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HomeMy WebLinkAboutB&B Builders and Supply-5/2/2016FORM OF CONTRACT CONTRACT FOR THE CONSTRUCTION OF F.Y. 2016 SIDEWALK REPAIR PROGRAM — ZONE 6 AND TRAIL REPAIRS CITY OF WATERLOO, IOWA CONTRACT NO. 902 This contract made and entered into this day of P 20_, by and between the City of Waterloo, Iowa, a Municipal Corporation, (hereinafter referred to as City), and 1 4 P t�t-u [J(e(%S tb, cJ (St t of Waterloo, Iowa, (hereinafter referred to as Contractor), WITNESSETH: PAR. 1 Contractor agrees to build and construct the FY 2016 SIDEWALK REPAIR PROGRAM — ZONE 6 AND TRAIL REPAIRS, Contract 902 and furnish all necessary tools, equipment, materials, and labor necessary to do all the work called for in the plans and specifications in a workmanship like manner and for the prices set forth in Contractor's proposal, which was accepted by the City, and which is understood and agreed to be a part of this contract. PAR. 2 It is understood and agreed that the resolution adopted by the City Council ordering the construction of the improvement, the Notice to Contractors as published, the Instruction to Bidders, the Form of Proposal, the Construction and Maintenance Bonds, the Council Proceedings relating to this matter, and the Plans and Specifications shall all be considered as forming a part of the contract the same as though they were each set out in said contract. PAR.3 The Contractor agrees to furnish at its own cost and expense, all necessary materials and labor for said work and to construct said improvements in a thorough, substantial, and workmanlike manner, and in strict accordance with the requirements of this contract, and of the plans and specifications made a part hereof by reference, and to the satisfaction and approval of the City and its engineer. FORM OF CONTRACT PAGE 1 OF 5 PAGES PAR. 4 PAR. 5 PAR. 6 PAR. 7 PAR. 8 PAR. 9 The Contractor agrees to perform said work and install said improvements on the terms set out in bid or proposal to the City which has been accepted by the City and which is by reference made a part of this contract. The Contractor agrees to commence said work within ten (10) working days after receipt of "Notice to Proceed" and complete it on or before September 15. 2016, unless an extension of time is granted in writing by the Council of the City. Should the Contractor fail to complete said improvements in strict accordance with the terms and conditions of this contract, or the plans and specifications therefor promptly by the date herein specifled, the City may pay such additional sums as it may be required to pay by reason of the failure of said contractor and deduct any and all such sums from any amount then due the Contractor. The Contractor agrees to comply with and obey alt ordinances of the City of Waterloo, lowa, relating to the obstruction of streets and alleys, keeping open passage ways for water, traffic, and protecting any excavations in any street or alley, and maintaining proper and sufficient barricades with lights and signals during alt hours of darkness, to see that the backfilling is properly done, and agrees to keep the City whote and defend any and alt suits that may be brought against the City by reason of any irijuries that may be sustained by any person or property allegedly caused by the Gontractor, or his agents, while work is done pursuant to this agreement. The Contractor agrees that in the event a law suit is brought against the City for damages allegedly sustained by reason of any act, omission or negligence of the Contractor or its agents, or on account of any injuries allegedty sustained by reason of any obstructiori, hole, depression or barrier placed or dug by the defendant or its agents, in the doing of the work herein contracted for, that it will defend said suit and save the City harmless therein, and in case judgment is rendered against the City, the Contractor agrees to pay the same promptly. The Contractor agrees to carry pubtic liability insurance in a solvent company in a sufficient amount to protect the City and those who use the streets of the City. The City shall have the right to appoint one or more construction reviewers who shall review the progress of the work in detail; also, to