisinger, Jeri Thornsberry and Chairman Eric Johnson. Members absent: Kenneth Adderley and Amber Boyd. Also present: Rudy Jones, Community Development Director;Nancy Gulick, Community Development Coordinator; Noel Anderson, Community Planning &Development Director; Mayor Buck Clark; Steve Schmitt, Council Liaison; Ann Northey, Administrative Secretary; and John Rooff, Developer. A. APPROVAL OF THE AGENDA. Chairman Johnson indicated Board packets were mailed out and asked for additions or corrections to the agenda. It was moved by Mickye Johnson and seconded by Gary Rankin to approve the Agenda as mailed. Motion carried. B. APPROVAL OF THE MINUTES FOR THE REGULAR MEETING ON JULY 19, 2011. It was moved by Bob Reisinger and seconded by Jeri Thornsberry to approve the minutes for the regular meeting on July 19,2011. Motion carried. C. OLD BUSINESS. 1. Update on Single Family New Construction -Round 1 and Round 2. Rudy Jones noted Round 1 has been completed at the Summerland site and Round 2 is progressing very well. They have commitments from buyers to purchase the remaining units. They are pacing their workload to stay busy through the end of the year, at which time they will begin Round 3 in January, if not sooner. Rudy Jones indicated that John Rooff has three units substantially complete on East 8th Street, with commitments coming forward. John Rooff stated three houses are finished in Round 1 and they are ready to close on two of them. One of the buyers had their husband file bankruptcy which has skewered their credit. All five homes should be wrapped up mid October. Chairman Johnson inquired if we could get another extension for this project? Rudy Jones reported we will have to request another extension if we expect to complete this commitment. The extension will definitely impact Round 2 as that deadline is December 31 St and no units have been started. Rudy stated he would be contacting IDED as soon as possible with the extension request. Minutes August 16, 2011 Page 2 Rudy Jones noted he would be requesting an extension for Round 1 and, realistically also needs to request an extension for Round 2. John Rooff indicated there has not been a new house sold on East 8th Street for over 100 years. The credit scores for some of the buyers had to be revisited and another unit needed an extra room built in the basement for an additional family member. Mr. Rooff indicated Round 2 would be an easier process as buyers are already in place for these projects. Chairman Johnson stated he has been disappointed with the progress,however, we are trying to fill in this neighborhood and people with impeccable credit scores may not wish to buy a house in these areas. Bob Reisinger indicated another issue is the lenders are not from our local area and are not familiar with our market. This situation is not as tough as a short-sale or a repossession. Jeri Thornsberry asked for clarity on Round 1 completion. John Rooff indicated the process with buyers should allow us to close by the end of October, first of November, as these houses would be ready to occupy,but he cannot guarantee the banks will be up to speed. Chairman Johnson indicated a year-end extension would be an appropriate request for the Round 1 project, so we only have to ask for one more extension, and hopefully get it completed early. Mickye Johnson inquired about HUD's position across the country on the buyouts, repo's, etc. Rudy Jones stated the Iowa Department of Economic Development directs this program. We were looking at additional rounds of funding before the change of administration. Opportunities to build what we can must be pursued as the dollars are shrinking up quickly. We are going into Round 3 and this may be the end of our funding stream. All the agencies in Des Moines and Omaha have been very cooperative on these projects. Rudy Jones advised he would request an extension through December 31, 2011 on the remainder of units in Round 1 and reiterated that Round 2 is progressing well in Summerland. Round 3 will begin in January 2012. Rudy Jones reported that Mr. Rooff also has a commitment of 10 units in Round 2. We are working on transfers of the property from the City to Mr. Rooff. There is a special Planing and Zoning Commission meeting today to approve the project concerning rezoning. Noel Anderson indicated the rezoning of the site plan and enterprise zone will go before the City Council on August 22. We are working on the appraisal and other issues. Chairman Johnson inquired about the time frame for breaking ground. John Rooff stated once we have ownership and the enterprise zone is established, the realtor, Leila Granger has eight buyers ready to sign contracts. We have several models of homes, some two story with garages and we can break ground within a week of signing the contracts. Round 2 should begin by the first of Minutes August 16, 2011 Page 3 October and we could easily have six of the ten homes completed by year end. Chairman Johnson inquired if the homes must be sold by the deadline? Rudy Jones indicated the homes must be built and closed by the December 31, 2011 deadline. Chairman Johnson indicated November 1st would be an appropriate time to ask for an extension to Round 2, with hopefully six of the ten houses built. John Rooff indicated there are 14 lots on the Lincoln School site. He will begin the construction as soon as buyers are approved. Rudy Jones stated he wanted to wait for the Board's decision to figure out the time frames on both contracts and submit one extension letter for these projects. Nancy Gulick clarified these are two different contracts with the State, Round 1 expires August 31, 2011 and Round 2 expires December 31, 2011. Chairman Johnson summarized we will ask for the extension on Round 1 to December 31, 2011 and we will monitor the activity on Round 2 until November 1st and will ask for an extension in November. It was the consensus of the Board to follow this schedule. Noel Anderson indicated the Enterprize Zone is based on census tract information and transfers can occur when the abstracts are finalized. 2. Neighborhood Stabilization Program—Round 3 Update. Rudy Jones reported the request for release of funds has been requested and we are in the comment period. We should have the approval back soon and staff will be conducting inspections and prepare cost estimates. 3. Low Interest Loans for Rehabilitation and Emergency Repairs Program—Final Recommendation. Chairman Johnson indicated board members were asked to provide input at the last meeting. There has been one change to the last draft whereby after the loan application is received, a subcommittee will review the applications and come up with criteria that allows the homeowner to repay the loans. Rudy Jones noted this is now being reviewed by the Rehabilitation Program Manager and his comments will be considered and we should be able to begin the loan process this fall. The new low program guidelines are as follows: Rehabilitation Program- Forgivable Loan/Loan Program proposed July 21, 2011 Justification: Funding for CDBG and HOME continues to decrease.To be good stewards of the funds we do receive,property owners will contribute to the cost of rehabilitation. This in turn will increase the value of the owner's property. Minutes August 16, 2011 Page 4 General Requirements: • Require the homeowner to take City-approved budgeting classes at their expense. Budgeting classes are available from Consumer Credit Counseling, Operation Threshold,and Family Management Credit Counseling. A certificate of completion must be presented before contracts are signed. • Funds provided for the rehabilitation may not exceed 50 percent of assessed value of the property. • Loan mortgages will be recorded in the Black Hawk County Recorder's office. • The loan will be subordinate to other primary lender mortgages already on record. Subordination requests after the loan will follow Board policy. • Upon death of the deed holder, and there is no surviving spouse or other person listed on the deed,all loans becomes due and payable. Forgivable Loans: • The term of the forgivable loan is ten years. No payments are required as long as the owner occupies the house as his/her primary residence, and does not sell,transfer title, or use the property as a rental unit during that time. • If the owner decides to sell,transfer title or use the property as a rental unit,the forgivable loan will be repaid based upon a 10%forgiven annually basis. • The forgivable loan amount will be consistent on each unit($20,000);the loan amount will vary by the cost of the rehabilitation. • If Lead Grant funds are used,those will be considered as part of the forgivable loan,not the loan amount. Deferred Loans: • Deferred loans are available for clients whose annual income is less than 50%median income for household size. See chart. • Deferred loans have a life of 20 years. After 20 years, if the housing unit has not been sold,title transferred or used as a rental unit,the Community Development Director can renew the mortgage document,or the document will be released. • A deferred loan is due and payable if the property owner sells,transfers title or uses the property as rental property before the end of 20 years. Rehabilitation Loan: • A loan will be available through the Community Development Board for the amount of funds needed to complete a rehabilitation project over and above the $20,000 forgivable loan. • Terms of the loan are 3%interest annually for up to 20 years. • The loan payments will be program income for the CDBG or HOME program and used to funds additional housing unit rehabilitation projects. • The property owner will fill out a loan application. The application will be reviewed by a committee consisting of the Director,one Board member, and one banker to determine ability to re-pay the loan. • If the housing unit is sold,title transferred,or used as a rental unit before the loan is totally re-paid,the loan will become due and payable in its entirely. • Legal action,up to and including foreclosure,may begin when loan payments become 90 days delinquent. Forgivable Loan/Deferred Loan/Loan amounts Income level _ Forgivable Loan Deferred Loan Loan Total 0-50%median $20,000 Up to$15,000 NA $35,000 51-80%median $20,000 NA Up to$15,000 $35,000 Minutes August 16, 2011 Page 5 Return on investment for deferred loan and loan Income level Maximum Loan Loan Terms Monthly payment Total Return 0-50% median NA NA NA $15,000.00 51-80%median $15,000 3% 20 years $83.19 $19,965.60 Household size income guidelines(July 2011)(subject to change annually) Income level 1 person_ 2 person 3 person 4 person 5 person 6 person 7 person 0-30%median $13,100 $14,950 $16,800 $18,650 $20,150 $21,650 $23,150 31-50%median 21,750 24,850 27,950 31,050 33,550 36,050 38,550 51-60%median 26,100 29,820 33,540 37,260 40,260 43,260 46,260 61-80%median 34,800 39,800 44,750 49,700 53,700 57,700 61,650 Chairman Johnson asked for additional comments from the Board. It was moved by Bob Reinsinger and seconded by Mickye Johnson to adopt the rehabilitation forgivable loan program guidelines as drafted. Motion carried. Chairman Johnson indicated this new approach will help leverage additional funds for the rehabilitation program. D. NEW BUSINESS. 