HomeMy WebLinkAbout1981-276-06.01.1981 RESOLUTION NO . 1981-276
RESOLUTION AUTHORIZING THE ISSUANCE AND SALE OF $700,000.00
INDUSTRIAL REVENUE BOND, SERIES 1981 (CRYSTAL ICE AND COLD
STORAGE, INC.PROJECT)
WHEREAS, Waterloo, Iowa, a political subdivision in the State of Iowa
(the "Issuer") , is authorized by Chapter 419 of the Code of Iowa , 1981 , as
amended (the "Act") to issue revenue bonds and loan the proceeds to one or
more parties to be used to acquire by construction or purchase, buildings and
improvements thereon and equipment; and
WHEREAS, the Issuer has made the necessary arrangements with Crystal
Ice and cold Storage, Inc. , (the "Company") , an Iowa corporation, for its acqui-
sition of land, buildings, improvements and equipment (the "Project") within
the corporate boundaries of the Issuer; and
WHEREAS, the Issuer is willing to issue its Industrial Revenue Bond,
Series 1981 (Crystal Ice and Cold Storage, Inc. Project) in the principal amount
of $700,000.00 (the "Bond") to finance the cost of the Project in an amount
not to exceed $875,000.00, and the Issuer will loan the proceeds of the Bond
to the Company pursuant to the provisions of a Loan Agreement, dated as of
June 1 , 1981 , between the Issuer and the Company (the "Agreement") , the obligations
of which will be sufficient to pay the principal of and interest on the Bond,
as and when the same shall be due; and
WHEREAS, notice of intention to issue the Bond has, as directed by
the City Council , been duly given in compliance with the Act; and
WHEREAS, a public hearing has been held on the proposal to issue the
Bond at the time and place specified in said notice and all objections or other
comments relating to the issuance of the Bond have been heard; and
WHEREAS, the Issuer proposes to sell the Bond upon a negotiated basis
to The Waterloo Savings Bank, Waterloo, Iowa; and
NOW, THEREFORE, be it resolved by the City Council of Waterloo, Iowa ,
as follows:
DEFINITIONS
SECTION 1 . All words and phrases defined in Article I of the Agree-
ment (hereinafter defined) shall have the same meaning in this Resolution unless
otherwise expressly provided in this Section 1 . The following words and terms
as used in this Resolution shall have the following meanings unless the context
or use indicates another or different meaning or intent:
"Act" means Chapter 419 of the Code of Iowa , 1981 , as amended.
"Agreement" means the Loan Agreement, dated as of June 1 , 1981 , by
and between the Issuer and the Company, as from time to time amended and supple-
mented.
"Assignment" means the Assignment dated as of June 1 , 1981 , by and
between the Issuer and the Bank.
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"Bank" means The Waterloo Savings Bank, Waterloo, Iowa , and its successors
and assigns.
"Bond" or "Bonds" means the Bond authorized to be issued hereunder.
"Bond Fund" means the Waterloo, Iowa , Industrial Revenue Bond (Crystal
Ice and Cold Storage, Inc. Project) Bond Fund, created in Section 6 hereof.
"Bond Purchase Agreement" means the Bond Purchase Agreement dated
as of the date hereof between the Issuer and the Bank.
"Company" means Crystal Ice and Cold Storage, Inc. , an Iowa corporation,
and its successors and assigns and any surviving, resulting or transferee
corporation as provided in Section 5.2 of the Agreement.
"Construction Fund" means the Waterloo, Iowa , Industrial Revenue Bond
(Crystal Ice and Cold Storage, Inc. Project) Construction Fund , created by
Section 4 hereof.
The term "default" means those defaults, exclusive of any period of
grace, specified in and defined in Section 10 hereof.
The term "event of default" means those events specified in and defined
in Section 10 hereof.
The words "hereof", "herein", "hereunder" and other words of similar
import refer to this Resolution as a whole.
"Internal Revenue Code" means the Internal Revenue Code of 1954, as
amended.