make any test or any material to be used in such work. No materiat shall be used in any work until the same has first been approved by the construction reviewer. Such construction reviewer shall have fult authority to pass judgment upon alt materials and upon the manner of doing the work, and their judgment on rejecting any materials, substance, or manner of work shall be final unless it is revoked or modified by the City Engineer. FORM OF CONTRACT PAGE 2 OF 5 PAGES PAR. 10 PAR. 11 PAR. 12 PAR. 13 PAR. 14 PAR. 15 Any material, which has been rejected by the construction reviewer, shall be at once removed from the line of work and shati not be again taken thereon or placed with the material proposed to be used without the written consent of the City Engineer. The Contractor shall maintain no cause of action against the City on account of delays and prosecution of work, but if said work is delayed by the City, the Contractor shall have such extra time for completion of the job as was Iost by reason of the delay caused by the City. The Contractor agrees to pay punctuafly all just claims of labor, material, men, or subcontractors who shall perform labor or furnish materials entering into this improvement. It is agreed that the City need not pay the Contractor until all such claims are paid by the Contractor. It is agreed that the City shall not be Iiable for said tabor, material, or men under this contract. The Contractor agrees to furnish the City, simultaneously with this contract, a bond on a form to be provided by the Gity in the amount provided by Iaw as stated in the Notice to Bidders, which shall be for the benefit of the City, and any and all persons injured by the breach of any of the terms of this contract. Said bond shall be filed with the City Clerk and shalt be subject to the approval of the City Councii, and is by reference made a part of this contract. The Contractor agrees that should it abandon work under this contract or cease the prosecution thereof for a period of thirty (30) consecutive days without reasonable cause, and should it fail to proceed with said work within ten (10) days after a notice to continue or carry it on has been mailed to it at the address given herein by the City, or after such notice has been served on it, then the City may proceed to complete said work, using any material, tools, or machinery found along said line of work, doing the work either by contract or as it may elect, and the Contractor and the sureties on its bond shall be Iiable to the City for the costs and expenses so paid out. Said costs shall be retained by the City from any compensation due, or to become due the Contractor, and may be recovered by the City in an action upon Contractor's bond. In consideration of the full compliance on the part of the Contractor with all the provisions, stipulations, and conditions hereof, or contained in the various instruments made a part of this contract by reference, and upon compietion and acceptance of said work, the City agrees to pay to the Contractor, in the manner set out in the Notice to Contractors, the amount of money due the Contractor for work performed and accepted, at the unit FORM OF CONTRACT PAGE 3 OF 5 PAGES PAR. 16 PAR. 17 PAR. 18 PAR. 19 PAR. 20 PAR. 21 prices set out in the Contractor's proposal, which has been accepted by the City. The total amount of the contract, based on the Engineer's estimates of quantities arid the Contractor's unit bid prices, ancl for which 100% surety bond is required is $315,365.83. After the completion af said work, the Coritractor agrees to remove all debris and clean up saicl streets, and to save the City harmless from any damage allegedly resulting from a failure to clean up and remove the debris or put the street back in a proper condition for travel. This contract is not divisible, but in the event of a confiict between this contract and the various instruments incorporated by reference, this contract shall govern. Before the Contractor shall be entitled to receive final payment for work done under this contract, it shall execute and file a bond in the penal sum of not Iess than 100% of the total amount of the contract, same to be known as Maintenance Bond," and which bond must be approved by the City