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HomeMy WebLinkAbout26981 RESOLUTION NO. 2 6 9 8 1 RESOLUTION FIXING THE TIME AND PLACE OF HEARING AND NOTICE TO BE GIVEN ON THE SITE PLAN FOR RC REATORS GENERALLY LOCATED AT 346 E. RIDGEWAY AVENUE, A "S-1" SHOPPING CENTER DISTRICT AS JUNE 2, 1980 AT 7:00 P.M. IN THE COUNCIL CHAMBERS AND INSTRUCTING CLERK TO PUBLISH NOTICE OF HEARING. WHEREAS, the Council of the City of Waterloo, Iowa, shall meet in the Council Chambers in the City Hall in the City of Waterloo, Iowa at 7:00 o' clock P.M. , on the 2nd day of June, 1980 for the purpose of considering and acting upon a site plan for RC Realtors, generally located at 346 E.Ridgeway Avenue a "S--1" Shopping Center District , now, therefore, BE IT RESOLVED by the Council of the City of Waterloo, Iowa that the City Clerk is hereby directed to publish notice of the time and place of said hearing in the Waterloo Courier. Passed and adopted this 12th day of May, 1980. Leo P. Rooff, M r ATTEST: Larr P. rger, City erk. RESOLUTION NO. 26982 RESOLUTION AUTHORIZING THE ISSUANCE AND SALE OF INDUSTRIAL DEVELOPMENT REVENUE BOND, SERIES 1980 (HELLMAN DESIGN PROJECT) IN THE PRINCIPAL AMOUNT OF $450, 000 AND THE EXECUTION AND DELIVERY OF A LOAN AGREEMENT WITH HELLMAN DESIGN ASSOCIATES, INC. WHEREAS, the City of Waterloo, Iowa, a municipal corporation in , the State of Iowa, ( the "Issuer" ) is authorized by Chapter 419 of the Code of Iowa, 1979, as amended (the "Act" ) to issue revenue bonds and loan the proceeds of one or more parties to be used to acquire lands and to acquire by construction or purchase, buildings and improvements thereon and equipment for the use of any industry or industries for the manufacturing, processing, warehousing, or assembly of any agricultural I or manufactured products for the purpose of securing and developing industry; and WHEREAS, the Issuer has made the necessary arrangements with i Hellman Design Associates, Inc . ( the "Company" ) , an Iowa corporation, for its acquisition by construction or purchase of land , buildings, improvements and equipment (the "Project" ) located within the Issuer, which will employ substantial numbers of people from and near the Issuer with a resulting increased employment, substantial payrolls and other public benefits flowing therefrom; and WHEREAS, the Issuer is willing to issue its Industrial Development Revenue Bond, Series 1980 (Hellman Design Project ) in the principal amount of $450, 000 (the "Bond" ) to finance the cost of the Project to that amount and the Issuer will loan the proceeds of the Bond to the Company pursuant to the provisions of a Loan Agreement, dated as of May 1, 1980, between the Issuer and the Company ( the "Agreement" ) , the obligations of which will be sufficient to pay the principal of and interest and prepayment premium, if any, on the Bond , as and when the same shall be due ; and WHEREAS, the Issuer proposes to sell the Bond upon a negotiated basis to The National Bank of Waterloo (the "Lender" ) pursuant to a bond purchase agreement of even date herewith (the "Bond Purchase Agreement" ) ; NOW, THEREFORE, be it resolved by the City Council of the City of Waterloo, Iowa , as follows : I -2- Sec DEF ITI.O tion 1 . All Agreement hereinafter°rds and Resolutiondefine phrases defined follower unless otherwise d ) shall have the same Article I iofn the g words and termsr as expressly provided following meaniethis meaning in this meanings : used in this Resolution shall I . The "Agreement" have the and means the and between meth Issuer and theoan Agreement, dated as supplemented . of May Company, as from time to Y 1, I980, by "Bond" means time amended the Bond authorized corporation,"Compa and means Hellman to be issued hereunder. and an Design Associates Inc. , an Iowa Agreement . successors and assigns resulting and or transferee poration as provider in Section 5 . 1 of the any surviving, Th eiri erm "event Sect ' of default" means those n 9 hereof. events specified in and defined io "'Resolution" means this Resolution. tion. °the Agreement means all amounts Payable nrtgagBo a e l`'h and otherpP�ou is Pable pursuant r Section under tion to the payments the Agreement and .ter e of principal or interest AUTHORIZATION AND • —_- OF BOND PREPAYMENT Section. 