1. Endorse Rehabilitation Contracts for July 2011. (Report attached.) It was moved by Bob Reisinger and seconded by Jeri Thornsberry to endorse the rehabilitation contracts for the month of July 2011. On roll call: Mickye Johnson, Gary Rankin, Bob Reisinger,Jeri Thornsberry and Eric Johnson voted Aye. Nays: None. The Chairman declared the motion carried. 2. Set date of public hearing for September 20,2011 on the Consolidated Annual Performance and Evaluation Report(CAPER). It was moved by Mickye Johnson and seconded by Bob Reisinger to set the date of Public Hearing on the FY2011 CAPER. Motion carried. E. DISCUSSION ITEMS. Rudy Jones mentioned that he attended the Open House for Habitat for Humanity's 100th housing start in the Black Hawk County region. F. ADJOURN MEETING. With no further business to come before the Board, the Chairman adjourned the meeting. Respectfully submitted, Rudy D. Jones, Secretary Pro-Tern Minutes August 16, 2011 Page 6 : July2011 Contracts !�ed..«_«.._...,.....,..........._x..._,.....,,..»„x,,.....rt,««. ....x«......................»........,..«....,xx.,.,«.,«..a...,,........,.,,.....,.»«»..xx.p....,...,.....,«..,.............x«.,..••..«,......»..,«„x.,...,..,_..xx........x....... Rehabtf ior►.CDEIGfieids.- _...__ : ....�_..___.. _w__------_r. __.__._...__..__.____._._..._ .._�..._._.. CMS&Tatranie Mande :Jon 15331 911 Welling : w_at ye hebraasAaaonRs.f+a IToJe 7,11(20111 191118.09i . _..-_-— --- ---- --;__.__-.��_.. - cesri..__-_limo _ _•_- -- _.... •_•--•---- i 4537 - 4iflYraitge terindovs;fWois To JD TtTt2fdii= 22.3i$.00 mane F�. ...,._:..._._......_._ :�r_........._.........r....__....__........W...._...,.:..,_......_ .......,___..x__,.....,.....__..__.,.....-...._....__.::_...._..._....-_-!--._..__. _._....w..._._._.----• Hrmberb&Alejandro CainAa _. Jon._._...- 1638-_._403 Fowler-_.._. rwnda�rts_balropieve l.spen.....IBrothers_..._ €1713/2.11 S 11,7850E 1 Dan&Atmendria tidily Jon �7J14/2._....._.._._ 1539[ 8161Aistaeolat �caaoR*ooen�tnaraw�x aaa a ToJo ___. -. 7fl4/2 tt 524. 1 Total i - ; • s 711.87500 : R.. !..Rbt{t.atio.......a F. . F _ .i 3. ; p. ..............,......«.........................,, - !ayrrRPin RR9. . ........................ .. .. .. Dorris.i ttridle-.—.._.__---_.....! ._. RR02.._923 S remote__ **,: cs at"rim •-- -rr b Comtt.,1_7 t1.129........_24.998p4 s28aF7.10.5avr is .... F isslmespuntslgsaeLaiiiii } R&S.Rental Properies.LLC ..Mark RR03 1025 Stfiterae St [enemata I SJConant:oboa 1.7/2011 5.91900 55914 wow furls Metrohvesfi*nts Mark 1RR04 218E:StSt 1noCmssj.gveerbdett3 j btiePostfrart 711212O11 12.840E $12.824*ewerfrm moll _�—_.-----. -- -,.-- __.... _ __....__..______...__..___..._..w, _.. --•----•--•--. .__- . _ Allen&Sklvia Grote . .. ilai* RR05•s 396 E.106 St €oaixooni.srairs. Men Grote 7t112011: 24.86560 $24 5 Inmer,Amds Total_...y...........-.-._.._.._...._.-.._.,.._.p..._,..,,-_-.i.__...,.-,._.......-._._..._}___...._..._.__..-....._........i ..._..-_loom.- ..._ _.i..__-_..,...__-.-._....__..._..... " .............._.._.._ _-...-.. • PAZ isnEv4.64.M HER; "thee ........{........_...__«......a em ; •• DAIS y.x... .....................»......»..».. Joshua Smith :Joe 10181227Zindenendence 1 _._------Elecaicservice ..._...___L JEleoVo._..._?nt2ttt9}..._.. 4,tlOD;00 51949ownetfie+ds Annie Johnson __._____._-.. tuta!k __1019516 Ricker �. I. roof .Redwood 74/2011 4,000.011 3131 1 20 owner twirlstwirls�1Aie t7eYries ilAark 1102t 404131a hawk Rd roof €Helmuth i 7612011 2313.001 Penelope ...W....-:._ -TM a* 1022 216LederSt toof SJCon i7r2JJ23t1 4.4UI.OD;St5073 owner acids _..._... . ..__._.a.__..,.._x. ._ __._r_.......__...................... _x.. _.n tion I7 ........_. Edtu&ibberta 0n904 _«.;#mac ! 1023)10.28 6tdmtn4ence .�... _x.._ roof 15.1 Constructs* I 7t20-1 1 4.000.00i 6621 owner funds Ja Nine Folk_ ___ Mark_ 1024w191545011...._..,.....r....__.__.__... f__-__-._._ i _.-.__._.--.?11#f20f1i_____$ 00,003 67.ayrrtrcrfirds AndyJot Moir1025 i484 roof •ie nl 7tiede41i .etioo w- MnRoche Jon—_- 102a_,_531 Wasik .i___ !11'!!!C'i !atscic..--- Takf_-__.._..._..?!2?1x4t1y_.-3.....- # _-_�___ ..__.._..._--_.- Tatai __._-loom__.-__ _.-._-___. .__..._� -. 8 340 _.._ _—_ _.. • mown•.-._•..n ,e,.-.-,.e....................4_-.....••...r..0._•..,..._..,!...,-._.m,..,.......e-•..m.«.mm....•.n...rn-.-..n...n-n....nn_.....••..n.n....r..«1n»:......,..-r....rr-_.-...n...4..r....n..........n:r-..,-..-...r....,.,e._4.....r...........,-r...,.-....,....._r...,_n-... _....._n....n........_.«.n......rx«_x..x.._.»....ir...n......_....._...._ _j..........x_......_..._,....n......,..{.n.,...,..._»_x._..._....n_x......_,_,.....,«........«x-.,.«...«x...n...«.....:,n.».....««..«,....«xy _..............x.... ....«n...._....u....x«x.,x..........x.. HOOKRehabitlation i e11441R1CT 4 • Tababe LestarmAiman Shan ; Jon ` 1540 I852 Newts* , goof sdang,eit cat,wbrfours &others € 1.19/20T 1 11�.783.00; PowellI I. Jon_.,...1541 `z156 fir Rage?Q?; ._...__.__._.._. Haden `7120/2011i 17896.00i ...- Total w. _... _ ....:_ ._... .i..__._..,w. _ __ .. _W ... . ..-_ 341679 0E Lead Grand Program l '_• i i t0 ate1'l ! NAVE LST•MIMI% ,Ots IL ------- 1---.__._.--13- - � am mac, i Chas&Tommie Merida :Jon , 1533 i 911 Wargo* I IToJo 7l1220111 15655:00I Shane Fritz Jon 1337y._ 410V Vinton_i •mono.. ___.«._ ._. IToJc 7/7-12011: 12.000.00[ _.._._._.. ..., .........eno-- -•._._-_-_.._..._.._...._.---_._._.._r_,.._...«_. _..._....,......-_-.__._..__.._«_._......«......_..__..r.._.....,..loom_... }kstd to4A�ndraGairebo Jan__-.1538 403Fo,Aer w__: -__._.___ ..__.-.......__.__......._. � 7/13 1F 23,11t3.cO _.______.__ _.- IToJc 7/142011 c 7;015. f}L ____-__Oae&AialQndri#Lipbyty ,leaf 13 liraeneaotA ..-:- __.-�--_ Taballta Leraaea os1n Sees Son .'• 1540 m 62 terton _.i _ 8o .-..._,.«.._._r.1.711S2011i ..18.127.03 _..........._._.. ,.._...—«.._.._r..._.._ .. 00 . .....r.. WyoYmePar�6 ._._____.._..._.._:Jen t 1541 1 31306varSt_____... ..._...__.__.__..__._. .Mn .._.._-_«71212511i 16 34.11 '• _....__..___._ .._.___...».. Trial __ _F_- _-_ w_ - ____ __ ._ .___393�D2D9 �~ __ ioronsN lattanfFbad Pro ran i �_._.__..__._.w_._:_...__ ____ ____..___ w__._._.._w...__.Yc°°!?a"�T;_.___ .._.._._�_...___.__._..._, ..._. _._... ..........._.._r_r ..._..._r,._...�.....� `'r_..m. »,.r.._...i......._..r_.�..»«.._ ± ...... ......1......_ ......E'::�:_�:.�...«.._...� gip Maier I I Debate Sanoa«...,..., Mn' , 1015�753 W.lig RookRI mane .nxrmvem ue, s Pi Pe na«?/211'29111 8;5491 I$24:9t aaims Taal a1 - ' _— --11-• 891 Board Approval 9//5/// (; AUDITOR'S COPY Council Approval d�;V;9Si MINUTES COMMUNITY DEVELOPMENT BOARD MEETING JULY 19, 2011 The regular meeting of the Community Development Board was held in the City Council Chambers, 715 Mulberry Street, Waterloo, Iowa, and called to order by Chairman Eric Johnson at 4:00 p.m. on Tuesday, July 19, 2011. Members present: Amber Boyd, Gary Rankin, Bob Reisinger, Jeri Thornsberry and Chairman Eric Johnson. Members absent: Kenneth Adderley and Mickye Johnson. Also present: Rudy Jones, Community Development Director;Nancy Gulick, Community Development Coordinator; Steve Schmitt, Council Liaison; Ann Northey, Administrative Secretary; Leila Granger, Realtor; and Tim Jamison, Waterloo-Cedar Falls Courier. A. APPROVAL OF THE AGENDA. Chairman Johnson indicated Board packets were mailed out and asked for additions or corrections to the agenda. It was moved by Bob Reisinger and seconded by Gary Rankin to approve the Agenda as mailed. Motion carried. B. APPROVAL OF THE MINUTES FOR THE REGULAR MEETING ON JUNE 21,2011. It was moved by Jeri Thornsberry and seconded by Bob Reisinger to approve the minutes for the regular meeting on June 21,2011. Motion carried. C. OLD BUSINESS: 1. Update on Single Family New Construction -Round 1 and Round 2. Rudy Jones reported that Leilia Granger,the realtor for the John Rooff's Round 1 projects, was present to give an update. Leila Granger indicated buyers are in place for the homes that are built on East 8th Street. She also noted there are approximately 6-7 applicants preapproved for the Lincoln School site development. Chairman Johnson inquired about the Lincoln School site and whether title to the property had been transferred. Rudy Jones stated this has been handled through the Planning& Zoning Office and he will provide up-to- date information at the next meeting. Gary Rankin inquired if any infrastructure work has taken place at the Lincoln Site? Ms. Granger indicated no work has been started until the property is transferred. Rudy Jones noted that one of the three potential buyers for an East 8th Street property,had their six-month Minutes July 19, 2011 Page 2 application expire, so we will need to process their paperwork again. Gary Rankin indicated that John Rooff noted at the last meeting there was a funding stream that was also holding up the process. Rudy Jones explained it was the Enterprise Zone application, which has since come back and was approved by the City Council. Rudy indicated he would provide current information on that also at the next meeting. Chairman Johnson thanked Leila Granger for the work she has been doing with John Rooff to get these areas developed. 2. Neighborhood Stabilization Program—Round 3 Update. Rudy Jones stated once all the executed documents are returned we will submit the request for release of funds and put together our work writeups to get the project underway before fall. The fire department has been contacted to board up the properties to alleviate any further damage to them. Rudy indicated he could provide quarterly updates on the progress of this project. 3. Discuss Low Interest Loans for Rehabilitation and Emergency Repair Program. Rudy Jones indicated he met with Kathy Demsky of Wells Fargo to further discuss the loan program. Rudy noted they initially proposed to discuss the Emergency Repair program, but that seems to be working fairly well so it was decided to concentrate energies on the Rehabilitation Program. Staff is thinking about offering a straight$20,000 forgivable loan verses having different ranges. This might be easier to work out and only have two income levels with a straight$15,000 deferred/forgivable loan and a$15,000 low interest loan. Rudy indicated the 3% loan should be manageable for most applicants and noted Linda Morgan with Habitat for Humanity may be able to provide sample documentation we may utilize as a template. Staff also visited with Karen Atwood of Consumer Credit Counseling Services to discuss her programs and put together templates for what we are trying to do. Rudy noted Ms. Atwood believes it would be beneficial to have approved applicants go through a six-month review process and budgeting class to make the program more successful. Rudy stated it is looking more positive to get this loan program up and running. Further discussion occurred on the formula chart for the deferred loans. Chairman Johnson discussed the statute of limitations on due dates for the deferred loans. Discussion continued on the term length of time for these loans and the limit is 20 years. A lien will be filed against the property, and if necessary the mortgage could be extended. Board members concurred that the classes would be a good idea. Rudy Jones indicated budgeting classes are offered through Consumer Credit Counseling, Family Management and Iowa State Extension Service occasionally provides these classes. Rudy Jones noted that Consumer Credit Counseling could be a key player in helping individuals manage their payments if they should fall behind during the course of the loan. Chairman Johnson asked Board members to consider this proposal and if there are other thoughts or concerns,please share those with staff before the next meeting so we can adopt final guidelines,hopefully at the August meeting. Minutes July 19,2011 Page 3 D. NEW BUSINESS. 