Council, and which bond is in addition to the bond given by the Contractor to guarantee the completion of the work. The Contractor shall maintain all work done hereunder in good order for the period of two (2) years from and after the date it is accepted by the Council of the City of Waterloo, towa. Said maintenance shati be made without expense to the City or the abutting property. In the event of the failure or default of the Contractor to remedy any or all defects appearing in said work within a period of two (2) years from the date of its acoeptance by said Council, and after having been given ten (10) days notice so to do by registered Ietter deposited in the United States Post Office in said town, addressed to said contractor at the address herein given, then the City may proceed to remedy such defects. The costs and expenses thereof to be recovered from the Contractor and the sureties on its maintenance borid by an action brought in any court of competentjurisdiction. The Contractor shall give notice to said City by registered tetter directed to the Mayor or City CterklAuditor thereof not more than four (4) and not Iess than three (3) months prior to the expiration of the term during which the Contractor is required to maintain said improvements, in good repair by the terms of its Contract. The Iiability of the Contractor and of the sureties on its bond for maintenance of the said improvements shalt continue until three (3) months after such notice has been given to the City, and, in any event, until two (2) years after the acceptance of the work. FORM OF CONTRACT PAGE 4 OF 5 PAGES CITY OF WATERLOO, IOWA K L ect7 Mayor a City Clerk I t'13 Az//i Contractor BY: "Z Title: Owner Approved by the City Council of the City of Waterloo, Iowa, this day of 20 ATTEST: , City Clerk Waterloo, Iowa FORM OF CONTRACT PAGE 5 OF 5 PAGES Bond No. AC585626 PERFORMANCE BOND KNOWALL MEN BY THEESE FRESENTS: That we, B & B Buiiders & Supply af 5728 Sierra Drive, Waterloo, IA 50701 - (the "Principal), and Merchants Bonding Company (Mutual) of 6700 IonParkwayestDesMoinso2e6 (the Surely") are held and flrmly hound unto the Cify of Watertoo, owa (ttie "Oblrgee") n the penal sum ef Dollars ($sis,365.82 ) Iawful rnoney of the United Stales for the payment of sad sum in connection with a contract (the °Contract") dated on or about May32016- for the purpose of Ltaq1QifiairProgram- Zone6andfrajl Repairs -Zone6;ContraetNo.902 The Contract is incorporated herein by reference as though fully set forth herein VVIienever the Principal shall be and is cieclared by the Obligee to he in default under the Coritract, wilh the Obligee having perforrned its ohligations iri the Coritract, then the Surety acknowledging that time is o$ the essence may promptly rernedy the default or shall prornptly underake to: 1. Cornplete the Contract in aecordance with its terms and conditions; or 2. Ohtain olie or niore bids [or completing IIie Contract in accordance with its terms and conditions and upon deterniinatiori IJy Ibe Surety of the Powest responsible bidder, or negotialed proposal, or, if the Obligee eteets upon determination hy the Obligee and (he Surety jointly of the iowest responsibPe bidder, or negotiated proposal, arranqe for a contracl between such parfy and (he Obligee. The Surety will tnake avaiiahle as work progresses sufficient Funds to pay the cosl of eompletion Iess lhe halance of the Contract prce [he cost of cornpletion ineludes responsibilities of the Principal for correction of defeotive work and completion of the Coritract, the Obhgoes legat and design professionat oosts resulting directly from the Principais ciefault, and Iiquiciated dainages or aotual darnages if no Iiquidated daniages are speci[ied iri the Contract. ihe Ieun "haiance of the Contract price" rneans the total arnount payable hy tlie Ohligee to the Principal rinder the Contract ancl any amendments thereto Iess the amouni properly paid by the Obligee to the Principal; or 3. Detennine the amount for which it is Iiable to the Ohhgee and pay the Ohligee that arnount as soon as practicable, In ttie event this hond is enforced, PriricipaF and Surety agree 10 indernnify Obligee and hold Obligee hari-nless frorn and agair ist any and all costs ot enforcement, including