"Issuer" means Waterloo, Iowa, and its successors and assigns .
"Resolution" means this Resolution.
"Revenues" means all amounts payable pursuant to Section 4.2(a) of
the Agreement and other amounts payable under the Agreement and the Mortgage
which may be applied to the payments of principal or interest on the Bond.
AUTHORIZATION AND PREPAYMENT OF BOND
SECTION 2. That for the purpose of financing the cost of the Project,
there shall be and there is hereby authorized to be issued by the Issuer its
Industrial Revenue Bond, Series 1981 (Crystal Ice and Cold Storage , Inc . Project)
in the principal sum of $700,000.00, dated its date of execution and delivery
to the Bank.
The Bond shall be signed by the Mayor and attested by the City Clerk
of the Issuer and the official seal of the Issuer shall be affixed thereto,
and each page thereof shall be initialled by the aforementioned officials .
In case any official of the Issuer whose signature shall appear on the Bond
shall cease to be an official before the delivery of such Bond, such signature
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shall nevertheless be valid and sufficient for all purposes, the same as if
he had remained in office until delivery.
The Bond shall be payable, shall bear interest, shall be subject to
obligations and options for prepayment and shall contain other terms and condi -
tions, and be in the form, substantially as set forth on Exhibit A.
BOND A LIMITED OBLIGATION
SECTION 3. The Bond, together with interest thereon, is not a general
obligation of the Issuer, but is a limited obligation payable solely from
the Revenues and other amounts derived from the Mortgaged Property (except
to the extent paid out of moneys attributable to the proceeds derived from
the sale of the Bond or to income from the temporary investment thereof) ,
including revenues derived from the Agreement and the Mortgage and shall be
a valid claim of the respective holders thereof only against the Bond Fund
and other moneys held by the Bank and the Revenues and other amounts derived
from the Mortgaged Property, which Revenues and other amounts are hereby pledged,
assigned and otherwise secured for the equal and ratable payment of the Bond
and shall be used for no other purpose than to pay the principal of, premium,
if any, and interest on the Bond, except as may be otherwise expressly authorized
in this Resolution. The Bond and interest and premium, if any, thereon shall
not constitute an indebtedness of the Issuer within the meaning of any constitutional
or statutory provision and does not constitute nor give rise to a pecuniary
liability of the Issuer or a charge against its general credit or taxing powers .
CUSTODY AND APPLICATION OF PROCEEDS OF BOND: CONSTRUCTION FUND
SECTION 4. There is hereby created and established with the Bank,
which is hereby constituted and appointed as depository for the Issuer, a
special fund in the name of the Issuer to be designated "Waterloo, Iowa, Indus-
trial Revenue Bond, Series 1981 (Crystal Ice and Cold Storage, Inc. Project)
Construction Fund" . The proceeds received by the Issuer upon the sale of
the Bond shall be deposited in the Construction Fund which shall be held in
a separate account by the depository. Moneys in the Construction Fund shall
be expended in accordance with the provisions of the Agreement, and particularly
Section 3.3 thereof.
The Bank, as depository, shall keep and maintain adequate records
pertaining to the Construction Fund and all disbursements therefrom, and after
the Project has been completed and a certificate of payment of all costs filed
as provided in Section 3.4 of the Agreement, the Bank shall , upon written
request by the Company, deliver a summary of its disbursements to the Company.
Any money remaining in the Construction Fund after completion of the
Project shall be applied in accordance with Section 3.4 of the Agreement.
CONSTRUCTION OF PROJECT AND PAYMENT OF AMOUNTS UNDER THE AGREEMENT
SECTION 5. It is the declared intention of the Issuer to authorize
the Bank to disburse the proceeds of the Bond in order to enable the Company
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to construct the Project under and pursuant to the Agreement in substantially
the form which has been presented to and is hereby approved by the governing
body of the Issuer and which is now on file in the official records of the
Issuer.
The Mayor is hereby authorized to execute and acknowledge said Agreement
for and on behalf of the Issuer, and the City Clerk is hereby authorized to
attest same and to affix thereto the official seal of the Issuer.