1. Endorse Rehabilitation Contracts for June 2011. (Report attached.) It was moved by Gary Rankin and seconded by Amber Boyd to endorse the rehabilitation contracts for the month of June 2011. Motion carried. 2. Appoint Representative to Planning and Zoning Commission. Chairman Johnson noted the Planning and Zoning Commission has two designated seats, one for the Waterloo School Board and one for Community Development Board. Chairman Johnson explained he has been the Board representative for many years. The Chairman stated he just started a term as President of the Greater Cedar Valley Alliance Board,which meets at the same date and time,the first Tuesday of the month. Therefore, we need a new representative from the Community Development Board to fill this position on the Planning and Zoning Commission. The Chairman noted his recommendation is to the appoint Gary Rankin in this capacity as he has served the longest tenure on the Board and is willing to serve in this capacity. It was moved by Bob Reisinger and seconded by Jeri Thornsberry to appoint Gary Rankin to serve on the P & Z Commission. Motion carried. E. DISCUSSION ITEMS. Chairman Johnson referenced correspondence the Board received concerning the contract with Cedar Valley Hospitality House and the fact they had not utilized their funding by June 30t. Nancy Gulick noted the Director from Cedar Valley Hospital House called to request an extension on their subrecipient agreement and is preparing a letter with an update on their project. Chairman Johnson referred to the memo from Nancy Gulick on the Healthy Homes Conference she attended in Denver, Colorado. Nancy Gulick explained the nature of the conference is moving away from just lead paint issues and expanding to include radon, asthma issues and mold. She noted we would be looking at focusing on those health issues. Nancy explained there was a section in the recent lead grant application for a healthy homes grant in the amount of$100,000, and noted she applied for this as well. Nancy indicated if we do not get awarded the lead grant this year,then she will pursue other healthy homes grants. She noted to mitigate radon the cost is approximately$1,500 per unit and Iowa is one of the highest states for high radon readings in homes. Considerable discussion continued on radon mitigation. Gary Rankin discussed the rehabilitation evaluation on the property at 535 Denver Street. Rudy Jones indicated Mark's comments came after the homeowner submitted their evaluation and stated he would discuss these comments with staff. ADJOURN MEETING With no further business to come before the Board,the Chairman adjourned the meeting. Respectfully submitted, Rudy D. Jones, Secretary Pro-Tem `T a u il ocacc 91▪Z Yi t E u1o.yy 0 O O d O N 4 H 8 WaaWrO . Doom° 00 000 0 I- zI- ESS2g n z z z z n 00000 C > > > 7 pvdv•i <• w 0 < vs < < • < w 0 0 0 0 0 ►- ..... ,, 1- 1- I- 0 Vr1VVV U U U p.m zUlzvfd.za zW zV z1' Z F h 1- 1� pp Ura Vo u0 U� 4a C) E a K a' Q ,' tY ce QC 0 0 0 0 0',Vona— o z 0 0 V 0E1- c0i1-0 0 0 o U ar K K c c d Q a, a a- 16 u22 222 rt re le K v �o= =3 O A IU m8i5UW Ill III Ili 1li O OQ�81+3� 0 0 ©0 O < 4--M-oo- X, < C d �D rr iY{Y G' Mi Mi la0 CO v 0 0 CO 0 2 2 2 2 2 2 Z Z Z Z Z Z _C E ~ a I- I- I- N 0�1 4 < g < < e W W W W W W mlu 222 D. a2IQA a a a a o 5 en 0 co to1 g M o e E a a. g 01 F 5 E de O v5 a j a 61 w Ea A T aai a �'n A e a w < n E �9i 0 9 '�4 g a 6 -f a,i ar 2 F W Y 0'a 1- W 1- M Z 3 2 1- 3 1- I ejfbi /9// &-z4,1 7 2// <r eu1�;� MINUTES COMMUNITY DEVELOPMENT BOARD MEETING DUNE 21, 2011 The regular meeting of the Community Development Board was held in the City Council Chambers, 715 Mulberry Street, Waterloo, Iowa, and called to order by Chairman Eric Johnson at 4:00 p.m. on Tuesday, June 21, 2011. Members present: Kenneth Adderley, Amber Boyd, Gary Rankin, Bob Reisinger, Jeri Thornsberry and Chairman Eric Johnson. Members absent: Mickye Johnson. Also present: Rudy Jones, Community Development Director;Noel Anderson, Community Planning & Development Director; Steve Schmitt and Quentin Hart, Council Liaison;Ann Northey, Administrative Secretary; John Rooff, Developer and Tim Jamison, Waterloo-Cedar Falls Courier. A. APPROVAL OF THE AGENDA. Chairman Johnson indicated Board packets were mailed out and asked for additions or corrections to the agenda. It was moved by Bob Reisinger and seconded by Jeri Thornsberry to approve the Agenda as mailed. Motion carried. B. APPROVAL OF THE MINUTES FOR THE REGULAR MEETING ON MAY 17,2011. It was moved by Bob Reisinger and seconded by Gary Rankin to approve the minutes for the regular meeting on May 17,2011. Motion carried. C. OLD BUSINESS: 1. Update on Single Family New Construction -Round 1 and Round 2. Rudy Jones reported that after the last Board meeting he had requested an extension from IDED on Round 1 newconstruction funqu has verbally firmedr waiting tt documentaconstion. The extensionds. This isre throughest thebeen end of Augustcon to finishand the unitswea on e East 8thfor Streetwri.en John Rooff provided an update of his progress on the new construction homes at East 8th Street. Rooff noted he is working closely with the realtor, Leila Granger on getting buyers approved. Mr. Rooff stated he is also working with the bank to begin building two more homes at the site and indicated he will do his best to meet the August 31st deadline. John Rooff indicated he already has several buyers interested in the Lincoln School site. Chairman Johnson indicated these homes look nice in the neighborhood and we realize they.are not as easy to sell in this area. Rudy Jones asked that the Board concur with the state's action to extend the deadline, as we need this additional time to finish Round 1. Minutes June 21,2011 Page 2 Bob Reisinger inquired if Round 1 had to be complete before Round 2 could begin? Rudy Jones explained that state historical preservation work has already been initiated on the Round 2 properties. John Rooff advised that the Enterprise Zone applications have been submitted; along with tax credits and the abstracts are getting done. He noted these units will have a different look and will be 1,271 square feet. The infrastructure is already in place in this area, which will help move the project along. Rooff noted he is trying to keep up with the time lines. Rudy Jones stated as long as the State knows that we are making steady progress, they will keep working with us. Chairman Johnson again inquired, do we need something from the Board to keep Round 1 going? Following discussion, it was moved by Bob Reisinger and seconded by Jeri Thornsberry to grant an extension to John Rooff for Round 1 new construction development to August 31,2011. Gary Rankin asked Mr. Rooff to explain at what point in the discussion with the lending institution do you go with a spec house or hold off until you have a buyer for the property, especially considering the time line we are at on this funding. John Rooff indicated he has never had a house in this program that failed to close, and he has no spec houses built and no empty homes. Mr. Rooff noted it takes about six weeks for us to place a foundation, once we have a buyer for the property. John Rooff indicated this would be his risk, realizing the markets are not the best at this time. The Chairman called for the vote, Six Ayes. Nays: None. The Chairman declared the motion carried. Chairman Johnson noted the Round 2 deadline is December 31, 2011. Rudy Jones indicated if we are making progress on Round 2,then we should be granted an extension. Round 3 funding begins January 1, 2012. John Rooff stated he couldn't begin Round 2 until the Enterprise Zone application gets approved. We can prepare to start with the infrastructure and design,then if we have four or five sold, they could be constructed in 65-70 days and they could be done before snow falls. Round 2 has ten homes committed. Chairman Johnson inquired, what happens come October/November and no houses are sold or constructed? Rudy Jones indicated Mr. Rooff has some strong commitments, so if four are built and up, then an extension would seem probable. Chairman Johnson asked that Mr. Rooff keep the Board informed of his progress on both Rounds of new construction so the Board has time to process the information. Minutes June 21, 2011 Page 3 2. Neighborhood Stabilization Program—Round 3 Update. Rudy Jones indicated we have been awarded$904,000 to rehabilitate or demolish five units in the 900 block of Lafayette Street. The paperwork from the State is forthcoming and inspections will be scheduled soon on these properties. 3. Discuss Analysis of Impediments to Fair Housing,tabled from May meeting. Chairman Johnson stated the Analysis of Impediments to Fair Housing Choice booklet was received at the last meeting. Board members were given a list of action items to review. Rudy Jones stated that some of the recommendations from the consultants were contingent on other departments and agencies. Rudy explained some of the details and indicated budget cuts are affecting many HUD agencies. Chairman Johnson asked how do we follow up to see what has transpired in six months. Rudy Jones stated this is a periodic report which we must subscribe to. The HUD monitoring team will check to see if we have implemented any of the suggestions and follow up on the progress. Rudy noted this would be an on-going process to review the progress being made on the suggestions presented. Chairman Johnson indicated by revisiting the list semi-annually or quarterly, this could identify small steps that are being accomplished. Rudy explained some of the processes are already taking place such as the implementation of green initiatives, Section 3 practices and Board member replacement. Jeri Thornsberry indicated joint planning with Habitat for Humanity would be beneficial and she agrees that a quarterly update would be a good way to focus on the progress. It was the consensus of the Board to provide quarterly updates on the bullet points provided and report progress being made with the Impediments to Fair Housing. 