2 . the�Iss,uerh'! sha11 That befor ndthe hepurpose of fin Projec(HellmanDesign i Industrial be Development is hereby authorizedr the costb off the its date Des rn Project) piment .Rev to of delivery to in Revenue Bond , issued by the enderincipal sum of $450 Series000 �980 ThE' Bond shall to be dated Clerk of the be Signed andIssuer and the by the Mayor and each page Issuer thereof d seal of attested by the City • Ininitialled shall be officials . on the Bond case any official of the by the aforementioned affixed thereto shall cease to be Issuer whose an official signature shall before the delivery of -3- • such Bond, such signature shall nevertheless be valid and sufficient for all purposes, the same as if he had remained in office flcient until The Bond shall be payable, shall bear interest , shall ect to obligations and options for prepayment a andshall contain bother e ,terms and conditions, and be in the form, all lI as follows : • • -4- UNITED STATES OF AMERICA STATE OF IOWA COUNTY OF BLACK HAWK CITY OF WATERLOO INDUSTRIAL DEVELOPMENT REVENUE BOND SERIES 1980 (HELLMAN DESIGN PROJECT) No. R-1 KNOW ALL MEN of BY THESE Iowa, hereinafter called PRESENTS, $450, 000 to pay from the that the Bank Waterloo, and as Issuer", for• City of Waterloo set forth the or its hereinafter talu, received, ' State with assigns, exceptasp tthed r topromises applicable hereto, to prepayment The National Dollars ($450 yment prior the provsions 000} the Principal sum of to dredhereinafter the date hereof ate and r like Four Hundred maturity may become aforementioned manner to pay intereStnd o Fifty said the rate of Tens, a Thousand principal and per centon interest to (10%) per of ll sum from �d the principal natno n 1' ��981 an be payable as follows all of the t of the amount equal to Bond from its date the interest accrued each (2) On the May 1, 1981; month thereafter torsi dal, of June $4' 986. 92 andand and June, 1981 and balance andon May 1, 1995 the including April 1, on the first the Lender interest hall entire1995 an day of remaining p amount equal in its sole discretion and payable unpaid principal to Companyri and the IssuerProvide remainingnot latermay in writing delivered to that Payable May unpaid principal than March 1, 1990 tO the equal 1, 1990 balance demand that together onhe entire remaining such event, °f the Bond be due and the notwithstao nding any9 unpaid on Mab 1, 1990, th andin interest therein shallncepdu balance ofan amount ble this subsection; the anything to the contrary be indtpeYfirs Bond both Principal offirst clause Payable in lawful and premium, ifof principal office ofmoney of the any, and interest Waterloo, Iowa. The National Bank States of on this Bond the Payment of Each such t Bank of Waterloo America at the being interest monthlyhen payment (the "Lender" ) it to the shall be applied Payment of first to Principal . -5- In addition, interest and this Bond shall bear Principal at the interest u overdue rate of 12% payments of This Bond per annum until protection of ais issued under and secured paid . Resolution duly adopted by by and entitled �� Issuer (the Resolution" to the to Hellman Design) for the purpose the governingn body of the corporation gn Associates, Inc. °t f funding a loan land, buildings,order to finance the (the by the and other gs' Construction cost of acquisition b, an Iowa facilities of additional purchaseequipment of suitable use improvements and engaged in Processing and distributing as a graphic design �ulPment gomrnercial use artistic sstudio Payment of necessarye (the Project" Products costs ) located in WaterlooIowa, for industrial incidental thereto. IOC, and the Reference the rights, is hereby made to the terms u duties and obligations Resolution for conditions of the Bond of the a description of of the is issued and Issuer and the Lender Company,t the acquisition andsecured , TheP to and the Purpose, and loan of the proceeds completion 'of the pro •terms and Agreement the repayment of of the Bond to the Project by the dated as o f Maysaid loan are contained Company for time amended 1, 1980, in a Loan such time emended and supplemented, is hereinafter time to ch"Agr Agreement, as from referred to as the This Bond is transferable person or by his by the re person of by attorney dulyauthoriZediitewreiting ldar and Lender but . in hereof in pal office Payment ofe the yIn the manner, subject at the limitations This Bondcharges provided in the Resolutione limitations Constitutionandis issued pursuant to and the Code of Iowa, laws of the State in full Resolution . 