bul not imiled Lo reasoriabie attorneys fees and expenses. Every Surety on this bond shail he deemed and held, any contraet to the coritrary notwithstanding, to consent 10 each and all of the foliowing n atters without notice: PerI.)rnpince I3ond faie 1 of 2 To any extension of time to the Contract in which to perform the Contract. To any change in the plans, specifications, or Contract when such change does not involve an increase of more than twenty percent (20%) of the total Contract price, and shall then be released only as to such excess increase. That no provision of this bond or of any other contract shall be valid which limits to less than one (1) year from the time of the acceptance of the work the right to sue on this bond for defect in workmanship or material not discovered or known to the Obligee at the time such work was accepted. If the Principal performs the Contract, then this bond shall be null and void; otherwise it shall remain in full force and effect. In no event shall the Surety's total obligation exceed the penal amount of this bond. Terms used herein shall include, as appropriate, the singular or plural number, or the masculine, feminine or neuter gender. IN WITNESS WHEREOF, the undersigned Principal and Surety have executed this Performance Bond as of May 3, 2016 PRINCIPAL B & B Builders & Supply Name By: Title: ocza "41 SURETY Merchants Bonding Company (Mutual) Name By: wg& AMr Title: Fact f attach Power of Attorney] NOTE: Date of BOND must not be prior to date of Contract. If CONTRACTOR is Partnership, all partners should execute BOND. IMPORTANT: Surety companies executing bonds nntst appear on the Treasury Department's most current list (Circular 570 as amended) and be authorized to transact business in the State where the project is located. Performance Bond Page 2 of 2 PAYMENT BOND KNOW ALL MEN BY THESE PRESENTS: that B & B Builders & Supply 5728 Sierra Drive, Waterloo, 1A50701 a Incflvidual (Naiiie af Contvactor) (Address af Conftaclor (Corpofatiofl, Partnership or Indivdtiaij and, Merchants Bonding Company (Mutual) (Name of Surety) 6700 Westown Parkway, West Des Moines, IA 50266 (Address ef Surety) hereinafter calted Surety, are held and firmly bound unto City of W[! 715 Mulberry Street, Waterloo, IA 50703 (Nome ef Ownr (Addrcss af Owne r) Tliree Hundred FUeen Tholasand heretnafter called OWNER, te the penal sum of meeHunddSMfHveand8ElOD Dollars,($ 315,365.82 n awful rnoney of the United States, for the payrnent of which sum wefl and Iruly to be made, we bind ourselves successors, and assigns jointly and severaily, tirmy hy these presents. THE CONDITION OF THIS OBLIGATION is such that whereas, the Principal entered into a certain contract with the OWNER, dated the 3rd_. day of J4y 2016, a copy of which is hereto attached and made a part hereof for the construction of: F. Y. 2016 Sidewaik Repair Program - Zone 6 and Trail Repairs - Zone 6; Contract No. 902 Bond No. 1AC585626 iereinafter called Principal, NOW, THEREFORE, if tlie Principal shall prornptly maRc payment to all persofls, tirms SUBCONTRACTORS, and corporations furnishing materials for or performinci labor in the prosecution of the WORK provided for in such contract, and any authorized extension or moditicatiOfl thereof, including all amoLints due tor materials, lubricants, oil, gasoline, coal and coke, repairs on machinery, equiprnent and tools, consurned or used in connection with the constructiOfl of such WORK, and all instirance premiums on said WORK, and for all labor, periorrned in such WORK whether by SUBCONTRACTOR or otherwise, then this ohligation shall be void; otheiwise to remairi itt full force and effect. PROVIDED, FURTHER, that the said Surety for value received hereby stipulates and agrees that no change, extension of time, alteration or addition to the terms of the contract or to the WORK to be performed thereunder or the SPECIFICATIONS accompanying the same shall in any wise affect its obligation on this BOND, and it does hereby waive notice of any such change, extension of time, alteration or addition to the terms of the contract or to the WORK or to the SPECIFICATIONS. PROVIDED, FURTHER, that no final settlement between the OWNER and the CONTRACTOR shall abridge the right of any