4. Discuss Low Interest Loans for Rehabilitation and Emergency Repair Program. Rudy Jones indicated this topic came up before the floods of 2008 and has been a challenge to get initiated. Nancy Gulick did some research on what other entitlement cities were doing throughout the state, and the subcommittee provided a template to consider. Rudy noted he has spoken with several lending institutions to assist us in reviewing applications to decide what level the homeowners can afford in terms of the loan. This is now a matter of formalizing the process, distributing these particular duties among the staff and including the small core group of reviewers. Rudy indicated the two components; Emergency Repairs and Rehab Assistance are already in place. In many emergency cases the homeowners are already providing a portion of the funding, especially if their estimate goes over the $4,000 limit for Emergency Repair. We try not to turn a homeowner down, and our eligibility timeframe must occur within six months of income verification. Most clients have been very creative in providing the additional funds. Rudy noted the Rehabilitation Program might be more of a challenge because we are dealing with larger dollar amounts. Minutes June 21, 2011 Page 4 Chairman Johnson inquired if the banks would be in charge of collecting the accounts? Rudy Jones indicated CD staff would be in charge of collection. If a homeowner chooses, and is able to work with a separate financial institution to provide the additional resources,that would be fine. If not,we would have to take the funds from our own program and handle the paperwork like we used to do. We do not want to put our clients in a financial bind, but those who are capable should be providing funds for their own projects. Chairman Johnson recalled past discussions,noting we did not have staff available to process the loans and did not do a good job of collecting on the delinquent accounts. Rudy stated we must figure this out and staff will need to assume more of the load to make this happen. We understand the risk that some will pay and others will fall behind. So if we have 50%participation in paying off the loan,then we are successful. Jeri Thornsberry inquired, so... are we giving out funds,knowing full well they will default? Rudy stated, no, and explained the loan officers will help us adjust the rate in which these low-income homeowners can participate in the program. Chairman Johnson asked Gary Rankin to recall his thoughts/recommendations as a subcommittee member. The theory was to recoup some of the funds that are being expended by those participants who can afford to pay back. This will help us spread the funds to more individuals. The different levels of income would allow for a grant and others with more income could afford a low-interest loan. We know there will be people who will not pay the loan back. Do we put a lien in place or foreclose, this raises many issues and it becomes a problem. We hope that the homeowners will appreciate the funds being granted and it is their home, which they should be willing to put money back into it, so there will be funds for the next person in line. Rudy Jones stated in the past we did put liens against the properties,but we did not foreclose. Kenneth Adderley commented if the banks do their job in assisting, an"iffy" loan may be denied. Further discussion continued. Chairman Johnson stated he was a bit skeptical on the additional burden on the staff. Rudy Jones noted we have been working on this for a number of years and we have the overwhelming demand to help low income families. • Chairman Johnson inquired if the Board would like to adopt the policy as proposed, or if staff needs to flush this out a bit more, or should all the loans be forgivable. Rudy Jones stated the paperwork for the applications could be started as early as July 1, 2011. Jeri Thornsberry expressed very strongly that our loans should not all be forgivable. She stated if they are homeowners then they should participate in the rehab improvements to their homes. They are creating new value in their asset. Minutes June 21, 2011 Page 5 Ms. Thornsberry stated we must manage the expectation that when a person comes in for assistance we say this is your asset and if we are going to improve it you have responsibility here, and part of that responsibility is paying back your loan. We need to start changing this story. Chairman Johnson inquired, if someone defaults on their repayable loan, does their forgivable loan stop being forgiven? Bob Reisinger stated there are still unanswered questions we need to work out. Chairman Johnson suggested the Board provide a recommendation or motion to move forward so the staff can review these guidelines and flush out all the details and come back to us for a final vote. It was moved by Gary Rankin and seconded by Bob Reisinger to recommend the staff proceed with finalizing the loan program for rehabilitation assistance. Chairman Johnson stated if any Board member has additional questions concerning the loan program to get them to Rudy or Nancy as soon as possible so they can flush this out. The Chairman guaranteed there would be things that come up and how will we handle these issues, probably on a case-by-case basis. The Chairman called for a voice vote. Six Ayes. The motion carried. D. NEW BUSINESS. 1. Endorse Rehabilitation Contracts for May 2011. (Report attached.) It was moved by Gary Rankin and seconded by Bob Reisinger to endorse the rehabilitation contracts for the month of May 2011. Motion carried. 2. Review Lead Grant Application to the Office of Healthy Homes and Lead Hazard Control. Rudy Jones indicated Nancy Gulick submitted the 90+-page application for the Lead Grant on line and she provided some pertinent information from the grant for the Board to review. This is a competitive grant and hopefully,Waterloo will be awarded additional funds to continue our lead abatement program. We are on track to fmish and meet all of our benchmarks for the present grant, which will work to our advantage. Jeri Thornsberry inquired if this was our first lead grant? In response, Rudy Jones stated this is the fourth lead grant application we have submitted. The City of Waterloo was awarded two lead grants in previous years. E. DISCUSSION ITEMS. 1. FY2012 Budget Allocation Approved. Chairman Johnson noted the FY2012 allocation was reduced by about$4,008.00 in CDBG funds and the HOME allocation was approximately $442.00 less than we allocated to projects. This represented a 16% cut in CDBG funding. Chairman Johnson stated the staff did a good job of estimating the allocations and asked what recommendations are being made to deal with the shortfalls? Rudy Jones stated the decreases would be deducted from the rehabilitation line items, as we will be utilizing HOME funds for some of the single-family rehabilitation work. Minutes June 21, 2011 Page 6 Following discussion, it was moved by Jeri Thornsberry and seconded by Bob Reisinger to reduce funding in the CDBG Rehabilitation line item by$4,008.00 for the FY2012 allocation. On roll call: Kenneth Adderley,Amber Boyd, Gary Rankin,Bob Reisinger,Jeri Thornsberry and Eric Johnson voted Aye. Nays: None. The Chairman declared the motion carried. It was then moved by Jeri Thornsberry and seconded by Kenneth Adderley to reduce funding the HOME Rehabilitation line item by $442.00 for the FY2012 allocation. On roll call: Jeri Thornsberry,Bob Reisinger,Gary Rankin,Amber Boyd,Kenneth Adderley, and Eric Johnson voted Aye. Nays: None. The Chairman declared the motion carried. ADJOURN MEETING With no further business to come before the Board,the Chairman adjourned the meeting. Respectfully submitted, Kenneth Adderley, Secretary III OIbO O O I 0 0 0 0 O O i111QQQQ8 0 4 QRF-$ Q H� H g " �M1 a ti r r r r r r r r r Az.-- i r r 8O�p � MI s- ppptt77911 �'V - 4['V OM VI YI 7 a h 0 E214 Sa6 .1 Jot gin 8 08w °A 8 "1" i i 1 tti iii e 3.111 i 1 All r gii IA ce i $glIIV e( 1 C as 6y61 1 IgIll Wgi w.31,11- M1 M OT j 2 {1 Ir] m00$10 r rr }`J 11 c i- 8 g. E ` il ' 1 Qp S 3 Si i A # go 1ii iij 1 I il '1_' 1 � WIh1 b k �LL pah AO ill 1 1 2 A aat L' G{ (tie �-C' 4'/2//// MINUTES COMMUNITY DEVELOPMENT BOARD MEETING May 17, 2011 The regular meeting of the Community Development Board was held in the City Council Chambers, 715 Mulberry Street, Waterloo, Iowa, and called to order by Chairman Eric Johnson at 4:00 p.m. on Tuesday, May 17, 2011. Members present: Amber Boyd, Mickye Johnson, Gary Rankin, Bob Reisinger, Jeri Thornsberry and Chairman Eric Johnson. Members absent: Kenneth Adderley. Also present: Rudy Jones, Community Development Director;Noel Anderson, Community Planning& Development Director; Steve Schmitt, Council Liaison;Nancy Gulick, Community Development Coordinator; Arm Northey, Administrative Secretary; David Geist, Homeowner; and Julie Heston, Homeowner. A. APPROVAL OF THE AGENDA. Chairman Johnson indicated Board packets were mailed out and asked for additions or corrections to the agenda. It was moved by Mickye Johnson and seconded by Gary Rankin to approve the Agenda as mailed. Motion carried. B. APPROVAL OF THE MINUTES FOR THE REGULAR MEETING ON APRIL 19,2011. It was moved by Bob Reisinger and seconded by Mickye Johnson to approve the minutes for the regular meeting on April 19,2011. Motion carried. C. OLD BUSINESS: 1. Single Family New Construction—East 8th Street. Rudy Jones indicated three houses have been set in place for the Rooff Project and garages should be finished by the end of the month. Rudy indicated he would be in contact with the Iowa Department of Economic Development (IDED) concerning the contract agreement, which stated five homes would be built and sold by May 31, 2011. Discussion continued on the new construction homes that have not been built or sold by Rooff under the contract. Rudy indicated we would be requesting a very short extension from IDED. Mickye Johnson expressed concern that if we ask for an extension from IDED and the project is not completed, what are the liabilities for our funds? Rudy indicated with three homes being built, we should be able to receive an extension. Rudy explained he did not know John Rooff s time frame to finish Round 1, but didn't want to get too far into Round 2 paperwork,until Round 1 was completed. Rudy noted the deadline for Round 2 is December 31, 2011 on the former Lincoln School site. Minutes April 19, 2011 Page 2 Jeri Thornsberry inquired if the timeframe to finish Round 1 would then be early fall. Chairman Johnson indicated these homes are pre-built and can be finished sooner. Rudy Jones noted the timeframe would be about 45 days for construction. Rudy stated we might need to work on monthly increments to finalize Round 1's contract. Jeri Thornsberry asked for clarification to Mickye Johnson's question and reiterated, we have committed to five homes, and three have been built and sold, so is he not willing to fulfill his commitment to Round 1. Rudy stated he believes Mr. Rooff and his realtor, Leila Granger are working aggressively on this project. Jeri Thornsberry inquired if the intent for construction was based on having a potential buyer? Rudy Jones stated he hoped