1979, asof Iowa, complianceparticularly with the INDEBTEDNESS THIS BOND IS NOT (the Act") , and Y Chapter 419 of amended LIMITATION OF THE ISSUERA GENERAL OBLIGATION OF EaIS to the BUT IS A LIMITED WITHIN ANY CONSTITUTIONAL THE ISSUER NOR AN REVENUESA DERIVED FROM SPECIAL OBLIGATION OR STATUTORYLLY COMPANYTHE PROJECT, PAYABLE THE PRINCIPAL OF AGREEMENT, INCLUDINGSOLELY FROM WHICH OBLIGATION THEWI DEBT OBLIGATION SUFFICIENT SAME BECOME DUE AND INTEREST AND PREMIUM, IFANY, OBEN THE BONAS THE THE duly BECOME E AND PAYABLE. Such ON THE TO PAY b g for that purpose . Payments have BOND y a mortgage ofr the In addition been and and SecurityProject under the addition, Bondare hereby the Company Agreement, dated provisions of is secued and entry to the Lender,' as of May 1, 1980a certain have beenh • and the rights (the "Mortgage")e,� Mortgage Agr such principal, assigned to of the Issuer °m Additional Pal' interest the Lender to undegiefr Payments and premium, i f secure the payment of Agreement sufficient are required to be any, under the connection made by the Company with this pay the fees and expensesPe Lender under the Bond, taxes and assess of meets the in relating to the • -6- I • Project and reasonable expenses of the Issuer relating to the Project . THIS BOND AND INTEREST AND PREMIUM, IF ANY, THEREON DO NOT CONSTITUTE AN INDEBTEDNESS OF THE ISSUER WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY LIMITATION AND DO NOT CONSTITUTE NOR GIVE RISE TO A PECUNIARY LIABILITY OF THE ISSUER OR A CHARGE AGAINST ITS GENERAL CREDIT OR TAXING POWERS. This Bond is subject to mandatory prepayment at any time in part in inverse order of principal maturity at a prepayment price of 100% of the principal amount prepaid plus accrued interest to the prepayment date in the event of damage to or destruction or condemnation of the Mortgaged Property (as defined in the Mortgage) or any part thereof to the extent provided in Section 7 .6 of the Agreement and Sections 7 and 8 of the Mortgage, or from any moneys remaining in the Construction Fund to the extent provided in Section 3 .4 of the Agreement, or from certain excess cash flow to the extent provided in Section 7 . 3 of the Agreement. This Bond is also subject to optional prepayment in whole at any time at a prepayment price of 100% of the principal amount prepaid plus accrued interest to the prepayument date, in the event the Company shall elect to prepay installments payable under the Agreement in whole and to cause the Bond to be redeemed not later than 120 days following the occurrence of either of the following events : • (a) The Mortgaged Property (as defined in the :Mortgage) or a substantial portion thereof shall have been damaged or destroyed to such an extent that the Company deems it not practicable and desirable to rebuild, repair and restore the Mortgaged Property ; or • (b) There is condemnation of all or substantially all of the Mortgaged Property or the taking by eminent domain or such use or control of the Mortgaged Property so as to render the Mortgaged Property unsatisfactory to the Company for its intended use . This Bond is also subject to mandatory prepayment in the event the Company shall be obligated to prepay installments payable under the Agreement in whole and to cause the Bond to be redeemed not later than 120 days following the occurrence of any of the following events : (a) The Agreement shall have become void or unenforceable or impossible of performance; or (b) Interest on the Bond shall become subject to Federal income taxation as a result of any event other than a Determination of Taxability (as defined in the Agreement) , or the application of • -7- Subsection 103 in the Const • (b) (8) of the Internal or (c) The occurrence of itution or laws of the Revenue United Code, includin States or the State g aof ny change Iowa; in the Agreement) . a Deter urination of Taxability (as defined If called aboveintwho Bondhis o pr payment in any event specified time in thereof le at a prepayment re a object to prepayment by (a) or (b) plus accruedP yment price the interest of 100% of the Issuer at any If called for to the redemption Principal amount above, this prepayment date. time in Bond forlpayment due to the Whole subjectProvisions specified thereof at a prepayment to prepayment equal the plus accrued prepayment price of % of e the Issuer in (c) Tael'aidofor th�eatr of: (i) to eteredemption dateamount any Taxability period commencinginterest accrued Plus a Premium of the Bondso ( t defined in upon the on the Bond due to the Agreement) occurrence of so a equala Determination of and the Event of matured or to interest Taxability shall ,ng on the prepayment Prior premium was prepaid on accrued on theprincipal l X' Yment Taxabilit the date pf or after the xbe entitled to Y, duringatPrepayment pursuant of Taxability Bond which of the Event the period commencingt n theDeterminationthOc r or said Taxabilit on the principal matured or and endingdate of t of was prepaid . the date or dates on the occurrence rthe ce This Bond Company prior �s also subject following thirtymaturity on to prepayment in part in days ' any monthlyat the option prior installment of the priceprice order written notice to Payment date the of n0 the of inverse of principal the at Lender, prepayment date plus nci al amount p maturity at the in whole or with anya premium prepaidn plus prepayment together exceed $9 with ,� other optional prepaymentsf2% on any prepayment interest to May . Loan year" meansany twelveduring Payment which commencing any loan year month period commencing -8- -_.