The Agreement and the revenues and receipts thereof, including all
moneys received under its terms and conditions, are sufficient to pay the
principal installments of and interest on the Bond hereby authorized and are
hereby pledged and ordered paid into the Bond Fund. The Agreement provides
that the Company shall remit the required loan repayment installments thereunder
directly to the Bank for the account of the Issuer for deposit in said Bond
Fund and such provision is hereby expressly approved.
REVENUES: BOND FUND
SECTION 6. There is hereby created by the Issuer and ordered esta-
blished with the Bank, as depository, a special fund to be designated "Waterloo,
Iowa, Industrial Revenue Bond, Series 1981 (Crystal Ice and Cold Storage, Inc.
Project) Bond Fund", which is pledged and shall be used to pay the principal
installments of, premium, if any, and interest on the Bond.
There shall be deposited into the Bond Fund, as and when received,
(a) all Revenues; and (b) all other moneys received by the Bank under and
pursuant to any of the provisions of the Agreement, which are to be applied
to the payment of principal , premium, if any, and interest on the Bond. The
Bank is authorized and directed to apply amounts available therefor in the
Bond Fund to the payment when due of the principal of and interest on the
Bond.
Any amounts remaining in the Bond Fund, after payment in full of the
principal installments of, premium, if any, and interest on the Bond (or provi -
sion for payment thereof as provided in this Resolution or any other bond
resolution pursuant to which bonds are issued) and the charges and expenses
of the Issuer and the Bank, shall be paid to the Company upon the expiration
or sooner termination of the term of the Agreement as provided herein and
in Section 8.5 of the Agreement.
ASSIGNMENT
SECTION 7. As security for the due and punctual payment of the princi-
pal installments of and interest on the Bond hereby authorized the Issuer
hereby assigns and pledges to the Bank all revenues and receipts derived by
the Issuer pursuant to the Agreement and all rights and remedies of the Issuer
under the Agreement (except the right to receive payments, if any, under Sections
4.2(c) , 5.1 and 6.3 thereof) to enforce payment thereof including a security
interest therein, and as evidence of such assignment, pledge, and security
interest and of the agreement of the Bank to accept its responsibilities with
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respect to the Bond Fund created pursuant to Section 6 hereof, the Mayor is
hereby authorized to execute for and on behalf of the Issuer, and the City
Clerk is hereby authorized to attest the same and to affix thereto the official
seal of the Issuer, the Assignment, which is to be in the form which has been
presented to and is hereby approved by the governing body of the Issuer and
which is now on file in the official records of the Issuer.
INVESTMENTS
SECTION 8. Any moneys held as part of the Construction Fund created
pursuant to Section 4 hereof or the Bond Fund created pursuant to Section
6 hereof may be invested or reinvested on the direction of the Company in
accordance with the provisions of Section 3.5 of the Agreement. Any such
investment shall be held by or under control of the Bank and shall be deemed
at all times a part of the Construction Fund or Bond Fund, as the case may
be, and the interest accruing thereon and any profit realized from such investments
shall be credited to such fund, and any loss resulting from such investments
shall be charged to such fund, which loss shall be an obligation of the Company
as provided in the Agreement.
As and when any amount invested pursuant to this Section may be needed
for disbursement, the Company may direct the Bank to cause a sufficient amount
of the investments to be sold and reduced to cash to the credit of such funds
regardless of the loss on such liquidation.
GENERAL COVENANTS
SECTION 9. The Issuer covenants that it will promptly cause to be
paid solely and only from the source mentioned in the Bond, the principal
installments of and interest on the Bond hereby authorized at the place, on
the dates and in the manner provided herein and in the Bond according to the
true intent and meaning thereof. Nothing in the Bond or this Resolution should
be considered as assigning or pledging any other funds or assets of the Issuer
other than such Revenues and the right, title and interest of the Issuer in
the Agreement in the manner and to the extent herein specified.