not, because that puts the developer in harms way as the goal is to build and sell. Jeri Thornsberry stated the agreement was to build five houses by May 31 st. Three homes are progressing nicely,but two are still bare ground, and no buyers, so are we in jeopardy of losing the funds? Rudy stated we are in jeopardy, but we cannot pull out of Round 1 when we are practically a month and a half of being done with Round 2's timeframe. Mickye Johnson said this is perplexing, as two houses remain in Round 1 to be built and December 31, 2011 is the deadline for Round 2. He noted John Rooff's commitment is for 10 houses in Round 2, and Mickye is concerned that this can be achieved in a timely manner. Mickye was specifically concerned about the resources if construction is not yet underway. Gary Rankin stated we were under the impression last winter that construction would happen quickly for Round 1 with sewer,water and utilities in place. Gary noted, from a developer's standpoint, he understood the delays without having a buyer. Jeri Thornsberry restated the main concern is what happens to the funding,will we lose it? Rudy Jones indicated he will be talking with IDED personnel this week to discuss the"what if' scenario on these funds, and noted there are other issues to also consider, being the end of the fiscal year and holiday deadlines, etc., and this has been communicated to Mr. Rooff. Mickye Johnson stated with funds being cut at the national level, if we don't utilize the resources,then the next cycle we will be cut. Are we looking at this scenario, or is there anything we can do to eliminate this issue. Rudy Jones stated he would not let this get to the eleventh hour; as there are other developers interested in every dollar they can obtain for their projects. Chairman Johnson said if Round 1 is to be completed by the end of May, and this is our last Board meeting in May,then we are at the eleventh hour. Minutes April 19, 2011 Page 3 Rudy Jones stated we probably will have to request an extension from IDED, but it must be based upon what John Rooff's intention is to finish the last two houses. Chairman Johnson asked if we would lose the funding for all five homes, what would happen? Rudy Jones felt assured the State is not interested in recouping those dollars. They will leave the decision up to us, if we want to move to another project area. It will be up to our discretion. The State will want to see the project go forward. Chairman Johnson indicated we have talked about this issue long enough with no resolution. The Chairman directed Rudy Jones to find out what our options are with the State. If there will not be an extension,then we cannot go with another developer. We appreciate the fact that it is easier to spend funds in some areas than others. The Chairman noted if we can get an extension that would be great, but if John Rooff cannot get the balance of his contract built in 90 days, we need to know so funds can be diverted to another developer. Rudy Jones indicated he would have an update to the Board by the end of the week. Gary Rankin inquired if the funds could be reprogrammed to a different project/developer, or can it be used for other programs. Rudy stated the funds could only be used for single-family new construction projects. Chairman Johnson asked Rudy to get a specific time line and schedule for Round 2 new construction. Gary Rankin stated we had some specific terms laid out at a previous meeting. Chairman Johnson indicated he remembered the preferences and we need to know what the consequences are if Rooff fails. Chairman Johnson stated if we need a special Board meeting let us know so we do not lose the funding. 2. Neighborhood Stabilization Program Update. Rudy Jones indicated we are still waiting to hear back from IDED on the award of these funds. 3. Analysis of Impediments to Fair Housing. Chairman Johnson stated the Analysis of Impediments to Fair Housing Choice booklet was received and Rudy prepared some notes for review. Board members suggested they have a month to review the document and bring this matter back to the next board meeting. Jeri Thornsberry indicated she read the document and felt it to be culturally deficient. Rudy Jones stated this is a plan to be implemented over the course of time. We hope to have many of the items mentioned in place by fall. The action plan summation on page 104 gives some action steps to review and follow. It was the consensus of the Board members to table discussion until next month. E. NEW BUSINESS. 1. Endorse Rehabilitation Contracts for April 2011. (Report attached.) Minutes April 19, 2011 Page 4 Rudy Jones stated we are still transitioning our flood recovery efforts and the Iowans Helping Iowans programs. We are ratcheting up our Rehabilitation Programs and Lead Abatement activities. It was moved by Mickye Johnson and seconded by Bob Reisinger to endorse the rehabilitation contracts for the month of April, 2011. Motion carried. 2. Request for Subordination from Quicken Loans on forgivable loan for David Geist at 1415 Northey Street. Chairman Johnson clarified the subordination request procedure for new Board members, noting that Rudy Jones is authorized to review and approve subordinations that are straight refinances. If cash out or home improvements are involved, then the request comes before the Board for review. Jeri Thornsberry asked for clarification of the subordination request for David Geist. Chairman Johnson reviewed the request and various lending positions, noting his payments will be reduced substantially. David Geist stated he is refinancing to reduce his interest rate and pay less so he can take care of other pending bills. He noted he plans to remain in the house for years to come. Chairman Johnson stated we are currently in 2nd position, with a$2,000 balance, and this will put Mr. Geist in a better position for his family, so it would make sense for us to subordinate. It was moved by Jeri Thornsberry and seconded by Gary Rankin to approve the subordination request from Quicken Loans for David Geist at 1415 Northey Street. On roll call: Amber Boyd,Mickye Johnson,Gary Rankin,Bob Reisinger,Jeri Thornsberry and Eric Johnson voted Aye. Nays: None. The Chairman declared the motion carried. 3. Request for Subordination from Veridian Credit Union on forgivable loan for Julie Heston at 1105 Evergreen Avenue. Chairman Johnson reviewed the request for Julie Heston at 1105 Evergreen Avenue. Julie Heston explained her position and request to build a garage. The balance of$1,000 remains on the forgivable loan. It was moved by Gary Rankin and seconded by Mickye Johnson to approve the subordination request from Veridian Credit Union for Julie Heston at 1105 Evergreen Avenue. Mickye Johnson stated the initial request was to forgive the loan in full. Chairman Johnson stated there is less than a year left on the forgivable mortgage and we should just subordination our position at this time. On roll call: Mickye Johnson, Gary Rankin,Bob Reisinger,Jeri Thornsberry,Amber Boyd and Eric Johnson voted Aye. Nays: None. The Chairman declared the motion carried. Minutes April 19, 2011 Page 5 2. Approve submission of Lead Grant Application to the Office of Healthy Homes and Lead Hazard Control. Nancy Gulick gave approximate estimates for the lead grant application submission. Nancy noted we are asking for$1.519 million for three years and the portion of match is $817,000. What we need from the Board is a commitment to allocate funds from rehabilitation towards the lead grant, as we have done in the past. Approximately$200,000 per year would be used towards lead remediation, which is $600,000 of match within the grant. The other match comes from health, life insurance and disability for the rehabilitation specialists and then 2% of Rudy's time for the match, which is about $743,000. This would allow us to do 100 homes over the three-year period. Chairman Johnson stated approximately $200,000 of rehabilitation funds is used every year for lead abatement and personnel costs. What did we allocate for rehab this year, $600,000. Nancy Gulick stated CDBG funds can be used toward matching funds, but HOME monies cannot be counted as match. She noted, if we get the lead grant, what we anticipate doing is using $8,000 of the lead grant on each house for lead issues, and about$6,000 of CDBG funds per house for lead and then the additional $20,000 would be for CDBG rehabilitation. Since we don't have as much CDBG funding we will have to use HOME funds for that allocation. We will have three funding sources in each house, which will be an accounting burden, but it is doable. Chairman Johnson inquired if we will still have enough funding available for emergency and roof repairs. Nancy Gulick stated about$200,000 each year will go toward lead remediation. HOME funds would be used to complete the rehab. There should be funds available for emergency repairs, but we do not know what reductions will take place next year. Mickye Johnson questioned what would the worst scenarios be if our CDBG funds are cut more for FY13 and this is a three-year grant. How will that affect us and would we only be able to do lead activities? Nancy Gulick stated if our CDBG and HOME allocations were cu t to zero,then yes we could not do any emergency repairs. Hopefully, this will not be the case. Nancy reminded the Board that one year in the past the only program we could fund was rehabilitation because the resources were cut so deeply. Gary Rankin stated the HOME funds carry specific guidelines, which shortens our list of activities. Chairman Johnson asked for a staff recommendation. Nancy Gulick stated she would recommend approving the submission of the lead grant and is hopeful there ere will be CDBG and HOME funds to carry through the three-year period. If the resources were eliminated, then we would have to finalize the projects underway with the funds available. Nancy reviewed and explained the breakdown of percentages for staff time and program costs for lead and rehabilitation activities. She noted these are estimates, as information from the county has not been received. Minutes April 19, 2011 Page 6 Gary Rankin inquired if we could only ask for a portion of the lead grant funds, especially if our CDBG funding is drastically cut. Nancy Gulick stated if CDBG funds were cut so much that we couldn't continue with this program we could do that, but we would never be able to ask for another lead grant because we would not meet our benchmarks. This is what they look at as part of the application process. During the three-year cycle, if you have not met your benchmarks, and have been in the"red" for two quarters,then your application will not be accepted. Mickye Johnson asked for an explanation of the $1.592 million amount and how staff arrived at this figure. Nancy reported on personnel costs,travel expenses to attend grant meetings, computer replacements for the four main lead grant employees, marketing materials and the bulk$800,000 is for the lead grant work. Last time the county asked for $108,000 and we must allocate $80,000 in relocation to relocate families while the work is being accomplished on their home. It was moved by Jeri Thornsberry and seconded by Gary Rankin to approve submission of the lead grant application to the Office of Healthy Homes and Lead Hazard Control. On roll call: Amber Boyd,Mickye Johnson,Gary Rankin,Bob Reisinger,Jeri Thornsberry and Eric Johnson voted Aye. Nays: None. The Chairman declared the motion carried. F. DISCUSSION ITEMS: 1. Budget Reductions (Next Funding Cycle) FY2013. Rudy Jones stated we are trying to be aggressive with all the programs we administer. He noted the Mayor has been informed about the possible cuts and we try to keep our Washington delegates informed. 