__ Prepayment of any amounts hereunder shall not reduce or relieve the obligation of the Company to pay installments under the Agreement until all of the remaining interest and principal have been paid or provision for its payment has been made in accordance with the Resolution. When the entire principal of, premium, if any, and interest on this Bond have been paid, this Bond shall be cancelled and be delivered to the Company by the Lender . Modifications , alterations or amendments of the provisions of this Bond may be made only to the extent and in the circumstances permitted by the Resolution. It is hereby certified, recited and declared that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of this Bond do exist, have happened and have been performed in due time, form and manner as required by law; that the issuance of this Bond and the issue of which it forms a part, together with all other obligations of the Issuer, does not exceed or violate any constitutional or statutory limitation . This Bond is issued with the intent that the laws of the State of Iowa will govern its construction. IN WITNESS WHEREOF, the City of Waterloo, Iowa, has caused this Bond to be executed in its name by the manual signature of the Mayor and its official seal to be affixed hereon and attested by the manual signature of the City Clerk and each page to be initialled by its undersigned officials, all as of this / 3 r4 day of May, 1980. • CITY OF WATERLOO, IOWA By A(�.+f Mayor ATTEST:: �` ' City Clerk (Seal ) This Bond has not been registered under the Securities Act of 1933, Iowa Uniform Securities Act the securities laws of any other jurisdiction and may be offered , sold or transferred only if registered pursuant to the provisions of the Iowa Uniform Securities Act or in any other jurisdiction in Which registration may be required , unless an exemption from registration is available . -9- BOND A LIMITED OBLIGATION Section 3. The Bond, together with interest thereon, general obligation of the Issuer, but is a limited, special loblit a .payable solely from the Revenues and other amounts derived from theeion Project which may be applied for such purpose (except to the paid out of moneys attributable to the extent of the Bond or to income from the temporaryproceeds derived from the sale shall be a valid claim of the respectivehlderssthereoftment honlyf) and the Construction Fund, the Revenues and other amounts Y against Project, which Revenues, Construction derived from the pledged, assigned and otherwise secured for the oehur aanal dnra are hereby payment of the Bond and shall be used for no otherrupurpose ratable nle the principal of, premium, if any, may be otherwise expressly authorizeddininthissResolution.t on the TheexB Bond ondas interest and premium, if any, thereon shall not constitute an and indebtedness of the Issuer within the meaning of any constitutional statutory provision and ' does not constitute nor give rise to a pecuniary liability of the Issuer or a charge against its general or credit or taxing powers . g l CUSTODY AND APPLICATION OF PROCEEDS OF BOND: CONSTRUCTION FUND Section 4. There is' hereby created and established with Lender, which is herebythe Issuer, a special fund toobetdesignated appointed and City of Waterloo as depositary for the Industrial Development Revenue Bond Iowa , Construction Fund" . (Hellman Design Project) of the Bond shall be depositeproced in the eConstruction ived by the lFund . uMon the sale Construction Fund shall be expended only in accordancedwithothes in the provisions of the Agreement, and particularly Section 3 . 