beneficiary hereunder, whose claim may be unsatisfied. IN WITNESS HEREOF, this instrument is executed in four ncounterparts, each one of (number) which shall be deemed an original, this the 2016 ATTEST: (Principal) Secretary (SS L) /vu StA: Witness as to Princip� 5728 Sierra. Drive Waterloo, IA 50701 __ ATTEST: t _ Witness as Surety 4200 Corporate Drive, Suite 160 (Address) West Des Moines, IA 50266 3rd day of B & B Builders & Supply Principal 5728 Sierra Drive IA 50701 West Des Moines, IA 50266 NOTE: Date of BOND must not be prior to date of Contract. If CONTRACTOR is Partnership, all partners should execute BOND. s pro ..,y ,ent IMPORTANT: Surety companies executing bonds must appear on the Treasury Department's most current list (Circular 570 as amended) and be authorized to transact business in the State where the project is located. MERcnAN\ BONDING COMPANYm POWER OF ATTORNEY Know AU Persons By These Fresents, that MERCHANTS BOF'JDING COMFANY (MUTUAL) and MERGHANTS NATIONAL BONDING, INC., both being corporatioflS ofthe State of Iowa (herein collectively called the "ConipanieC) do hereby niake, constitute and appoint, individually, Abigail R Mohr; Jenniter Keislar; John R Fay; John W Ahrold; Kariene K Kentner; Kent M Rosenberg; Lauri Meneough; Mat DeGroote; Matthew R Fay; Michael L Mccoy their true and Iawful Attorney(s)-in-FaCt, to make, execute, seal and deliver on behalf of the Cornpanies, as Surety, bonds, undertakings and other written obUgations in the nature thereof, subject to the limitation that any such instrument shall not exceed the arnount of: FIFTEEN MJLLJON ($15,000,000.00) DOLLARS This Power -of -Attorney is granted and is signed and sealed by facsimile under and by authority of the foliowing By -Laws adopted by the Board of Directors of Merchants Bonding Company (Mutual) on ApriI 23, 2011 and adopted by the Board of Directors of Merchants National Bonding, Inc., 00 October 24, 2011 - "The President, Secretary, Treasurer, or any Assistant Treasurer or any Assistant Secretary or any Vice President shall have power and authority to appoint Attorneys -in -Fact, and to authorize thern to execute 00 behalf of the Company, and attach the seal of the Cornpany thereto, bonds and undertakings, recognizances, contracts of indennity and ather writings obligatory in the nature thereot" The signature of any authorized officer and the seal of the Company may be affixed by facsimile or electronic transnliSsiOn to any Power ot Attorney or Certiflcation thereof authorizing the execution and delivery of any bond, undertaking, recognizance, or other suretyship obligations of the Company, and such signature and seal when so used shall have the sarne force and effect as though manually fixed." In connection with obligations in favor of the Florida Depariment of Transportation only, it 5 agreed that the power and authority hereby given to the Attorney -in -Fact includes any and all consents for the release of retained percentages andtor final estirnates on engineering and constructiOfl contracts required by the State of Florida Department of Transportation 11 is fully understood that consenting to the State ofFlorida Departrnent of Transportation making payment of the final estimate to the Contractor and/or ts assignee, shall not relieve this surety compafly of any of its obligations under its bond. In connection with obligations in favor of the Kentucky Departmerit of l-Iighways only, it 15 agreed that the power and authority hereby given to the Attorney -in -Fact cannot be modified or revoked unless prior written personal notice of such intent has been given to the Cornmissioner- Departrnent of Highways of the Comnionwealth of Kentucky at Ieast thirty (30) days prior to the niodification or revocation. In Witness Whereof, the Companies have caused this instrument to be signed and sealed this l2th day of ApriI , 2016 •. 