2. FY2012 Consolidated Plan submitted to HUD. Chairman Johnson noted the FY2012 One-Year Action Plan Consolidated Plan has been submitted to HUD and each Board member was provided a copy to review. Rudy Jones informed the Board that Louis Starks, Contracts and Grants Coordinator, has resigned as of May 27, 2011 and will relocate to Detroit. Rudy stated the Mayor has been informed and we will begin the process to fill the position. Chairman Johnson inquired if the position would be filled or another staff member could pick up the responsibilities. Rudy Jones stated, for the short term present staff will assume some of the responsibilities, but we will consider having the position filled. F. ADJOURN MEETING With no further business to come before the Board,the Chairman adjourned the meeting. Respectfully submitted, Rudy D. Jones, Secretary Pro-Tem • • • 6..6 4.. 4...0...O..a..0... ...0.. p...4...p...a..� O O O 4...0...4.......i..»..e...p N • E p ....p a...p .A.. O..q...p e h I r8 1 0 4 40 :Yi N i P Fi 4.. e.. p...y... ..-..........e.. e...e...e... .. a a e.. ...a.......e 4...e u u 8 p.. i.....»...O...O...e..»......�...4.. O...O...p...0.. O a s...e...e.......e..»..e...p i It C i 41 Y C p.. pS: p.......4..»..p...•... p...p...p...p» w. O O 4...4...p.......5:....q...p 2 i ni V 0k ill p ....; -...p -...p ..p..p...q.. p....»...»... M 4/ Ill I 1 ry ....0.........0 p ;�F[ro le ....»..p.. Op 4...p...4..-..p».....al p...O...p...q.. 1 O O 4•••O••M•••••••O 4•••f 6 ill I RI 0 IE It E I a- i I F RI i s GI tg 11 r . 1( 41-41V MINUTES COMMUNITY DEVELOPMENT BOARD MEETING April 19, 2011 The regular meeting of the Community Development Board was held in the City Council Chambers, 715 Mulberry Street, Waterloo, Iowa, and called to order by Chairman Eric Johnson at 4:00 p.m. on Tuesday, April 19, 2011. Members present: Kenneth Adderley, Mickye Johnson, Gary Rankin, Bob Reisinger, Jeri Thornsberry and Chairman Eric Johnson. Members absent: Amber Boyd. Also present: Rudy Jones, Community Development Director;Noel Anderson, Community Planning& Development Director; Steve Schmitt, Council Liaison;Nancy Gulick, Community Development Coordinator; Ann Northey, Administrative Secretary; Tim Jamison, Waterloo/Cedar Falls Courier; Robin Means, Human Rights Department and Linda Morgan, Habitat for Humanity. A. APPROVAL OF THE AGENDA. Chairman Johnson indicated Board packets were mailed out and asked for additions or corrections to the agenda. It was moved by Bob Reisinger and seconded by Mickye Johnson to approve the Agenda as mailed. Motion carried. B. APPROVAL OF THE MINUTES FOR THE REGULAR MEETING ON MARCH 15,2011. It was moved by Bob Reisinger and seconded by Jeri Thornsberry to approve the minutes for the regular meeting on March 15,2011. Motion carried. C. FAIR HOUSING LAWS—HUMAN RIGHTS DEPARTMENT. Robin Means, a staff member from the Waterloo Human Rights Commission, gave an informative presentation on the need for the Community Development Board and Staff to be more proactive regarding current Fair Housing programs and activities. Ms. Means discussed the Fair Housing laws and ways to affirmatively further fair housing within the City of Waterloo. Ms. Means noted this directive was identified in the most recent Analysis of Impediments to Fair Housing,which was prepared in 2009 by consultants Mullin and Lonergan for the City of Waterloo. She discussed the impediments, the steps to address them and the need to report our progress on fair housing issues. Ms. Means indicated the Board should review and use the Analysis of Impediments to Fair Housing as a working document to become proactive toward fair housing efforts. Chairman Johnson inquired of staff if we received some marks or notification from HUD concerning this during their last audit? Rudy Jones explained that we have been strongly encouraged to be more assertive on the issues identified in the five-year plan. We are looking for accountability with our programs and this is a good time to review and bring this matter to the Board's attention. Minutes April 19, 2011 Page 2 Chairman Johnson asked if the staff had any concrete plans to address the impediments noted in the report or are we looking to the Human Rights Department to address these issues? Rudy Jones stated we are working jointly with the Human Rights Department and have initiated general education so everyone has a basic understanding of what is required. Ms. Means indicated work has begun to increase awareness with landlords concerning segregation, where affordable homes are being located in the community. Many departments within the city must work together to address these issues. We need to make every effort to further fair housing within the city. Rudy Jones indicated we hope to get an audience with the City Council in a similar work session so they can understand how these regulations are tied to our funding streams. Kenneth Adderley inquired if there are programs that we work with the Human Rights Department, and stated he discussed some of these issues with a colleague. Mr. Adderley suggested we should be more aggressive between coalitions within the city, so the money can go where things are developing. Rudy Jones indicated we are starting to work with the Human Rights Department to lay a good foundation for this process. Ms. Means indicated the Analysis of Impediments was a start to find out what is going on in your backyard, and then you fix what is going on in your back yard with a plan. Chairman Johnson inquired if a plan has been developed, noting that we should work cooperatively with other city departments. First we need to know what is the plan or solution and identifying the problem. Then we need actual steps to address the problem. Rudy Jones indicated the Consolidated Plan gives us action steps and must be amended accordingly. We are developing relationships within neighborhoods to address their issues, and this gives us a footing to move forward. Ultimately,the Board has agreed to fund these elements as part of the big picture. Mickye Johnson indicated you might want to outline the steps that have been put into place to eliminate the impediments. This will let us know exactly what is being done. Rudy Jones stated we would get copies of the entire plan to the Board members. Bob Reisinger discussed the efforts of the Cedar Valley Housing Coalition, a group that brings lenders, realtors,the Mayors, Council Members and city staff together to discuss housing in the community. Gary Rankin commented on the issues of segregation and where people live and other issues that affect renters. Kenneth Adderley asked for documentation from Ms. Means with three or four major issues as a place to start. Rudy Jones indicated our one-year and five-year plan must reflect the decision to address these issues, and our subcommittee works hard each year to make this connection. Minutes April 19, 2011 Page 3 After considerable discussion concerning affordable housing and other issues, Rudy Jones indicated this presentation was given for the purpose of general education of the directive to implement action on the impediments and he will work out the details. Rudy stated he would get copies of the Analysis of Impediments to Fair Housing to the Board and outline particulars to identify steps with benchmarks and time frames for the various projects. D. OLD BUSINESS. 1. Single Family New Construction—East 8th Street Rudy Jones indicated three houses have been set in place on this site and we have been working with potential buyers. Rudy encouraged the Board members to drive by and see this development. Chairman Johnson noted this is new construction being done by John Rooff. Jeri Thornsberry inquired on the cost of these homes and Rudy Jones stated these homes would sell for $122,000 each. 2. Neighborhood Stabilization Program Update Rudy Jones stated as an enhancement to the Rath Brownfields area, a grant application has been sent in to the state for funding to rehabilitate five units for potential sale to low-moderate income households. We are awaiting word from the state on this application. Chairman Johnson inquired about state funding for new construction, noting that the state has pulled back and we will not be getting additional funding from them. He asked if additional construction would move forward without the state subsidies. Rudy Jones indicated construction continues in the Summerland area with the current developer, however he was not aware of any other new developments. 3. Irving School Site and Iowa Heartland Habitat for Humanity Rudy Jones noted Iowa Heartland Habitat for Humanity was interested in developing additional housing and was approved to utilize HOME funds to begin this work. Chairman Johnson noted the zoning was changed for this former school site, and a development plan was required so the site was not developed piece-meal. There were concerns from neighboring citizens about the site development. Years ago school sites were built over existing platted land. Noel Anderson indicated concerns were expressed that the neighborhood school sites be developed and be compatible to the area. Bob Reisinger said his hopes were that Habitat would work with us to build homes on sites in the Rath Brownfields area so we can continue our progress. He noted we would have a problem continuing to work in this area when the subsidies are no longer available to the developers and buyers. Linda Morgan, Executive Director of Habitat for Humanity stated she was not asked to participate in the Rath Brownfield development area, noting they have only been approached with piece-meal lots,primarily the 657A lots, which take a long time to acquire. There has not been a plan to combine and take possession of lots. Ms. Morgan noted she would welcome the opportunity to work with the city in this way. She Minutes April 19, 2011 Page 4 described the areas where she has built new homes and stressed the fact they do not want their new homeowners to live in or near blight. Affordable housing for our clients is for families who make 80% of the median income. She noted for a family of four, 80%of the median income, as determined by HUD, is $48,400. This is not the $220,000 home that the Board of Realtors may say is affordable. Robert Reisinger indicated the Board is looking for contractors who will build with our limited funds; we would also like developers to participate