3 thereof, and the provisions hereof. Moneys in the Construction Fund, including investment earnings,' shall be expended on orders drawn by the Authorized Company Representative specifying with respect to each payment to be made : (a) The requisition number and date; (b) The name and address of the whom payment is due or has been made, whichn firm loru corporation hemp to may include the Company; -10- (c) The amount to be paid or which has been paid and the same whether by invoice, statement for services or of shall be attached; evidence of herwise Which (d) The purpose for Which the obligation rincurred; to be paid was (e) That no event of default has occurred here been remedied; hereunder which has not (f) That each obligation mentioned therein has been incurred, is for a proper in and has not expense of the Project incurred subsequent to been included in a former requisition and that the proceeds of the Bond are being used to Project; and pay the Costs of the of (g) Such additional supporting documentation as the reasonably require in order to better assure itself as to the and purpose of each disbursement and the Lender may other thirdp priority amount Party creditors of the Company. Y of the Mortgage as to The Lender is hereby authorized and directed to make each disbursement required by the provisions of the Agreement Section and to issue its checks therefor . nt and this The Lender, as depositary, shall keep and maintain adequate recordscedrom pertaining to the Construction Fund and all disbursements (investment earnings shall be separately provided in Section 7 ) and after the Project has been completed accounted for as a certificate of payment of all costs filed as provided in of the Agreement P eted and the Lender shall, uponSectiono 3 . 4 deliver a summary of its disbursements to thetCompan . b y the Company Y ACQUISITION OF PROJECT AND PAYMENT OF AMOUNTS UNDER THE AGREEMENT Section 5 . It is the declared intention of the Issuer o authorize the Lender to disburse the enable the Company to acquire, byproceeds of the Bond in torder to under andh pursuantoy to q construction or the Agreement in the formpurchase,beenne Project presented to and is hereby approved bythe Which has and Which is now on file in the official recordsnofgthe body of the Issuer Issuer . -11- The Mayor is hereby authorized to execute and acknowledge said Agreement for and on behalf of the Issuer, and the City Clerk is hereby authorized to attest the same and to affix thereto the seal of the Issuer. The Agreement provides that the Company shall remit the required loan repayment installments thereunder directly to the Lender for the payment when due (whether at stated maturity, prepayment or acceleration) of the principal of, prepayment premium, if applicable, and interest on the Bond. ASSIGNMENT AND PLEDGE Section 6. As security for the due and punctual payment of the principal installments of and interest on the Bond hereby authorized the Issuer hereby assigns and pledges to the Lender all Revenues, the Construction Fund and all rights, title, interest and remedies of the Issuer in and to the Agreement (except the right to receive payments, if any, under Sections 4. 2(c) , 5. 5 and 6 . 3 thereof) and to enforce payment thereof, and grant a security interest therein for the benefit of the Lender . INVESTMENTS; ARBITRAGE • Section 7. Any moneys held as part of the Construction Fund shall be invested and reinvested by the Lender in accordance with the provisions of Section 3 . 5 of the Agreement. Any such investments shall be held by or under the control Of the Lender and shall be deemed at all times a part of such fund. The interest accruing thereon and any profit realized from such investments shall be credited to and any loss resulting from such investments shall be charged to such fund . Interest accruing on any reinvestment of investment earnings and any profits realized from the Construction Fund and any losses resulting therefrom shall be accounted for with the investment earnings . The Lender shall sell and reduce to cash a sufficient amount of such investments of the Construction Fund whenever the cash balance in the Construction Fund is insufficient to pay a payment order when presented or whenever the payments by the Company are insufficient to pay the principal of, premium, if any, and interest on the Bond when due . The Issuer and the Lender covenant and certify to each other and to and for the benefit of the purchasers of the Bond that no use will -12- be made of the proceeds from the issue and sale of the Bond which will cause the Bond to be classified as an "arbitrage bond" within the meaning of Section 103 (c) ( 2) of the Internal Revenue Code . Pursuant to such covenant, the Issuer and the Lender jointly and severally obligate themselves to comply throughout the term of the issue of the Bond with the requirements of Section 103 (c) of the Internal Revenue Code and any regulations proposed or promulgated thereunder . GENERAL COVENANTS Section 8. The Issuer covenants that it will promptly cause to be paid solely and only from the Revenues, the principal of, premium, if any, and interest on the Bond hereby authorized at the place, on the dates and in the manner provided herein and in the Bond according to the true intent and meaning