The Issuer covenants that it will faithfully perform at all times
any and all covenants, undertakings, stipulations and provisions contained
in this Resolution, in the Bond and in all proceedings of its governing body
pertaining thereto.
The Issuer covenants that it will execute, acknowledge and deliver
such instruments, financing statements and other documents as the Bank may
reasonably require for the better assuring, pledging and assigning unto the
Bank the rights of the Issuer in and to the revenues and receipts hereby assigned
and pledged to the payment of the principal installment of and interest on
the Bond; provided, however, that except for the obligations set forth in
the Bond, the Issuer shall not be obligated to take any action or execute
any instrument pursuant to any provision hereof or the Agreement until it
shall have been requested to do so by the Company or the Bank, or shall have
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received the instrument to be executed and, at the Issuer's option , shall
have received from the Company or the Bank assurance satisfactory to the Issuer
that the Issuer shall be reimbursed for its reasonable expenses incurred or
to be incurred in connection with the taking of such action or executing such
instrument. The Issuer covenants and agrees that, except as herein and in
the Agreement provided, it will not sell , convey, mortgage, encumber or otherwise
dispose of any part of the revenues and receipts derived from the Agreement,
or of its rights under the Agreement.
The Issuer covenants and agrees that it shall through the Bank enforce
all of its rights and all of the obligations of the Company under the Agreement
for the benefit of the owners of the Bond. The Issuer shall protect the rights
of the Bank hereunder with respect to the assignment and pledge of the revenues
and receipts coming due under the Agreement.
The Issuer further covenants and agrees that should there be a default
under the Agreement, the Issuer shall fully cooperate with the Bank to the
end of fully protecting the rights and security of the Bank. Nothing herein
shall be construed as requiring the Issuer to operate the Project or to use
any funds or revenues from any source other than funds and revenues derived
from the Agreement.
EVENTS OF DEFAULT AND REMEDIES
SECTIO , 10. If any of the following events occur, it is hereby defined
as and declared to be and to constitute an "event of default":
(a) Default in the due and punctual payment of interest on the Bond;
(b) Default in the due and punctual payment of the principal of,
or premium, if any, on the Bond, whether at the stated maturity of any installment
thereof, upon proceedings for redemption thereof, or upon the maturity thereof
by declaration or acceleration;
(c) Default in the performance or observance of any other covenant,
agreement or condition on the part of the Issuer in this Resolution or in
the Bond contained;
(d) The occurrence of an "event of default" under the Agreement.
Upon the occurrence of an event of default and so long as such event
is continuing, the Bank by notice in writing delivered to the Issuer and the
Company, may declare the principal installments of the Bond and the interest
accrued thereon immediately due and payable, and such principal installments
and interest shall thereupon become and be immediately due and payable. Upon
any such declaration all payments under the Agreement from the Company imme-
diately shall become due and payable as provided in Section 6.2 of the Agree-
ment.
While any principal installments of the Bond or interest are unpaid ,
the Issuer shall not exercise any of the remedies on default specified in
Section 6.2 of the Agreement without prior written consent of the Bank.
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Upon the occurrence of an event of default, the Bank may pursue any
available remedy at law or in equity by suit, action, mandamus or other proceed-
ing to enforce the payment of the principal installments and interest on the
Bond and to enforce and compel the performance of the duties and obligations
of the Issuer as herein set forth.
No remedy by the terms of this Resolutiion conferred upon or reserved
to the Bank is intended to be exclusive of any other remedy, but each and
every such remedy shall be cumulative and shall be in addition to any other
remedy given to the Bank or to the owner hereunder or now or hereafter existing
at law or in equity or by statute.
No delay or omission to exercise any right, power or remedy accruing
upon any event of default shall impair any such right, power or remedy or
shall be construed to be a waiver of any such event of default or acquiescence
therein; and every such right, power or remedy may be exercised from time
to time as often as may be deemed expedient.