in the areas where we are trying to make an impact. Rudy Jones stated Habitat is our only Community Housing Development Organization(CHDO), which gives them specific designation for housing. We have discussed development extensively with the first round of NSP. Habitat families are in line prior to building. The NSP program had many caveats to deal with for eligibility and some builders are not willing to build at the construction levels we had available. Habitat is fortunately one of the only builders that helped us to meet this criteria. This was an$800,000 award. Linda Morgan indicated they were very grateful for the NSP funding from Round 1,which became a successful partnership with the Community Development office. Habitat built or rehabilitated 10 homes with these funds and seven families will occupy homes right away. These properties are located in various neighborhoods around the city. She noted the Rath Brownfields area has been receiving funds for several years, and we are currently looking for vacant lots or blighted homes where Habitat already has a presence. Ms. Morgan reviewed their current project areas. Ms. Linda Morgan asked what is the real mission of the Community Development Board. Rudy Jones stated the mission is to fulfill the National Objectives of affordable housing and make certain we are accountable to fulfill our annual plan and five-year plan. Rudy reviewed the Mission Statement endorsed by the Board: "Assist in the development of a viable community by providing decent housing and a suitable living environment principally for persons of low-and moderate-income,and also to assist in providing expanded economic development opportunities. Maximum priority is to be given to activities benefiting low-and moderate-income persons,or aiding in the prevention or elimination of slums and blight,or to meet other Community Development needs having a particular urgency." Linda Morgan noted that when you are talking about moderate income, you are talking about homes that families with modest incomes can afford. HUD sets these dollar amounts annually and you should understand that the three public hearings that Habitat voiced objections to the rezoning was not because we don't believe in good neighborhoods. We believe in good neighborhoods, but we must be sure these neighborhoods in Waterloo and Cedar Falls are affordable to the families who want to own homes and have the means to own homes if they are affordable. Several properties have been identified for the fiscal year 2012 funds, rather than Irving School. Habitat's proposal was for affordable homes in the Irving School area. We can transfer to other project areas, given that the families will chose to move into these infill sites. Linda Morgan asked the city to give them a plan to consider building a neighborhood,this is what Habitat does. Habitat is still interested in developing the site at Irving School,but cannot absorb the cost to demolish the site. Minutes April 19, 2011 Page 5 Chairman Johnson thanked Ms. Morgan for dialogue with the Board and hopes the partnership continues for many years. 4. National Community Development Week—April 25-30,2011 Rudy Jones indicated we would celebrate next week with a proclamation by the Mayor. The Chairman indicated Board members are welcome to attend the Council meeting to receive the proclamation. E. NEW BUSINESS. 1. Endorse Rehabilitation Contracts for March 2011. (Report attached.) It was moved by Mickye Johnson and seconded by Gary Rankin to endorse the rehabilitation contracts for the month of March,2011. Motion carried. 2. Subordination Policy on Down Payment Assistance Loans. Chairman Johnson reviewed a draft of the new policy to explain the proposed change. Rudy Jones indicated subordinations are being requested from entities other than the primary lender. Staff recommends that we do not refinance these loans with a non-participating lender. Chairman Johnson indicated he supported this action. It was moved by Bob Reisinger and seconded by Gary Rankin to revise the Subordination Policy to only subordinate our position on down payment assistance loans to a participating lender. Motion carried. F. DISCUSSION ITEMS: 1. FY2012 Budget Reductions Nancy Gulick indicated our funding is being cut 16%from the 2010 allocation. Nancy explained we need to reduce the CDBG budget by$114,000. The HOME reduction is 12%and we need to reduce that budget by $17,000. The Subcommittee suggested at one time reducing each line item by about 8%. for CDBG and 11%for HOME. Nancy indicated she has an alternative plan. We have $300,000 in HOME funds allocated to the East 8th Street/Sycamore Street area which hasn't been utilized. HUD cancelled the project, so we must re-allocate to a new project. Nancy suggests taking $114,000 from Single Family Rehab and use HOME funds and increase our HOME Single Family Rehabilitation allocation, not this year but use carry over from previous years. We will still have funding available for single family rehab and we will be using up the HOME funds before they are pulled from us. For the HOME funds Nancy suggested the funds come out of Down Payment Assistance, since we are not utilizing these funds as much since the tax credit has been cancelled. We have DPA carryover. Nancy noted the things that have changed are the General Program Admin, Rehab Admin and Single Family Rehab. HOME funds, we dropped the admin costs and the down payment assistance costs. Habitat also was reduced because theyget 15% of our allocation. The City Council approved ed the pp activities to be funded for FY2012, and we will propose to give the City Council what you have approved. Chairman Johnson indicated this is the second reduction to our proposed budget and we may still receive further cuts before the program year begins. Minutes April 19, 2011 Page 6 Considerable discussion occurred concerning the carry-over funds with clarification on the time frame for utilizing these funds. Jeri Thornsberry indicated a 16% cut is a big whack. Nancy Gulick stated the CDBG funding took one of the biggest hits in funding reduction this year. Gary Rankin asked if there is a difference in the way the funds could be used in regard to rehab? Nancy Gulick stated HOME funds have to bring the home up to code. CDBG funds have a caveat that the homes do not need to be brought up to code, which is why we can do Emergency Repairs. If we put any HOME funds into a house it must be brought up to code. So what we will do is to apply for the Lead Grant again, which is June 8th. If we get the Lead Grant again we can use CDBG monies for match and we would use HOME funds for the Rehab part and the lead grants, so we would have three funding sources in a house. Mickye Johnson indicated we should be mindful that building materials have skyrocketed and this will affect what we do moving forward. Rudy Jones stated we had a technical assistance visit a month ago and plan to streamline our processes and procedures to cut costs. We are going after the lead grant again,Neighborhood Stabilization Grant, and are working with the Iowa Finance Authority for a Housing Trust Fund to help sustain our programs. Jeri Thornsberry stated the recommendation is very creative, with sound thinking on the presentation. Chairman Johnson agreed, stating we are trying to make the best of this situation. Unfortunately we can maintain the status quo this year, however, we may need to make cuts next year to deal with this unless other funding sources can be found. Chairman Johnson inquired about the contract with Cedar Falls and the $75,000 allocation. Nancy reported this is a three-year allocation through the Consortium, which hasn't been changed with the fluctuating budgets. Following considerable discussion it was moved by Mickye Johnson and seconded by Kenneth Adderley to approve the change to the FY2012 CDBG and HOME budgets as presented. On roll call: Kenneth Adderley,Mickye Johnson,Gary Rankin,Bob Reisinger,Jeri Thornsberry and Eric Johnson voted Aye. Nays: None. The Chairman declared the motion carried. Nancy Gulick indicated the revised budget would be sent to the Council for their information only. No further action is required before submission to HUD. F. ADJOURN MEETING With no further business to come before the Board,the Chairman adjourned the meeting. Respectfully submitted, Kenneth Adderley, Secretary ck 2 L. 2_ 2 / § 7 k C a) / co LO % % LO o \ Nr NI g o I ® CO Cii \ \ @/ § fa IN 0 00 q 0 r 0 m 0 0 ( I ®cr) zN o I- � $ o 1. R R & 6 0 Lr) in o < 0 \CNI to L • / k c / \ K < < < 2 7 ¥ w a &m w N CN.IC «, m _ \\ \ k§ \ \ \ I . ( $/ \ ` ° ,-� � k \°S N N %\ o A 0 o n n A n n o k § 0 o _ IP ) cc b a o r / ) o Cl) k t ( r < < < a) z o z k z G k k 2 t S = S S / CO 7 2 0 S m cii C a a) co E E 2t CU / - EDc Tx 2 7 06 0. 0 43E O.\k � £ $� < « E2� e-. \ m @ b@ R fa e k o a. �/ � � ) = .o occ o e ¥ E � 22 � 2 � CL 0 § §2 -• §` § % � o - « � « � ea �« f § . 2 2 2 2 2 2 2 2 3@ } k a)W WGJ Waa) 2 $ o f ° ° ° — _2 ) m 7 _ § ak 2 $ 2 C �2 c _ 2 $ 0_ E / Z. -0b CO G k G k _ k E k ƒ (t C �k k k < 0 $ < Q <i L 0 k in N o 0 0 \ CO N & NN- - - ® cc cc ic CO _ COo 0 CO * N. CO co _ k _ q® z co kk k k�z - 1- ■z z ` , 0, § 0 r oo I- ›. k _ \ / \ o w g g g g g /« co 2 / CO 222 . 25 \R ® �- c I.L. % 2 -a>). zC § 2 i o § / 3 / & 0u T 0 % ) \. C . >,/ > \ f 0 % • a § ) C t > C 2 2 0 S C 0 c $ e k I ® p § 2 k ] 2 ( E f $ k % ID a c 3 ■ 7 k \ } k 3 / 2 2. / -J x 1- 644'1• tr \Z-!'"Zj'' /(..7_ (7,t1,4..tA7te_ 4/y • MINUTES COMMUNITY DEVELOPMENT BOARD MEETING March 15, 2011 The regular meeting of the Community Development Board was held in the City Council Chambers, 715 Mulberry Street, Waterloo, Iowa, and called to order by Acting Chairman Mickye Johnson at 4:00 p.m. on Tuesday, March 15, 2011. Members present: Kenneth Adderley, Bob Reisinger, Jeri Thornsberry and acting Chairman Mickye Johnson. Members absent: Eric Johnson, Gary Rankin and Amber Boyd. Also present: Rudy Jones, Community Development Director;Noel Anderson, Community Planning & Development Director; Steve Schmitt, Council Liaison;Nancy Gulick, Community Development Coordinator; Ann Northey, Administrative Secretary; and Tim Jamison,Waterloo/Cedar Falls Courier. A. APPROVAL OF THE AGENDA. Acting Chairman Johnson indicated Board packets were mailed out and asked for additions or corrections to the agenda. Rudy Jones requested an additional discussion item be added to the agenda concerning Flood Recovery Funding. It was moved by Bob Reisinger and seconded by Kenneth Adderley to approve the Agenda as amended. Motion carried. B. APPROVAL OF THE MINUTES FOR THE REGULAR MEETING AND THE PUBLIC HEARING ON FEBRUARY 15,2011. It was moved by Bob Reisinger and seconded by Kenneth Adderley to approve the minutes for the regular meeting and public hearing on February 15, 2011. Motion carried. C. OLD BUSINESS: 1. Rental Rehabilitation—Rath Brownfields. Rudy Jones reported there are existing economic development funds available for rental rehabilitation improvements in the Rath Brownfields area. We have published the program and have received about a dozen responses. The subcommittee reviewed the applications and there were five projects that fit into our target area that we will be considering for contracts. The rationale for those chosen fit into the proximity of our new construction areas and East 8th street lots, so we can continue to enhance this area. Personal visits will be conducted along with on-site inspections to determine if these properties are feasible. We hope to enter into contracts within the next 45 days with completion of these projects by the end of August. If these units are not feasible, we will review a few other applications. The acting chairman inquired if there were numerous applications to choose from for the project. Rudy Jones indicated there are a number of applications,however, our main focus is to first enhance the new construction area. If these five are not feasible,we will extend the boundaries of the project. Minutes March 15, 2011 Page 2 2. Neighborhood Stabilization Program Update Rudy Jones indicated notice for Round 3 has been received with a submission deadline of April 1st. We are reviewing the same site with the option of renovating a townhouse at 915-917 Lafayette. If this site isn't feasible,there are other properties in the area that could be rehabilitated for owner occupied housing. Rudy explained that we couldn't demolish more than 10% of the total project cost. This application will be completed within the next few weeks. 