thereof. Nothing in the Bond or this Resolution should be considered as assigning or pledging any other funds or assets of the' Issuer other than such Revenues, the Construction Fund and the right, title and interest of the Issuer in the Agreement, in the manner and to the extent herein specified . The Issuer covenants that it will faithfully perform at all times any and all covenants, undertakings, stipulations and provisions contained in this Resolution, in the Bond and in all proceedings of its governing body pertaining thereto . The Issuer covenants that it will execute, acknowledge and deliver such instruments, financing statements and other documents as the Lender may reasonably require for the better assuring , pledging and assigning unto the Lender the rights of the Issuer in and to the Revenues and receipts hereby assigned and pledged to the payment of the principal of, premium, if any, and interest on the Bond; provided , however, that except for the obligations set forth in the Bond, the Issuer shall not be obligated to take any action or execute any instrument pursuant to any provision hereof or the Agreement until it shall have been requested to do so by the Company or the Lender, or shall have received the instrument to be executed and, at the Issuer 's option, shall have received from the Company or the Lender assurance satisfactory to the Issuer that the Issuer shall be reimbursed for its reasonable expenses incurred or to be incurred in connection with the taking of such action or executing such instrument. The Issuer covenants and agrees that, except as herein and in the Agreement provided, it will not sell, convey, mortgage, encumber or otherwise dispose of any part of the Revenues, the Construction Fund, or of its rights under the Agreement. -13- The Issuer covenants and agrees that it shall , through the Lender, enforce all of its rights and all of the obligations of the Company under the Agreement for the benefit of the owners of the Bond . The Issuer shall protect the rights of the Lender hereunder with respect to the assignment and pledge of the Revenues and receipts coming due under - the Agreement, and the rights of the Lender under the Mortgage . The Issuer further covenants and agrees that should there be a default under the Agreement, the Issuer shall fully cooperate with the Lender to the end of fully protecting the rights and security of the Lender thereunder, hereunder and under the Mortgage . Nothing herein shall be construed as requiring the Issuer to operate the Project or to use any funds or revenues from any source other than the Construction • Fund and the Revenues derived from the Agreement. EVENTS OF DEFAULT AND REMEDIES Section 9. If any of the following events occur, it is hereby defined as and declared to be and to constitute an "event of default" : (a) Default in the due and punctual payment of interest on the Bond; (b) Default in the due and punctual payment of..the principal of, or premium, if any, on the Bond, whether at the stated maturity of any installment thereof or upon proceedings for prepayment thereof; ( c) Default in the performance or observance of any other covenant, agreement or condition on the part of the Issuer in this Resolution or in the Bond contained; provided that the same shall not constitute an event of default until actual notice of such default by registered or certified mail shall be given to the Issuer and the Company by the Lender and the Issuer and the Company shall have had thirty days after receipt of such notice to correct said default or cause said default to be corrected, and shall not have corrected said default or caused said default to be corrected within the applicable period; provided, further, if said default be such that it cannot be corrected within the applicable period, it shall not constitute an event of default if corrective action is instituted within the applicable period and diligently pursued until the default is corrected; (d) The occurrence of an "event of default" under the Agreement, the Security Agreement or the Mortgage; • -14- (e) The occurrence of an "event of default" under the Guarantee. Upon the occurrence of an event of default and so long as such event is continuing, the Lender by notice in writing delivered to the Issuer and the Company, may declare the entire outstanding principal amount of the Bond and the interest accrued thereon to the date of payment immediately due and payable, and such principal installments and interest shall thereupon become and be immediately due and payable . Upon any such declaration, all payments under the Agreement from the Company immediately shall become due and payable as provided in Section 6 . 