All moneys received pursuant to any right given or action taken under
the provisions of this Section or under the provisions of Article VI of the
Agreement (after payments of the costs and expenses of the proceedings result-
ing in the collection of such moneys and of the expenses, liabilities and
advances incurred or made by the Issuer, or the Bank) and all moneys in the
Construction Fund at the time of the occurrence of an event of default shall
be deposited in the Bond Fund and all such moneys in the Bond Fund shall be
applied to the payment of the principal installments, premium, if any, and
interest then due and unpaid upon the Bond to the person entitled thereto.
Whenever moneys are to be applied pursuant to the provisions of this
Section, such moneys shall be applied at such times, and from time to time ,
as the Bank shall determine, but in any event within one (1 ) business day
after deposit of such moneys in the Bond Fund. The Bank shall give such notice
as it may deem appropriate of the deposit with it of any such moneys and of
the fixing of any such date, and shall not be required to make payment to
the owner of any participation interest in the Bond until such certificate
of participation shall be presented to the Bank for appropriate endorsement
or for cancellation if fully paid.
Whenever all principal installments, premium, if any, and interest
on the Bond have been paid under the provisions of this Section and all expenses
of the Bank and the Issuer have been paid, any balance remaining in the Bond
Fund shall be repaid to the Company.
With regard to any default concerning which notice is given to the
Company under the provisions of this Section, the Issuer hereby grants the
Company full authority for account of the Issuer to perform or observe any
covenant or obligation alleged in said notice not to have been performed or
observed, in the name and stead of the Issuer with full power to do any and
all things and acts to the same extent that the Issuer could do in order to
remedy such default.
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SALE OF THE BOND: EXECUTION OF DOCUMENTS
SECTION 11 . The sale of the Bond hereby authorized to The Waterloo
Savings Bank, Waterloo, Iowa, at a price of $700,000.00 and payment pursuant
to the Bond Purchase Agreement in substantially the form which has been presented
to the governing body of the Issuer and which is now on file in the official
records of the Issuer, is hereby in all respects authorized, approved and
confirmed.
The Mayor is hereby authorized and directed to execute said Bond Purchase
Agreement for and on behalf of the Issuer.
PERFORMANCE PROVISIONS
SECTION 12. The Mayor and the City Clerk, for and on behalf of the
Issuer be, and each of them hereby is, authorized and directed to do any and
all things necessary to effect the performance of all obligations of the Issuer
under and pursuant to this Resolution, the execution and delivery of the Bond
and the performance of all other acts of whatever nature necessary to effect
and carry out the authority conferred by this Resolution. The Mayor and the
City Clerk be, and they are hereby, further authorized and directed for and
on behalf of the Issuer, to execute all papers, documents, certificates and
other instruments that may be required for the carrying out of the authority
conferred by this Resolution or to evidence said authority and to exercise
and otherwise take all necessary action to the full realization of the rights ,
accomplishments and purposes of the Issuer under the Agreement and to discharge
all of the obligations of the Issuer under the Agreement.
DETERMINATION OF LOAN REPAYMENTS
SECTION 13. Pursuant to the requirements of the Act, it is hereby
found and determined that the amounts necessary in each year to pay the princi-
pal of and the interest on the Bond is the amount set forth in Section 4.2
of the Agreement, which by this reference is incorporated in this Resolution .
No amounts are necessary to be paid into any reserve funds for the retirement
of the Bond. The Agreement provides that the Company shall maintain the Mortgaged
Property and carry all proper insurance with respect thereto. It is hereby
found and determined that the retirement of the Existing Debt by the Company
is necessary in connection with the issuance of the Bond.
NOTICES
SECTION 14. It shall be sufficient service of any notice or other
paper on any party if the same shall be duly mailed to that party by registered
or certified mail addressed to that party at the respective addresses set
forth in the Mortgage.
RESOLUTION A CONTRACT; PROVISIONS FOR
MODIFICATIONS, ALTERATIONS AND AMENDMENTS
SECTION 15. The provisions of this Resolution shall constitute a con-
tract between the Issuer and the Bank and after the issuance of the Bond no
modification, alteration, or amendment or supplement to the provisions of
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this Resolution shall be made in any manner except with the written consent
of the Bank until such time as all principal installments of, and interest
on the Bond shall have been paid in full .