3. National Community Development Week Rudy Jones indicated during the week of April 25-30, 2011 there would be nationwide recognition for National Community Development Week. Rudy thanked Tim Jamison of the Courier for articles to showcase our projects. The funding of our block grant program remains a critical issue with the federal government. Acting Chairman Johnson asked what message are we trying to convey to the community at-large? Rudy Jones stated we hope that our community acknowledges the benefits of these programs. We also hope the level of funding is not cut so bad that it becomes a down activity in April. Acting Chairman Johnson stated once the plan of action is together, let the Board know as soon as possible so we can support the effort. Bob Reisinger inquired if there would be a proclamation from the Mayor and indicated this may be the same time frame the National Association of Realtors has their meeting. If so,we could do some things together. Acting Chairman Johnson suggested the topic of promoting financial literacy in a workshop to make people aware that many different aspects go into property ownership. Rudy Jones indicated Ethel Washington with the Waterloo Housing Authority is currently preparing to offer a Money Smart class for the community. This is a home funded project in the community, partnering with the financial institutions and Iowa State Extension, as well. D. NEW BUSINESS: 1. Endorse Rehabilitation Contracts for February 2011. (Report attached.) Rudy Jones indicated there have been a few questions about the customer comments. This will be rolled into our home technical assistance site visit, and changes will be forthcoming. Jeri Thomsberry inquired if this information was public knowledge? Rudy Jones indicated the clients understand this is public knowledge and they sign a statement regarding this fact. Acting Chairman Johnson noted that he shreds the information from old Board packets after a year. It was moved by Bob Reisinger and seconded by Kenneth Adderley to endorse the Rehabilitation Contracts for February 2011 as presented. Motion carried. • Minutes March 15, 2011 Page 3 2. Irving School Site and Iowa Heartland Habitat for Humanity. Rudy Jones indicated we were asked to place this item on the agenda to discuss the pros and cons of development in the Irving School Site area by Habitat for Humanity. How do we consider some additional infill development. Bob Reisinger indicated he requested that Eric Johnson place this on the agenda for discussion. Bob noted when he first read the proposal he had questions about the proposal to use the funds to tear down the school and do site preparation. His biggest concern was if we are working in the Brownfields area, could we ask for a few properties in the target area instead of placing all the funds at the school site. He inquired if there was a way to encourage Habitat to build in our target area. Bob reported that he drove around and looked at different neighborhoods where Habitat homes had been built and they were all star properties in the neighborhood. Rudy indicated that Linda Morgan was invited to attend this meeting today. Rudy noted he thought Habitat would be open to development in our target areas. It is more feasible to do multiple unit projects at a site, instead of one or two in certain areas. Bob Reisinger indicated that Habitat does have a different source to tear down the school structure. Rudy stated Habitat was invited to utilize funds in this area during the first round of NSP funds. Bob Reisinger commented on the open houses he visited two weeks ago and they do a good job of constructing these homes. Board members indicated they would like to discuss this further with the Habitat staff at the next meeting. E. DISCUSSION ITEMS: 1. FY2012 Budget Reductions Rudy Jones stated we are expecting some information concerning our budget allocation from Washington, D.C. later this week, however,neither party is moving. Acting Chairman Johnson inquired if the federal government shuts down, what effect will that have on the department. Rudy Jones indicated we currently have dollars in the system to draw from, but it will be difficult to maintain a firm level of programs and services. It will be challenging to fulfill some components of our five-year obligation without the funds. Nancy Gulick interjected that the funds we are talking about would not begin until July 1st. However, if the programs are shut down, we will not be able to draw down funds. Acting Chairman Johnson inquired if the City has enough funds to cover the contracts we have underway, because contractors will want to get paid. We must be proactive and know what possibilities are available to us. Rudy Jones indicated we have not experienced this before. Minutes March 15, 2011 Page 4 Kenneth Adderley stated this is an issue for the City Council and we should make certain the channels of communication are open to discuss this. Rudy Jones indicated he has communicated this information to the Mayor and he is aware of our situation. Most of our major projects are being reviewed at this time. Acting Chairman Johnson inquired if there would be another reduction, and what are the worst and best scenarios. Rudy Jones stated in speaking with one of our Republican senators, it was suggested that one scenario could be going back to a 2006 or 2008 budget level,which could be over a five-year period. This reduction would sting,but at least we would have a clue of what we are working with. Nancy Gulick stated we have set our proposed FY2012 budget based on the 2008 allocation. Discussion continued on budget scenarios, earmarks and how this will impact the various projects currently underway. 2. HOME Technical Assistance On-Site Visit. Rudy indicated we had the opportunity for a program tune-up to improve upon our rehab programs with some technical assistance from HUD. A full report should be forthcoming, which we can implement into our programs for better coordination in our activities. 3. Flood Recovery Funding. Rudy Jones stated the initial programming with the flood recovery assistance funds for owner occupied rehab,down payment assistance and emergency repair assistance had no application deadline. We have now received word that the program is shutting down its resources. We should be able to complete some of our projects that are underway,but there will be no future funds awarded to continue those programs. Round 3 in New Construction funding will be completed, but no future funding from this source. Nancy Gulick also reported that funds from the Iowans Helping Iowans program from the State would end on June 30, 2011. Rudy thanked Board members Jeri Thornsberry,Kenneth Adderley and Bob Reisinger for serving on the subcommittee to review the Rental Rehabilitation applications. F. ADJOURN MEETING With no further business to come before the Board,the acting Chairman adjourned the meeting. Respectfully submitted, Kenneth Adderley, Secretary IIII I �I •0 • 1 I l I I 1 I ! I I w I • ! I I c c c w '2wl I I ! I I ! I I I � o � I i o ( ! o 0 o I N. II rn0m I Iiti I , 1 1� I IrauI� 0000 0 0 0 O I o10 c 0 IOI i 0 0 010 1110 p0 1N 0.1 N V• D o 11 1O1 io Z h o, 0, DIOio NiN I IZIV N M m �I� n 0 O an tT I ! Div) O '' v I 10v N. ! ! in ri:V1�a 0mmcv'nj OIv ICI"N m 12 (a Q` N,.-NI 1�1 12 ! ICI 2!N FI¢Ir I »Ell�I�' F!<I,, 1 1� III i¢I�I' t Imo' f IQI� U 10 E.of I 0 Io 0 0' F. I 10 0.0 0 i 1 U 10 0 0I ! to IQ N N NI I I < N N N I ; N NN N !N N NiIN CC 7.0 Ncl ZIW1N r'NI I 1-W N SZINI I I-W N'NI�'\ I 1 I- WINiO N' iWi� Q N N ZO Q~ N N Z I- N (�N Z I-1 'N N I- U o U!�, ' I I 1p Qi QJN I I I I� 1I cI 1 mp I crIO. E YIoo ! 1 YI I wrfOI O'•- 0 II !II I I ! 1If 'I'!p o 't! ! p = 1 I 0 ' 0 o' NU 0a) c EE I ; . �I¢ 0NI I W�v. I--� O 1 yw Cr, c c (0 o F- o O I Q! = ,F-I _ N IY.0 • F-zio»Ic z O 07 Z! U U'E!'E IZ1'3 o E zIcO-0 0 0i t p O (0 0IO0 I0�UIF-F-01 UV)UI¢ 0 o)0 O I 1UF-11-0 I{ I I j 1 I o oh , • , I C I 1 i`1 13I !I ) 81 1, 01 IN @1 !1 1 I mi o3 ! I II 101 ' ! • 1 I lE cI I I •I I! I I !I I Ij I 1 !I I1l 1I I I1I ' I I 1 I , 1oT13 51 j i 1 1 1 !c 1 j 1 I ! ' 1my 1 1 I I 111 , 1! 3 a) 1,;ry�I E c 1` ` 'I I a I •E 1' ac� I3 c 1 10 ` 0 '2cI > o I1 1 I = i • I I o I a! ~ o ci 1 ;. ' j0 c I u I ci l i II1! E _ o, _ v_21 c I I I �8I � 0 ci) oN O. j O1 1 I 1 ! j_ y o I1 II II I 3 ,3I I3•0 w Z` � N1rn•- N I1 I1!I1 !1 I!I II� ce • oI R. 01 _ ` y 1<1 Q O ' l I I ! • w,'` lc� W3 Iw Ia4 'I0 W -o mn3I I ,� -1 w � I I Io3yW i ! I � l IWN_ I • 1 I� m ! I 1 10 IL 0 > l I !' , > = o o((1) Ih >! m a aI ¢i co CD¢1�1 I(n v�01 I IIOcnoc(n cI I(.0 o1mit c. co yoII01 1 1W0N0 W 0 W Pli I Iw0. o I�I 23mIo N ,mN R> r 0v)amII vNN W m J12 m` I o NM• CD N Q?I ! 0p - I I I !O M1 Q 7 r <Iv)co W < NO —tm I ¢0RNmIN1I • Q0 EN N i I I2 In co r co Of O R m r Nlm 2 cO CO ^I 1 K.��N woo I mm mo" om � 1010 oo 000�I I I , zi ! z 2 I7 z Iz i !! I I E Q! Q J¢ I I JQ J I Qj .0W Y U U! � W I... mtm1 0 m m I I dY` W c a o CO CO o w g2 w2 � l m I I I IE . ; I I I ; ! I I I I I $ ; ! I I 1 i t 00 ' I 1 i ! d e 1 1 I I I I d, I 1 • ; c • c _ o Ot 'm ! I 1 IEI I I ! 10 I I NI I I I I I 1 ! I I I N I N' 0 'ol c c! m I ! ' N j Iu. i I I NI I Q j(nI I IEI I !�' U tI U I I4!. I to I�N I� I I I� I IFI0 3I 1 1 ICI. I I Im dtm v m. :or 0 m _ a Ip I2I`y ! 2' I- I I IC I (p XO 0col Iai 0 ` co, ! i W 10, • z QI m 0.�I I I I= 0,05 maI• 0 y1 I 1 col E -Ot1 m al 1 2 i cal i ` IW � clj! w a> aa) a3 c WI mj� ! IU1w win c c i i 121 c a I r 2'- �'Iolm I 012 c g 1 Ica i-I wS c EI ' I13 ZI' U =RI i I812 g 0 C 0 Q L C tl O E¢ L o 0, I 3 Q' 0 01 o w; N c c la a, LL CC ,Zi 1 t I 0 I N1 i 1 1J ZI(n>(.0 F-I itLIZIU 1 (n�>,(n F- ;W Z CO(q Z F- I. Z d;m-� I