'u MERCHANTS BONDING COMPANY (MUTUAL) \ MERCHANTS NATIONAL BONDING, INC. e,jt'°44\ :°'t -0- '2i :'-.' -°-- 003 . - By /t�7 STATE OF IOWA .. COUNTY OF DaIlas 55. President On this l2th day of ApriI , 2016 , before me appeared Larry Taylor, to me personally known, who being by rne sworn did say that he is President of the MERCRANTS BONDING COMPANY (MUTUAL) and MERCHANTS NATIONAL BONDING, INC.; and that the seals affixed to the foregoing instrurnent are the Corporate seals of the Cornpanies; and that the said instrurnent was signed and sealed in behalf of the Cornpanies by authority of their respective Boards of Directors. WENDYW000Y t Comrnission Nultber 784654 7 My Comniission Expires June 20, 2017 Notary Pubffb'-Rn)k County, Iowa (Expiration of notary's cornmission does not invalidate this instrument) 1, Williarn Warner, Jr., Secretary of the MERCI-IANTS BONDING COMPANY (MUTUAL) and MERCHANTS NATIONAL BONDING, INC., do hereby certify that the above and foregoing is a true and correct copy of the POWER-OF-ATTORNEY executed by said Companies, which is stilI in fuII force and effect and has not been amended or revoked. In Witness Whereof, 1 have hereunto set my hand and affixed the seal of the Companies on this Brd day of May , 2016 •••••••••P14, p�42. f4):4/D :�5stu4. 0 secreary ' Z003 1933 : 0" ........... 44, ,jittfl POA 0014 (6/15) -1 ACORD CERTIFICATE OF LIABILITY INSURANCE OATE(MMIODFYYYY) 5/4/2016 mIS CERTIFICATE 15 ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSIJING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the policy(ios) must be endorsed. 11 SUBROGATION 15 WAIVED, subject to the terms and conditions of the policy, certain polictes may require an endorsemortt. A statement on thls certificate does not confer rlghts to tho certificate holder in Ileu of such endorsement(s). PRODUCER Arthur J. Gallagher Risk Managenient Services, Inc. 4200 Corporate Drve Ste 160 West Des Moines IA 50266 CONTACT NAME: LaIJri Meneough PHONE 515-309-6200 FAX 515-309-6225 p1rNoFxo it&. Iauri_meneough©ajg.coni INSURER(S) AFFORDING COVERAOE NAIO 11 INSURERA:BITCO General Insurance Corporation 20095 INSIJRED B & B Builders & Supply Robert Brustkern 5728 Sierra Drive Waterloo IA 50701 INSURERB: 0LP36$1882 INSURERC: 1/1/2017 INSIJRER 0: 51,000,000 INSURER E: 5300,000 INSURER F: BER: '..'Jv.fln'aI.J -.' .....- THIS 5 TO CERTIFY THAT TI -IE FOLICIES OF INSURANCE LISTED BELOW I-IAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLIGY PERIOD INDICATED. NOTWITHSTANDING ANY REQLIIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTI-IER DOCUMENT W1TH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED 011 MAY PERTAIN, TI -IE INSURANCE AFF0RDED BY THE POLICIES DESCRIBED HEREIN 18 SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDIT1ONS OF SIJCH P0LICIES. LIMITS SH0WN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR n'PEOFINSURANCE A00E INSO SUIN VNO POUCYNUMBER P01101 EFF (MM/D0IYYVY) POLICV EXP {MMIODPYYYY) LIMITS A x COMMERCIALGENERALLIABILITY Y 0LP36$1882 1/1/2016 1/1/2017 EACI-IOCCURRENCE 51,000,000 PREMISES(Eaoccurrenca) 5300,000 CLAIMS.MADE X OCCIJR MED EXP (Any ono person) $lO,000 PERSONAL & ADV INJURY $ 1000000 GENERAL AGOREGATE 52,000,000 GENL X AGGREGATE POLICY 0THER: LIMIT APPLIES PER: [1 L00 PR0DUCTS - COMPI0P AGG 52,000,000 $ A AUTOMOBILE X - LIABILITV ANYAUT0 HIREDAUT0S - SCHEDULED NON-0WNED AUTOS CAP3631863 1/1/2016 1/1/2017 !JJLrNGLE LIMIT BODILYINJURY(Perpsrson) $ BO0ILY INJURY (Per accident) 5 PROPERTY DAMAGE (Peracddent) $ A X UMBRELLA LIAB EXCESSLIAB OCCUR CLAIMS -MADE CUP2810243 1/1/2016 1/1/2017 EACH OCCURRENCE $2000,000 AGGRECATE 2,000,00O $ DED RETENTON$lO.000 A WORKERSCOMPENSATION ANOEMPLOYERSLIABILITY ANY PROPRIETOR/PARTNER)EXECUTIVE OFFICER]MEMBER EXCLUDED? (Mandatory In NH} If yes, desolbe under DESCRIPTION OF 0PERATIONS bolow ,y/N N 1 A WC3631884 1/1/2016 1/1/2017 x TUTE EL. EACH ACCIDENT 5500,000 EL. DISEASE - EA EMPL0YEE $500,000 E.L. DISEASE - POLICY LIMIT 5500,000 A Hired Equipment CLP3631882 1/1/2016 1/1/2017 Limil 50,000 Ded 1,000 DESCRIPTION OF 0PERATIONSI LOCATIDNS / VEHICLES (ACORD 101, AdditionaI Remarks Schedule, may be attached if more space Is required) Re: Zone 6 and Trail Repairs, Contract r'1o. 902. City of Waterloo is named as additional insured under the General LiRbility policy. GL3064(0911 1). ('1 flD City ofWaterloo 715 Mulberry Street Waterloo IA 50701 USA ............................ SHOULD MW OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCEWITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE ACORD 25(2014/01) -2014 ACORD CORPORATIQN. All rigiits reservea. The ACORD name and logo a e registered marks of ACORD