2 of the Agreement. While any principal installments of the Bond or interest are unpaid, the Issuer shall not exercise any of the remedies on default specified in Section 6. 2 of the Agreement without prior written consent of the Lender . Upon the occurrence of an event of default, the Lender may pursue any available remedy at law or in equity by suit, action, mandamus or other .proceeding to enforce the payment of the principal installments, premium, if any, and interest on the Bond and to enforce and compel the performance of the duties and obligations of the Issuer as herein set forth. No remedy by the terms of this Resolution conferred .upon or reserved to the Lender is intended to be exclusive of any other remedy, but each and every such remedy shall be cumulative and shall be in addition to any other remedy given to the Lender or to the holders of the Bond under this Resolution, the Agreement, the Mortgage or now or hereafter existing at law or in equity or by statute . No delay or omission to exercise any right, power or remedy accruing upon any event of default shall impair any such right, power or remedy or shall be construed to be a waiver of any such right, power or remedy and any such right, power, or remedy may be exercised from time to time as often as may be deemed expedient. All moneys received pursuant to any right given or action taken under the provisions of this Section or the Mortgage or under the provisions of Article VI of the Agreement (after payments of the costs and expenses of the proceedings resulting in the collection of such moneys and of the expenses, liabilities and advances incurred or made by the Issuer and the Lender) and all moneys in the Construction Fund at the time of the occurrence of an event of default shall be -15- applied to the payment of the principal installments, premium, if any, and interest then due and unpaid upon the Bond to the person or persons entitled thereto. Whenever moneys are to be applied pursuant to the provisions of this Section, such moneys shall be applied at such times, and from time to time, as the Lender shall determine . The Lender shall give such notice as it may deem appropriate of the deposit with it of any such moneys and of the fixing of any such date, and shall not be required to make payment to the owner of any participation interest in the Bond until such certificate of participant shall be presented to the Lender for appropriate endorsement or for cancellation if fully paid . Whenever all principal installments, premium, if any, and interest on the Bond and any other amounts secured by the Mortgage shall have been paid under the provisions of this Section and all expenses of the Lender and the Issuer have been paid, any surplus shall be repaid to the Company. With regard to any default concerning which notice is given to the Company under the provisions of this Section, the Issuer hereby grants the Company full authority for account of the Issuer to perform or observe any covenant or obligation alleged in said notice not to have been performed or observed, in the name and stead of the Issuer with the full power to do any and all things and acts to .the same extent that the Issuer could do -in order to remedy such default . SALE OF THE BOND: • ACCEPTANCE OF BOND PURCHASE AGREEMENT Section 10. The sale of the Bond hereby authorized to the Lender at a price of par and payment pursuant to the Bond Purchase Agreement is hereby in all respects authorized, approved and confirmed . The Mayor is hereby authorized and directed to execute said Bond Purchase Agreement for and on behalf of the Issuer . PERFORMANCE PROVISIONS Section 11 . The Mayor and City Clerk, for and on behalf of the Issuer be, and each of them hereby is, authorized and directed to do any and all things necessary to effect the performance of all -16 • - obligations of the Issuer under and pursuant to this Resolution, the execution and delivery of the Bond and the performance of all other acts conferred by this Resolution. The Mayor and City Clerk be, and they are hereby, further authorized and directed for and on behalf of the Issuer, to execute all papers, documents, certificates and other instruments that may be required for the carrying out of the authority conferred by this Resolution or to evidence said authority and to exercise and otherwise take all necessary action to the full realization of the rights, accomplishments and purposes of the Issuer under the Agreement and to discharge all of the obligations of the Issuer under the Agreement. DETERMINATION OF LOAN REPAYMENTS Section 12. Pursuant to the requirements of the Act, it is hereby found and determined that the amounts necessary in each year to pay the principal of and the interest on the Bond is the amount set forth in Section 4. 