SATISFACTION AND DISCHARGE
SECTION 16. All rights and obligations of the Issuer and the Company
under the Agreement, the Assignment, the Bond and this Resolution shall terminate
and such instruments shall cease to be of further effect, and the Bank shall
cancel the Bond, deliver it to the Issuer, and deliver a copy of the cancelled
Bond to the Company, and the Bank shall execute and deliver all appropriate
instruments evidencing and acknowledging the satisfaction of this Resolution ,
and shall assign and deliver to the Company any moneys in the Bond Fund required
to be paid to the Company under Section 6 hereof (except moneys or investments
held by the Bank for the payment of principal of, interest on or premium,
if any, on the Bond) when:
(a) all expenses of the Issuer and the Bank shall have been paid;
(b) the Issuer and the Company shall have performed all of their
covenants and promises in the Agreement, the Assignment, the Bond , and in
this Resolution; and
(c) all principal installments and interest on the Bond have been
paid or there shall have been deposited with the Bank either cash in an amount
which shall be sufficient, or investments (but only to the extent that the
full faith and credit of the United States of America are pledged to the timely
payment thereof) the principal of and interest on which when due will provide
moneys which, together with the moneys, if any, deposited with the Bank, shall
be sufficient, to pay when due the principal or redemption price, if applicable ,
and interest due and to become due on the Bond and prior to the prepayment
date or the maturity date thereof, as the case may be.
Provided, however, none of the principal of the Bond may be advanced
refunded if under any circumstances the interest on the principal to be refunded
would be subject to Federal income taxation. In determining the foregoing,
the Bank may rely upon an opinion of a recognized firm of municipal bond attor-
neys acceptable to it to the effect that interest on the Bond will not be
subject to Federal income taxation, notwithstanding the satisfaction and discharge
of this Resolution.
SEVERABILITY
SECTION 17. If any section, paragraph, clause or provision of this
Resolution shall be ruled by any court or competent jurisdiction to be invalid,
the invalidity of such section, paragraph, clause or provision shall not affect
any of the remaining provisions hereof.
CAPTIONS
SECTION 18. The captions or headings of this Resolution are for con-
venience only and in no way define, limit or describe the scope or intent
of any provision of this Resolution.
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PROVISIONS IN CONFLICT REPEALED
SECTION 19. All resolutions, and orders, or parts thereof, in conflict
with the provisions of this Resolution are, to the extent of such conflict,
hereby repealed, and this Resolution shall be effective immediately upon its
adoption.
PASSED and APPROVED this 1st day of June, 1981 .
CITY OF WATERLOO
c,90.--i .2.--46e,n1
BY
Mayor
ATTEST:
7/X;2
City/C 1 e
(SEAL)`'
STATE OF IOWA )
1
COUNTY OF BLACK HAWK )
I, Larry P. Burger, being first duly sworn, do hereby depose and certify
that I am the duly elected, qualified and acting City Clerk of the afore-
mentioned City of Waterloo, Iowa, and that as such I have in my possession,
or have access to, the complete corporate records of said City and of its
City Council and officials; that I have carefully compared the transcript
hereto attached with the aforesaid corporate records; and that said transcript
hereto attached is a true, correct and complete copy of all the corporate
records in relation to the adoption of the Resolution Authorizing the Issuance
and Sale of $700,000.00 Industrial Revenue Bond, Series 1981 (Crystal Ice and
Cold Storage, Inc. Project) .
WITNESS my hand and the official seal of said County hereto affixed
this 1st day of June, 1981 .
!`
Cit c rk7
(SEAL)
Subscribed and sworn to before me this day, the date last above
written.
(20.),_,,Q
L_
Notary Public in a d for the State of wa
My Commission expires: q isoig.,:s
(Notarial Seal )