2 of the Agreement, which by this reference is incorporated in this Resolution. No amounts are necessary to be paid into any reserve funds for the retirement of the Bond . The Agreement provides that the Company shall maintain the Project and carry all proper insurance with respect thereto . NOTICES Section 13. It shall be sufficient service of any notice or other paper on any party if the same shall be duly mailed to that party by registered or certified mail addressed to that party at the respective address set forth in the Agreement, or such address as may from time to time be filed with the other parties . RESOLUTION A CONTRACT; PROVISIONS FOR MODIFICATIONS, ALTERATIONS AND AMENDMENTS; ASSIGNMENT Section 14. The provisions of this Resolution shall constitute a contract between the Issuer and the Lender; and after the issuance of the Bond no modification, alteration, or amendment or supplement to the provisions of this Resolution shall be made in any manner except with the written consent of the Lender . until such time as all principal of, premium, if any, and interest on the Bond shall have been paid in full . The rights and interest of the Lender herein and to the Bond may be assigned by the Lender without the necessity of consent of the Company or the Issuer. • -17- SATISFACTION AND DISCHARGE Section 15 . All rights and obligations of the Issuer and the Company under the Agreement, the Bond and this Resolution shall .terminate and such instruments shall cease to be of further effect, and the Lender shall cancel the Bond, deliver it to the Company, and deliver a copy of the cancelled Bond to the Issuer, and the Lender shall execute and deliver all appropriate instruments evidencing and acknowledging the satisfaction of this Resolution, execute an appropriate release of the Mortgage when: (a) all expenses of the Issuer and the Lender shall have been paid; (b) the Issuer and the Company shall have performed all of their covenants and promises in the Agreement, the Mortgage, the Bond , and in this Resolution; and (c) all principal of, premium, if any, and interest on the Bond have been paid or there shall have been deposited with the Lender either cash in an amount which Shall be sufficient, or investments (but only to the extent that the full faith and credit of the United States of America are pledged to the timely payment thereof) the principal of and interest on which, when due, will provide moneys which, together with the moneys, if any, deposited with the Lender, shall 'be sufficient to pay when due the principal or prepayment price, if applicable, and interest due and to become due on the Bond and prior to the prepayment date or the maturity date thereof, as the case may be . Provided , however, none of the principal of the Bond may be advance refunded if under any circumstances the interest on the principal to be refunded would be subject to Federal income taxation . In determining the foregoing, the Lender may rely upon an opinion of a nationally recognized firm of municipal bond attorneys to the effect that interest on the Bond will not be subject to Federal income taxation, notwithstanding the satisfaction and discharge of this Resolution. SEVERABILITY Section 16. If any section, paragraph, clause or provision of this Resolution shall be ruled by any court of competent jurisdiction to be invalid, the invalidity of such section, paragraph, clause or provision shall not affect any of ,the remaining provisions hereof . '-18- CAPTIONS Section 17. The captions or headings of this Resolution are for convenience only and in no way define, limit or describe the scope or intent of any provision of this Resolution. SUNDAYS AND HOLIDAYS Section 18. In any case where the date of maturity of interest on or principal of the Bond or the date fixed for prepayment thereof shall be a holiday or a day on which banking institutions are authorized by law to close , then payment of principal , premium, if any, or interest need not be made on such date, but may be made on the next succeeding business day but in such event interest shall continue to accrue until the actual date of payment. PROVISIONS IN CONFLICT REPEALED Section 19. All resolutions and orders, or parts thereof, in conflict with the provisions of this Resolution are, to the extent of such conflict, hereby repealed, and this Resolution shall be effective immediately upon its adoption and approval . • Passed and approved 'this 13th day of May , 1980. • Mayo r ATTEST: } .1I ,y Clerk • -19-